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I'm Umer Iqbal, a Senior Data Scientist with 14+ years of experience building ML models, AML & fraud analytics, and enterprise data platforms across banking, telecom, and healthcare. I am pursuing an EPSRC-funded PhD on Digital Twin architectures and Graph Neural Networks to model complex networked financial systems. I thrive on governance-ready data platforms, interpretable ML, and robust analytics frameworks that support regulatory and compliance needs while delivering measurable business impact.…I'm Umer Iqbal, a Senior Data Scientist with 14+ years of experience building ML models, AML & fraud analytics, and enterprise data platforms across banking, telecom, and healthcare. I am pursuing an EPSRC-funded PhD on Digital Twin architectures and Graph Neural Networks to model complex networked financial systems. I thrive on governance-ready data platforms, interpretable ML, and robust analytics frameworks that support regulatory and compliance needs while delivering measurable business impact.

Umer Iqbal

Data Scientist, AI Developer, AI Engineer, +2

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I'm Umer Iqbal, a Senior Data Scientist with 14+ years of experience building ML models, AML & fraud analytics, and enterprise data platforms across banking, telecom, and healthcare. I am pursuing an EPSRC-funded PhD on Digital Twin architectures and Graph Neural Networks to model complex networked financial systems. I thrive on governance-ready data platforms, interpretable ML, and robust analytics frameworks that support regulatory and compliance needs while delivering measurable business impact.…I'm Umer Iqbal, a Senior Data Scientist with 14+ years of experience building ML models, AML & fraud analytics, and enterprise data platforms across banking, telecom, and healthcare. I am pursuing an EPSRC-funded PhD on Digital Twin architectures and Graph Neural Networks to model complex networked financial systems. I thrive on governance-ready data platforms, interpretable ML, and robust analytics frameworks that support regulatory and compliance needs while delivering measurable business impact.

Available to hire

I’m Umer Iqbal, a Senior Data Scientist with 14+ years of experience building ML models, AML & fraud analytics, and enterprise data platforms across banking, telecom, and healthcare.

I am pursuing an EPSRC-funded PhD on Digital Twin architectures and Graph Neural Networks to model complex networked financial systems. I thrive on governance-ready data platforms, interpretable ML, and robust analytics frameworks that support regulatory and compliance needs while delivering measurable business impact.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Language

English

Fluent

Work Experience

PhD Research Scholar at University of Leicester

February 1, 2023 - November 25, 2025

Developing a Network of Digital Twins for financial/telecom networks. Designing probabilistic risk-propagation and anomaly detection frameworks. Applying graph intelligence to improve fraud and systemic-risk prediction.

Data Scientist (AML, Fraud & Risk Analytics) at Al Rajhi Bank (via Tanfeeth)

February 28, 2023 - February 28, 2023

Improved fraud detection by 35% and reduced false positives by 40%. Built transaction graph analytics to detect indirect fraud paths. Developed AML/CFT risk models integrating rule-based and ML approaches. Automated OFSAA reporting workflows with data sources (+30% efficiency). Optimized Teradata–Informatica pipelines (-45% latency).

Senior Consultant (Data Science, DWH & Teradata Specialist) at Teradata, Pakistan

July 1, 2020 - July 1, 2020

DWH development for enterprise financial and telecom environments. Led full SDLC delivery including modelling, ETL, integration, deployment. Authored functional & technical DWH/ETL documentation. Supported large EDW systems; optimized batch, SQL, scheduling. Contributed to data governance (lineage, metadata, quality scoring) and multi-tenant DWH architectures.

Database Administrator at Systems Limited, Pakistan

January 31, 2014 - January 31, 2014

Improved DB performance by 35%. Automated DBA operations (-50% manual work). Implemented probability-based monitoring for proactive issue detection.

Data Specialist at Xavor, Pakistan

May 31, 2013 - May 31, 2013

Delivered enterprise migrations and DRP strategies.

Data Engineer at CureMD, Pakistan

March 31, 2013 - March 31, 2013

Built healthcare DWH & analytics pipelines (+30% accuracy, +40% performance).

Web Developer at FutureSoft, Pakistan

May 31, 2011 - May 31, 2011

Contributed to full-stack web development as a Web Developer, Front-End Developer, Database Developer, and Data Modeler.