I’m a Technical Product Owner and Senior Business Analyst with 8+ years’ experience delivering integration-heavy platforms in fintech and data-driven environments. I own features end-to-end, translating complex technical requirements into clear specifications and working closely with engineering teams on APIs, data flows, and system behaviour. I excel at quickly understanding how products work behind the scenes and balancing technical constraints with commercial priorities to drive delivery in mid-sized, fast-moving organisations. I’m comfortable switching between detailed technical discussions with engineers and concise, strategic updates for senior leadership. I’ve led discovery, backlog refinement, UAT coordination, and production releases for SaaS and integration-heavy platforms. My approach focuses on turning architecture into tangible, user-focused outcomes, maintaining strong stakeholder communication, and delivering reliable, scalable product solutions that align with business goals.

Charlotte Rettie

I’m a Technical Product Owner and Senior Business Analyst with 8+ years’ experience delivering integration-heavy platforms in fintech and data-driven environments. I own features end-to-end, translating complex technical requirements into clear specifications and working closely with engineering teams on APIs, data flows, and system behaviour. I excel at quickly understanding how products work behind the scenes and balancing technical constraints with commercial priorities to drive delivery in mid-sized, fast-moving organisations. I’m comfortable switching between detailed technical discussions with engineers and concise, strategic updates for senior leadership. I’ve led discovery, backlog refinement, UAT coordination, and production releases for SaaS and integration-heavy platforms. My approach focuses on turning architecture into tangible, user-focused outcomes, maintaining strong stakeholder communication, and delivering reliable, scalable product solutions that align with business goals.

Available to hire

I’m a Technical Product Owner and Senior Business Analyst with 8+ years’ experience delivering integration-heavy platforms in fintech and data-driven environments. I own features end-to-end, translating complex technical requirements into clear specifications and working closely with engineering teams on APIs, data flows, and system behaviour. I excel at quickly understanding how products work behind the scenes and balancing technical constraints with commercial priorities to drive delivery in mid-sized, fast-moving organisations. I’m comfortable switching between detailed technical discussions with engineers and concise, strategic updates for senior leadership.

I’ve led discovery, backlog refinement, UAT coordination, and production releases for SaaS and integration-heavy platforms. My approach focuses on turning architecture into tangible, user-focused outcomes, maintaining strong stakeholder communication, and delivering reliable, scalable product solutions that align with business goals.

See more

Experience Level

Expert
Expert
Expert
Intermediate
Intermediate
Intermediate

Language

English
Fluent

Work Experience

Product Owner / Senior Business Analyst at Karumba Consulting
April 1, 2024 - September 30, 2024
Acted as Product Owner across complex reporting and workflow platforms, owning features from discovery through release and optimisation. Worked closely with engineers to define API-driven integrations and system interactions across multiple data sources. Wrote detailed product requirements, user stories, and acceptance criteria for technically complex initiatives. Used data analysis and SQL-style querying to investigate product behaviour and identify root causes of issues. Supported UAT, production deployments, and live issue triage to ensure stable releases. Translated technical architecture into concise updates for senior stakeholders and governance forums.
Senior Product Analyst / Technical Business Analyst at Algorithmic Coding Experts
September 1, 2023 - December 31, 2023
Led analysis and delivery for integration-heavy product features across fund lifecycle and operational workflows. Interpreted API documentation and mapped system-to-system data flows to support engineering implementation. Collaborated with senior engineers and architects to evaluate technical trade-offs and delivery approaches. Produced clear functional and technical specifications enabling efficient build cycles.
Senior Technical Business Analyst at Synetec
March 1, 2023 - July 31, 2023
Embedded within agile engineering teams delivering SaaS- style solutions for global clients. Defined product behaviour across complex integrations, APIs, and automation workflows. Partnered directly with developers to refine requirements and ensure technical feasibility. Supported end-to-end delivery including discovery, backlog refinement, release planning, and post-launch monitoring.
Senior Business Analyst at GPP
October 1, 2022 - December 31, 2022
Owned product analysis for a centralised data platform integrating multiple upstream and downstream systems. Defined system behaviour, validation rules, and operational workflows to improve scalability and reliability. Worked closely with engineers to optimise data flows and reporting outputs.
Transaction Reporting SME / Technical Business Analyst at Synetec (Client: Tetragon)
March 1, 2022 - September 30, 2022
Delivered integration-heavy product enhancements across regulatory reporting platforms. Mapped complex APIs and data dependencies between internal systems and third-party providers. Supported production releases and investigated live incidents, ensuring minimal operational disruption.
Senior Business Analyst at CryptoXpress
June 1, 2018 - March 31, 2022
Contributed to development of fintech platforms with complex transaction flows and external integrations. Worked directly with engineers on data models, system behaviour, and automation logic. Balanced user needs, technical constraints, and regulatory considerations when shaping product features.
Independent Product Development at United Project Hub
October 1, 2024 - Present
Designed and developed a prototype platform focused on governance-led workflows and scalable product structures. Defined end-to-end product logic, feature requirements, and integration concepts. Strengthened hands-on experience with product ownership, prioritisation, and iterative delivery.

Education

MA Newspaper Journalism at University of London
January 11, 2030 - March 29, 2026
BA (Hons) Marketing (2:1) at Leeds Beckett University
January 11, 2030 - March 29, 2026
Venture Capital Executive Programme at Imperial College Business School
January 1, 2024 - March 29, 2026
Venture Capital Executive Programme at Imperial College Business School
January 1, 2024 - January 1, 2024
MA Newspaper Journalism at University of London
January 11, 2030 - March 29, 2026
BA (Hons) Marketing (2:1) at Leeds Beckett University
January 11, 2030 - March 29, 2026

Qualifications

Venture Capital Executive Programme
January 1, 2024 - March 29, 2026
Venture Capital Executive Programme
January 1, 2024 - January 1, 2024

Industry Experience

Software & Internet, Financial Services, Professional Services