Zulaikath Neha
I am a software engineer with 4 years of experience specializing in banking and financial services, particularly ACH and RTP payment systems.
About
I am a software engineer with 4 years of experience specializing in banking and financial services, particularly ACH and RTP payment systems. Skilled in Java, Python, MySQL, API integration, and data privacy, I have a proven track record of developing secure and scalable real-time payment systems with zero defect deliveries.
I am adept at Agile collaboration, client engagement, and compliance-driven development. I enjoy mentoring new developers, conducting code reviews, and promoting best practices in backend development, testing, and release management.
- Joined February 2025
Industry experience
- Financial Services
- Software & Internet
Work experience
Developed and maintained backend payment systems for USA Automated Clearing House (USACH) and Real-Time Payments System (RTPS) using Java, Spring Boot, and RESTful APIs, enabling secure ACH settlements, real-time fund transfers, and accurate transaction reconciliation. Built and integrated APIs with Amerant Bank’s core banking systems for transaction posting, balance inquiries, and payment processing, ensuring scalability, low-latency performance, and compliance with banking security standards. Implemented robust testing frameworks including JUnit and keyword-driven automated testing to ensure high code quality and prevent production defects. Delivered 30+ features with 100% on-time completion. Collaborated in Agile/SAFe environments with business teams, technical leads, and QA to gather requirements, resolve issues, and ensure smooth feature delivery aligned with project timelines. Optimized backend code performance by writing clean, maintainable, and efficient code to handle high-v
Education
Certifications and awards
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