I am a dedicated and results-oriented Customer Service Officer with over 12 years of experience in microfinance and market development. I have a proven track record of managing loan and savings processes, improving portfolio quality, and promoting financial products while ensuring customer satisfaction. I am fluent in English and conversational in Amharic and Afan Oromo, with strong client relationship skills, financial literacy coaching, and cross-functional collaboration across operations, credit, and marketing. I am committed to continuous learning and applying best practices to support organizational goals.

Wendimu Bosho Deressa

I am a dedicated and results-oriented Customer Service Officer with over 12 years of experience in microfinance and market development. I have a proven track record of managing loan and savings processes, improving portfolio quality, and promoting financial products while ensuring customer satisfaction. I am fluent in English and conversational in Amharic and Afan Oromo, with strong client relationship skills, financial literacy coaching, and cross-functional collaboration across operations, credit, and marketing. I am committed to continuous learning and applying best practices to support organizational goals.

Available to hire

I am a dedicated and results-oriented Customer Service Officer with over 12 years of experience in microfinance and market development. I have a proven track record of managing loan and savings processes, improving portfolio quality, and promoting financial products while ensuring customer satisfaction.

I am fluent in English and conversational in Amharic and Afan Oromo, with strong client relationship skills, financial literacy coaching, and cross-functional collaboration across operations, credit, and marketing. I am committed to continuous learning and applying best practices to support organizational goals.

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Language

Amharic
Advanced
Oromo
Advanced
English
Fluent

Work Experience

Loan Officer at Busa Gonofa Microfinance
January 1, 2025 - Present
Interviewed potential borrowers, assessed creditworthiness through background checks, income verification, and site visits; processed loan applications including document collection and verification; prepared loan appraisal reports with repayment capacity analysis and risk evaluation; facilitated loan disbursement and ensured accurate contracts and signatures; monitored repayments and borrower records to minimize delinquencies; provided financial literacy guidance and maintained strong client relationships; produced periodic portfolio reports on disbursements, collections, delinquency ratios, and outstanding balances.
Customer Service Officer at Vision Fund Micro Finance, Ethiopia
March 1, 2022 - December 31, 2024
Oversee loan issuance and saving account processes, ensuring efficient operations and high customer satisfaction; monitor portfolio quality by analyzing risks and implementing strategies to minimize defaults; served as a credit committee member evaluating loan applications based on creditworthiness and risk assessments; developed and executed marketing strategies to attract new customers and retain existing clients for financial products and services; regularly reviewed loan and savings product performance and made necessary adjustments for efficiency and goal alignment.
Market Development Expert at Micro and Small-Scale Enterprises Office, Addis Ababa, Ethiopia
August 1, 2011 - February 28, 2022
Organized and supported micro and small-scale entrepreneurs to enhance their business viability; conducted field visits to evaluate business conditions and developmental stages; certified entrepreneurial development levels, issued competency certificates, and facilitated product promotion events; screened and awarded entrepreneurs for participation in market exhibitions based on performance; conducted preliminary market price studies and assessed training needs through surveys and consultations.

Education

Bachelor of Arts in Marketing Management at Ambo University
January 1, 2011 - January 1, 2011
Master of Arts in Project Management at Bridge International College
January 1, 2025 - January 1, 2025
Bachelor of Arts in Bible Theology at Dan Bible College
January 1, 2021 - January 1, 2021
BA in Marketing Management at Ambo University
January 11, 2030 - January 1, 2011
MA in Project Management at Bridge International College
January 11, 2030 - January 1, 2025
BA in Bible Theology at Dan Bible College
January 11, 2030 - January 1, 2021

Qualifications

Loan Appraisal for Loan Committee
January 11, 2030 - April 7, 2026
Loan Appraisal for Loan Committee
January 11, 2030 - April 7, 2026

Industry Experience

Financial Services, Professional Services, Education, Non-Profit Organization