I’m a data analyst and actuary with a strong foundation in financial services and a focus on turning complex data into practical risk and pricing insights. I enjoy working with probability, uncertainty, and loss trends to support decisions that improve business stability while ensuring products are priced fairly for the right level of risk. Across roles in insurance and benefits administration, I’ve handled reconciliation, verification, statistical analysis, and actuarial modeling that help prevent billing errors, improve underwriting quality, and strengthen profitability reporting. I’m currently building deeper actuarial expertise through professional study while staying hands-on with data analysis, predictive modeling, and clear stakeholder communication.…

Betty Hild

I’m a data analyst and actuary with a strong foundation in financial services and a focus on turning complex data into practical risk and pricing insights. I enjoy working with probability, uncertainty, and loss trends to support decisions that improve business stability while ensuring products are priced fairly for the right level of risk. Across roles in insurance and benefits administration, I’ve handled reconciliation, verification, statistical analysis, and actuarial modeling that help prevent billing errors, improve underwriting quality, and strengthen profitability reporting. I’m currently building deeper actuarial expertise through professional study while staying hands-on with data analysis, predictive modeling, and clear stakeholder communication.…

Available to hire

I’m a data analyst and actuary with a strong foundation in financial services and a focus on turning complex data into practical risk and pricing insights. I enjoy working with probability, uncertainty, and loss trends to support decisions that improve business stability while ensuring products are priced fairly for the right level of risk.

Across roles in insurance and benefits administration, I’ve handled reconciliation, verification, statistical analysis, and actuarial modeling that help prevent billing errors, improve underwriting quality, and strengthen profitability reporting. I’m currently building deeper actuarial expertise through professional study while staying hands-on with data analysis, predictive modeling, and clear stakeholder communication.

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Experience Level

Intermediate
Intermediate
Intermediate
Beginner
Beginner

Language

English
Advanced
Swahili
Advanced

Work Experience

Benefits Associate at Solvo Global
January 1, 2026 - Present
Managed benefit invoice reconciliation by validating carrier benefit invoices against payroll enrollment, ensuring accurate employee billing and preventing overcharges and missed credits. Identified and resolved system and website discrepancies across insurance company sites, maintaining correct benefit financials. Provided informational support to the Benefits Assistant process and contributed to ensuring employees are billed correctly.
Benefits Associate (reconciliation and validation) at Solvo Global
January 1, 2026 - Present
Reconcile benefits by validating the accuracy of carrier benefit invoices against payroll enrollments to ensure employees are billed correctly. Identify and resolve discrepancies to prevent overcharges and missed credits, and maintain accurate benefit financials. Provide informational support to the Benefits Assistant process and help ensure data integrity between internal systems and insurance company websites.
Remote Data Analyst at Micro 1 Inc
January 1, 2019 - January 1, 2026
Performed underwriting verification for Property and Casualty insurance, reviewing homeowner applications, property details, supporting documents (e.g., appraisals), and claims history to assess risk and eligibility. Evaluated property characteristics such as construction type, age, location, and proximity to hazards to determine risk level and recommend coverage limits and policy conditions/exclusions. Designed and implemented actuarial modeling and predictive data analysis to improve accuracy, efficiency, and targeted interventions.
Remote Data Analyst / Underwriting Verification (Property & Casualty) at Micro 1 Inc
January 1, 2019 - January 1, 2026
Perform underwriting verification for property and casualty insurance to ensure proper risk allocation and adequate pricing. Review homeowners’ applications including property details, appraisals, and claims history; assess risk based on construction type, age, location, and proximity to hazards; evaluate past claims for recurring patterns or high-risk indicators; recommend coverage limits and appropriate policy conditions/exclusions based on assessed risk and insurer protection needs. Build actuarial modeling and data analysis capabilities to improve accuracy and efficiency, and support predictive approaches to identify high-risk individuals.
Assistant Underwriter at Britam Insurance Company
January 1, 2014 - December 31, 2018
Supervised the implementation of closed and renewed business and prepared policy documents and service level agreements. Conducted statistical analysis on insurance claims data to identify patterns and trends for improved risk assessment models, and prepared financial reports including claim analysis, loss ratios, and expense projections. Performed profitability and margin analysis of insurance products, recommending pricing and coverage adjustments; supported pricing model implementation to stabilize business performance and optimize revenue and profit. Managed daily pricing operations, pricing analytics, and contract negotiations. Handled service relations and key account management for the medical portfolio, including card issuance, membership updates, premium reconciliation and collections, commissions and refunds requisitions, debit/credit notes, member statements, and customer query support.
Assistant Underwriter / Pricing and Underwriting Support at Britam Insurance Company
January 1, 2014 - January 1, 2018
Supervised implementation of closed and renewed business, prepared policy documents and service level agreements, and conducted statistical analysis on insurance claims data to identify trends for improved risk assessment. Supported financial reporting through claim analysis, loss ratios, and expense projections; carried out profitability analysis of products and recommended pricing/coverage adjustments to stabilize business performance. Managed pricing operations, ensured compliance with pricing procedures, collaborated with pricing analysts, and contributed to margin and sales analysis reporting. Managed service relations and key accounts in the medical portfolio including card issuance, membership updates, premium reconciliation and collection, commission and refund requests, policy documents/SLA preparation, and preparation of debit/credit notes and member statements to drive customer satisfaction and retention. Also handled hospital provider account reconciliations and supported c
Intern - Claims (Group Life) at Life CIC Insurance (Claims Life)
January 1, 2013 - January 1, 2014
Received and registered claims; verified customer transaction documents against the policy document; prepared documents for imaging and indexing; assessed and processed claims; supported claims correspondence and documentation workflows to ensure timely underwriting and payment preparation.
Intern - Group Life Claims at Ministry of Finance
January 1, 2012 - January 1, 2013
Received and registered new claims, forwarded fully documented claims for underwriting, and supported payment recommendation and forwarding for approval/authorization. Assisted with customer relationship management and claims correspondence.

Education

Bsc. Actuarial Science at Jomo Kenyatta University
October 31, 2024 - October 31, 2024
Bachelor of Science in Actuarial Science (Second Class Honors, Upper Division) at Jomo Kenyatta University of Agriculture and Technology
January 1, 2011 - January 1, 2014
Actuarial Professional Papers (Stage 1 - Ongoing) at Institute and Faculty of Actuaries, UK
January 1, 2024 - September 11, 2026
Actuarial Professional Papers (Stage 2 - Ongoing) at Institute and Faculty of Actuaries, UK
January 1, 2024 - September 11, 2026
Bachelor of Science in Actuarial Science (Second Class Honors Upper Division) at Jomo Kenyatta University of Agriculture and Technology
January 11, 2030 - September 11, 2026
Actuarial Professional Papers (Ongoing) - Professionalism Course Stage 1 at Institute and Faculty of Actuaries, UK
January 11, 2030 - September 11, 2026
Actuarial Professional Papers (Ongoing) - Professionalism Course Stage 2 at Institute and Faculty of Actuaries, UK
January 11, 2030 - September 11, 2026
Bachelor of Science in Actuarial Science at Jomo Kenyatta University of Agriculture and Technology
January 11, 2030 - September 11, 2026
Actuarial Professional Papers (Ongoing) at Institute and Faculty of Actuaries, UK
January 11, 2030 - September 11, 2026
Professionalism Course Stage 1 at Institute and Faculty of Actuaries, UK
January 11, 2030 - September 11, 2026
Professionalism Course Stage 2 at Institute and Faculty of Actuaries, UK
January 11, 2030 - September 11, 2026
Kenya Certificate of Secondary Education at Pangani Girls’ School
January 11, 2030 - September 11, 2026

Qualifications

Professionalism Course Stage 1
January 1, 2024 - September 11, 2026
Professionalism Course Stage 2
January 1, 2024 - September 11, 2026
Actuarial Professional Papers (Ongoing) - Institute and Faculty of Actuaries, UK
January 1, 2024 - September 11, 2026
Actuarial Professional Papers (Ongoing)
January 11, 2030 - September 11, 2026
Professionalism Course Stage 1
January 11, 2030 - September 11, 2026
Professionalism Course Stage 2
January 11, 2030 - September 11, 2026

Industry Experience

Financial Services, Healthcare, Government, Professional Services