I am a software engineer with 4 years of experience specializing in banking and financial services, particularly ACH and RTP payment systems. Skilled in Java, Python, MySQL, API integration, and data privacy, I have a proven track record of developing secure and scalable real-time payment systems with zero defect deliveries. I am adept at Agile collaboration, client engagement, and compliance-driven development. I enjoy mentoring new developers, conducting code reviews, and promoting best practices in backend development, testing, and release management.

Zulaikath Neha

I am a software engineer with 4 years of experience specializing in banking and financial services, particularly ACH and RTP payment systems. Skilled in Java, Python, MySQL, API integration, and data privacy, I have a proven track record of developing secure and scalable real-time payment systems with zero defect deliveries. I am adept at Agile collaboration, client engagement, and compliance-driven development. I enjoy mentoring new developers, conducting code reviews, and promoting best practices in backend development, testing, and release management.

Available to hire

I am a software engineer with 4 years of experience specializing in banking and financial services, particularly ACH and RTP payment systems. Skilled in Java, Python, MySQL, API integration, and data privacy, I have a proven track record of developing secure and scalable real-time payment systems with zero defect deliveries.

I am adept at Agile collaboration, client engagement, and compliance-driven development. I enjoy mentoring new developers, conducting code reviews, and promoting best practices in backend development, testing, and release management.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate

Language

Javanese
Advanced

Work Experience

Senior Engineer - Development at FIS Global
March 1, 2025 - August 26, 2025
Developed and maintained backend payment systems for USA Automated Clearing House (USACH) and Real-Time Payments System (RTPS) using Java, Spring Boot, and RESTful APIs, enabling secure ACH settlements, real-time fund transfers, and accurate transaction reconciliation. Built and integrated APIs with Amerant Bank’s core banking systems for transaction posting, balance inquiries, and payment processing, ensuring scalability, low-latency performance, and compliance with banking security standards. Implemented robust testing frameworks including JUnit and keyword-driven automated testing to ensure high code quality and prevent production defects. Delivered 30+ features with 100% on-time completion. Collaborated in Agile/SAFe environments with business teams, technical leads, and QA to gather requirements, resolve issues, and ensure smooth feature delivery aligned with project timelines. Optimized backend code performance by writing clean, maintainable, and efficient code to handle high-v

Education

Bachelor of Engineering in Computer Science at Canara Engineering College, Mangalore (VTU University)
July 1, 2017 - October 1, 2021
Pre-University College (PCMB) at St. Agnes PU College, Mangalore
June 1, 2015 - March 1, 2017

Qualifications

Certified Tester – Foundation level ISTQB
January 11, 2030 - August 26, 2025
Internship on Python Programming Language
January 11, 2030 - August 26, 2025
Certification in Data Science with Python by Simplilearn
January 11, 2030 - August 26, 2025
Internship on AWS Technical Essentials and Architecting Course
January 11, 2030 - August 26, 2025

Industry Experience

Financial Services, Software & Internet

Experience Level

Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate