I’m Oloya Modicam, a Credit Officer and hands-on business advisor with a strong foundation in ICT and practical experience in microfinance operations, data analysis, and business research. I currently support Cash Hunter Microfinance in Gulu by marketing microfinance products, identifying potential customers, and driving deposit and loan portfolio growth in line with branch targets. I also focus on credit appraisal and risk management: preparing loan facility applications, monitoring loan performance, and following up for recovery while providing customer advisory services. In my earlier roles, I collected and validated field data, maintained quality through accuracy checks, and supported IT operations through troubleshooting and system support—skills that help me turn complex information into clear, actionable recommendations for better outcomes.…

Oloya Modicam

I’m Oloya Modicam, a Credit Officer and hands-on business advisor with a strong foundation in ICT and practical experience in microfinance operations, data analysis, and business research. I currently support Cash Hunter Microfinance in Gulu by marketing microfinance products, identifying potential customers, and driving deposit and loan portfolio growth in line with branch targets. I also focus on credit appraisal and risk management: preparing loan facility applications, monitoring loan performance, and following up for recovery while providing customer advisory services. In my earlier roles, I collected and validated field data, maintained quality through accuracy checks, and supported IT operations through troubleshooting and system support—skills that help me turn complex information into clear, actionable recommendations for better outcomes.…

Available to hire

I’m Oloya Modicam, a Credit Officer and hands-on business advisor with a strong foundation in ICT and practical experience in microfinance operations, data analysis, and business research. I currently support Cash Hunter Microfinance in Gulu by marketing microfinance products, identifying potential customers, and driving deposit and loan portfolio growth in line with branch targets.

I also focus on credit appraisal and risk management: preparing loan facility applications, monitoring loan performance, and following up for recovery while providing customer advisory services. In my earlier roles, I collected and validated field data, maintained quality through accuracy checks, and supported IT operations through troubleshooting and system support—skills that help me turn complex information into clear, actionable recommendations for better outcomes.

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Experience Level

Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Beginner

Language

English
Fluent
Swahili
Advanced

Work Experience

Cash Hunter Microfinance - Gulu Credit Officer at Gulu Credit Officer (Cash Hunter Microfinance)
January 20, 2025 - Present
Market microfinance products and services to potential customers; identify customers, markets, and products; implement customer acquisition and retention strategies aligned to branch strategy, credit policy, and CRM standards. Grow deposits and loan portfolio value in line with targets. Conduct loan appraisals and prepare detailed loan facility applications by assessing worthiness according to policy. Monitor and evaluate loan performance; follow up and recover loans. Organize client sensitization seminars and information sharing for existing and potential borrowers; plan, review, and monitor strategies for loan growth, quality control, and periodic reporting in line with the work plan and lending policy.
Data Collector at Karen Community Initiative
March 20, 2024 - March 20, 2024
Prepared for fieldwork by reviewing data collection tools, attending training, and testing devices. Collected data through household visits, interviews, and recorded responses using ODK/KoboToolbox. Ensured data quality by resolving inconsistencies and checking forms before submission. Maintained ethical standards through informed consent and confidentiality. Uploaded collected data and provided daily progress updates; safeguarded equipment and materials; coordinated with other collectors and supervisors.
Quality Analyst at Sama Uganda Ltd
February 20, 2023 - February 20, 2023
Checked and validated the accuracy of entered data; organized and maintained data sets and spreadsheets. Identified and corrected errors or inconsistencies in data. Generated reports and summaries from data, and assisted with implementation or testing of new data entry system entries.
Associate at Sama Uganda Ltd
August 20, 2018 - November 20, 2022
Entered information into databases and spreadsheets accurately and promptly; checked and validated data entry accuracy. Managed time effectively to meet deadlines and handle multiple tasks concurrently.
NIRA Core Enrollment Officer at NIRA
April 20, 2017 - December 20, 2017
Captured biodata and biometrics; retrieved and guided citizens through registration forms. Flagged attempts by non-citizens to register; submitted daily reports.
Electoral Commission Enrollment Officer at Electoral Commission
April 20, 2014 - December 20, 2014
Captured biodata and biometrics; retrieved and guided applicants through registration forms. Ensured citizenship verification for all applicants and submitted daily reports.
IT Consultant at Quick Computer Services
November 20, 2012 - March 20, 2013
Installed software, operating systems, and updates; troubleshot networking issues. Assisted customers in setting up new devices, monitored system performance, and implemented optimizations. Managed data backup and recovery processes.

Education

Information and Communication Technology (ICT) at Gulu University
August 1, 2014 - February 1, 2018
Advanced Certificate of Education at Uganda Advanced Certificate of Education
February 1, 2011 - November 1, 2012
Bishop’s Certificate of Education at Bishopsisto Mazzoldi
February 1, 2011 - November 1, 2012
Primary Leaving Examination at Gulu Town Primary School
February 1, 2007 - November 1, 2010
Certificate of Education at Gulu Secondary School
February 1, 2007 - November 1, 2010

Qualifications

Cyber Security Awareness
January 11, 2030 - October 14, 2026
Good Clinical Practice
January 11, 2030 - October 14, 2026
Physical Security & Workplace Safety Training
January 11, 2030 - October 14, 2026
ICT Training Programme
January 11, 2030 - October 14, 2026
Ecommerce Fundamentals of Customer Service
January 11, 2030 - October 14, 2026

Industry Experience

Financial Services, Government, Healthcare, Computers & Electronics, Non-Profit Organization, Education, Professional Services