Finance professional with 6+ years of cross-sector experience across higher education, municipal government, and banking. I manage large budgets (R100M+) and deliver accurate stakeholder-ready financial reporting under tight deadlines. I also blend finance with data skills—building dashboards, automated pipelines, and analytics solutions. I’m a certified municipal finance professional (MFMP) and a technology founder who uses data-driven thinking to solve real business and governance problems.

Mkhulu Mokutu

Finance professional with 6+ years of cross-sector experience across higher education, municipal government, and banking. I manage large budgets (R100M+) and deliver accurate stakeholder-ready financial reporting under tight deadlines. I also blend finance with data skills—building dashboards, automated pipelines, and analytics solutions. I’m a certified municipal finance professional (MFMP) and a technology founder who uses data-driven thinking to solve real business and governance problems.

Available to hire

Finance professional with 6+ years of cross-sector experience across higher education, municipal government, and banking. I manage large budgets (R100M+) and deliver accurate stakeholder-ready financial reporting under tight deadlines.

I also blend finance with data skills—building dashboards, automated pipelines, and analytics solutions. I’m a certified municipal finance professional (MFMP) and a technology founder who uses data-driven thinking to solve real business and governance problems.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Beginner
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Language

English
Advanced
Afrikaans
Intermediate

Work Experience

Senior Financial Officer at North-West University - Commercial Estate Management (PC Hospitality Services)
January 1, 2023 - Present
Stewarded a hospitality services portfolio generating approximately R100M in annual revenue and R90M+ in operating expenses, ensuring full budget compliance and executive-level reporting. Managed end-to-end hospitality financials across five facilities (R35M revenue, R30M+ expenses and salaries) with monthly performance reports for institutional management. Led procurement oversight on a R10–15M PC fleet, delivering CAPEX savings through strategic supplier engagement and financial planning. Structured internal funding to procure a critical vehicle within zero budget allocation. Captured and maintained annual budgets on the IDU budgeting system and prepared high-quality monthly reports submitted to external funders on schedule. Performed fiscal officer duties including salary costing reconciliations, journal preparation, debtor age analysis follow-ups, and fixed asset control support.
Founder & Director at Mkhululi Technologies
January 1, 2022 - Present
Founded and directed a registered technology and consulting firm offering financial analysis, dashboard development, data engineering, and full-stack development services. Applied finance domain expertise to technology delivery by building client business tools, interactive dashboards, and client-facing applications for finance, sales, and risk use cases.
Municipal Finance Officer (Graduate Programme) at Moqhaka Local Municipality
January 1, 2021 - December 31, 2023
Prepared and presented financial analysis reports on budget variances, forecasting accuracy, and expenditure trends for senior, provincial, and national government audiences. Investigated anomalous fuel expenditure via cross-referencing invoices and supporting documents, recovering funds owed to the municipality. Supported financial modelling, accounts receivable management, and the full annual municipal budgeting cycle. Designed a payment tracking system for capital projects and service contracts and posted journal entries using specialized municipal finance systems.
Credit Analyst at First National Bank
January 1, 2019 - December 31, 2020
Conducted in-depth financial analysis of prospective borrowers to assess creditworthiness and provide data-driven loan approval or decline recommendations. Managed a portfolio of high-risk accounts by monitoring payment patterns and escalating emerging risks proactively to mitigate losses. Collaborated cross-functionally to review and refine credit underwriting policies, improving process efficiency and reducing turnaround times. Produced detailed credit reports for senior management and loan committees while maintaining full compliance with legislative and internal audit requirements.

Education

BCom Honours - Financial Accounting at North-West University
January 1, 2018 - January 1, 2018
BCom - Financial Accounting at North-West University
January 1, 2014 - December 31, 2017
National Senior Certificate (Commerce stream) at Brentpark Secondary School
January 1, 2009 - December 31, 2011

Qualifications

Municipal Finance Management Programme (MFMP) - FASSET-accredited
January 1, 2023 - April 30, 2023
Responsive Web Design Developer Certification - freeCodeCamp (~300 hours)
June 1, 2026 - August 27, 2026
Data Science Programme - ALX Africa
August 1, 2026 - August 27, 2026
Data Engineering Programme - ALX Africa
August 1, 2026 - August 27, 2026
Data Analytics Programme (6-month) incl. Professional Development Skills - ALX Africa
February 1, 2026 - August 27, 2026

Industry Experience

Financial Services, Government, Education, Software & Internet, Travel & Hospitality, Professional Services