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I am a multi-faceted banking professional with over 40 months of experience in the banking sector, coupled with entrepreneurial experience in aquaculture. I specialize in managing micro-banking operations, product management, and equity research. I am skilled in blending creative intellect and sharp planning to meet top- and bottom-line objectives and drive organizational growth. I have comprehensive knowledge of equities, bonds, derivatives, and banking products, and I have successfully delivered mission-critical branch targets in coordination with top management. I am passionate about stakeholder management, data analysis, and developing business strategies that enhance profitability and streamline processes.…I am a multi-faceted banking professional with over 40 months of experience in the banking sector, coupled with entrepreneurial experience in aquaculture. I specialize in managing micro-banking operations, product management, and equity research. I am skilled in blending creative intellect and sharp planning to meet top- and bottom-line objectives and drive organizational growth. I have comprehensive knowledge of equities, bonds, derivatives, and banking products, and I have successfully delivered mission-critical branch targets in coordination with top management. I am passionate about stakeholder management, data analysis, and developing business strategies that enhance profitability and streamline processes.

Chintan Kantharia

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I am a multi-faceted banking professional with over 40 months of experience in the banking sector, coupled with entrepreneurial experience in aquaculture. I specialize in managing micro-banking operations, product management, and equity research. I am skilled in blending creative intellect and sharp planning to meet top- and bottom-line objectives and drive organizational growth. I have comprehensive knowledge of equities, bonds, derivatives, and banking products, and I have successfully delivered mission-critical branch targets in coordination with top management. I am passionate about stakeholder management, data analysis, and developing business strategies that enhance profitability and streamline processes.…I am a multi-faceted banking professional with over 40 months of experience in the banking sector, coupled with entrepreneurial experience in aquaculture. I specialize in managing micro-banking operations, product management, and equity research. I am skilled in blending creative intellect and sharp planning to meet top- and bottom-line objectives and drive organizational growth. I have comprehensive knowledge of equities, bonds, derivatives, and banking products, and I have successfully delivered mission-critical branch targets in coordination with top management. I am passionate about stakeholder management, data analysis, and developing business strategies that enhance profitability and streamline processes.

Available to hire

I am a multi-faceted banking professional with over 40 months of experience in the banking sector, coupled with entrepreneurial experience in aquaculture. I specialize in managing micro-banking operations, product management, and equity research. I am skilled in blending creative intellect and sharp planning to meet top- and bottom-line objectives and drive organizational growth.

I have comprehensive knowledge of equities, bonds, derivatives, and banking products, and I have successfully delivered mission-critical branch targets in coordination with top management. I am passionate about stakeholder management, data analysis, and developing business strategies that enhance profitability and streamline processes.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Language

Work Experience

Manager at ESAF Small Finance Bank

May 31, 2024 - August 15, 2025

Led the Micro-Banking Department by providing sustained client services to achieve high ROI and improved retention. Acted as Product Head for Micro Recurring Deposits and Insurance products, managing all product activities and collaborating with internal and external stakeholders. Maintained portfolio quality, reducing NPAs by 1.17%, and negotiated insurance schemes with major member associations. Contributed to EVP Business Secretariat by developing branch and field-level process monitoring, SOPs, and business systems. Conducted market and competitor analysis as well as P&L management in metro cities to identify gaps and risks.

General Management Intern at Neeyamo Solutions

June 30, 2020 - August 15, 2025

Performed in-depth market analysis for global expansion of HR outsourcing into the Mexico region. Supported business model design based on comprehensive primary and secondary research. Prepared financial projections and developed a three-year expansion roadmap.

Business Trainee at Pratham Aqua Farm

April 30, 2019 - August 15, 2025

Conducted extensive market and business research in aquaculture to analyze competitor activities and market trends. Revamped business models to enhance responsiveness and market-driven strategies; developed internal controls and SOPs. Led working capital optimization and reduced costs through cash flow forecasting. Diversified business into aqua culture feed with an average profit margin of 15-18%. Developed and maintained tracking spreadsheets for process monitoring and reporting.