I’m Oloya Modicam, a Credit Officer and hands-on business advisor with a strong foundation in ICT and practical experience in microfinance operations, data analysis, and business research. I currently support Cash Hunter Microfinance in Gulu by marketing microfinance products, identifying potential customers, and driving deposit and loan portfolio growth in line with branch targets.
I also focus on credit appraisal and risk management: preparing loan facility applications, monitoring loan performance, and following up for recovery while providing customer advisory services. In my earlier roles, I collected and validated field data, maintained quality through accuracy checks, and supported IT operations through troubleshooting and system support—skills that help me turn complex information into clear, actionable recommendations for better outcomes.
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