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NOUFAL R J

Available to hire

Results-driven credit card sales officer with experience in banking and financial services, focused on credit card acquisition, sales target achievement, and relationship management.

About

Results-driven credit card sales officer with experience in banking and financial services, focused on credit card acquisition, sales target achievement, and relationship management. Skilled in lead generation, field sales, explaining product features and eligibility, and supporting customers through the application process.

Strong understanding of banking products, KYC/compliance requirements, and customer service excellence. Experienced in follow-ups, coordinating with processing teams for timely approvals, after-sales support, and cross-selling banking solutions such as loans, accounts, and insurance.

  • Joined June 2026

Languages

  • EnglishAdvanced
  • MalayalamFluent
  • HindiAdvanced

Industry experience

  • Financial Services

Work experience

Credit Card Sales Officer · First Abu Dhabi Bank (FAB) Through MABEAAT – Hadaf Al Khaleej Commercial Services L.L.CSep 2025 – Jun 2026 · 10 mos

Handled credit card customer acquisition and relationship management for bank campaigns. Conducted customer engagement activities including market visits and corporate presentations, and converted leads into applications. Ensured application accuracy by verifying details and collecting required documents in line with KYC and compliance standards. Managed follow-ups with internal processing teams for approval timelines and provided ongoing after-sales support to customers. Delivered cross-selling to grow customer value and maintained sales performance against monthly targets.

Credit Card Sales Officer · Commercial Bank of Dubai (CBD)Sep 2025 – Jun 2026 · 10 mos

Promoted and sold credit card products to individual and corporate customers through field sales, referrals, and lead generation. Explained credit card features, benefits, fees, and eligibility criteria, and supported customers with application completion and document collection. Verified customer information and ensured KYC/compliance with bank policies and regulatory requirements. Achieved monthly sales targets, maintained accurate sales records, and provided daily/weekly sales reports. Followed up on applications and coordinated with processing teams for timely approvals, handled customer inquiries, and delivered after-sales support. Cross-sold additional banking products such as loans, accounts, and insurance.

Education

Master of Business Administration (MBA) · Maria College of Engineering and Technology, Anna University, India2030 – 2023
Bachelor of Business Administration (BBA) · KTCT College of Arts & Science, Kerala University, India2030 – 2021
Higher Secondary Education (Computer Science) · KTCT Higher Secondary School, India2030 – 2018
Secondary School Leaving Certificate (CBSE) · Love Dale Residential School, India2030 – 2016

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