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I am a results-driven Data Analyst with over 6 years of experience in risk assessment and financial analysis. I excel at transforming complex data into actionable insights that inform strategic decision-making. My expertise spans data visualization, performance monitoring, and business intelligence tools, enabling improved profitability and operational efficiency within the financial and insurance sectors. I am passionate about data-informed strategy and I aim to drive organizational growth through innovative analytical solutions and evidence-based decision-making.…I am a results-driven Data Analyst with over 6 years of experience in risk assessment and financial analysis. I excel at transforming complex data into actionable insights that inform strategic decision-making. My expertise spans data visualization, performance monitoring, and business intelligence tools, enabling improved profitability and operational efficiency within the financial and insurance sectors. I am passionate about data-informed strategy and I aim to drive organizational growth through innovative analytical solutions and evidence-based decision-making.

Riza Damayanti

Data Analyst, Data Scientist, Content Creator, +2

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I am a results-driven Data Analyst with over 6 years of experience in risk assessment and financial analysis. I excel at transforming complex data into actionable insights that inform strategic decision-making. My expertise spans data visualization, performance monitoring, and business intelligence tools, enabling improved profitability and operational efficiency within the financial and insurance sectors. I am passionate about data-informed strategy and I aim to drive organizational growth through innovative analytical solutions and evidence-based decision-making.…I am a results-driven Data Analyst with over 6 years of experience in risk assessment and financial analysis. I excel at transforming complex data into actionable insights that inform strategic decision-making. My expertise spans data visualization, performance monitoring, and business intelligence tools, enabling improved profitability and operational efficiency within the financial and insurance sectors. I am passionate about data-informed strategy and I aim to drive organizational growth through innovative analytical solutions and evidence-based decision-making.

Available to hire

I am a results-driven Data Analyst with over 6 years of experience in risk assessment and financial analysis. I excel at transforming complex data into actionable insights that inform strategic decision-making.

My expertise spans data visualization, performance monitoring, and business intelligence tools, enabling improved profitability and operational efficiency within the financial and insurance sectors. I am passionate about data-informed strategy and I aim to drive organizational growth through innovative analytical solutions and evidence-based decision-making.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Intermediate

Intermediate

Language

English

Advanced

Indonesian

Fluent

Work Experience

Underwriter at PT Asuransi Astra Buana

July 1, 2024 - August 21, 2025

Evaluated and underwrote health insurance policies for corporate clients according to company guidelines and risk analysis. Analyzed and presented underwriting reports and trends to senior management for strategic decision-making. Reviewed and updated underwriting guidelines and procedures to align with changing healthcare regulations and market trends. Conducted market research and competitor analysis to identify potential business opportunities and improve product offerings. Achievements include leading pricing tools development with statistical analysis and modelling, speaking at the Expert Forum Astra about digital health insurance, and representing underwriting in cross-functional teams to enhance digitalization systems for operational efficiency.

Management Trainee at PT Asuransi Astra Buana

December 1, 2017 - August 21, 2025

Initiated, analyzed, reviewed, and updated underwriting tools to align with changing healthcare conditions and market trends. Final project involved creating new statistical pricing tools to estimate claims.

Underwriter of Health Insurance at PT Asuransi Astra Buana

July 1, 2017 - August 31, 2024

Evaluated and underwrote health insurance policies through risk-based assessment aligned with company guidelines. Developed and presented underwriting trend analyses to senior management for strategic decision-making. Reviewed and refined underwriting policies to align with evolving healthcare regulations and market trends. Conducted market and competitor analyses to identify new business opportunities and enhance product competitiveness. Achievements include leading the development of Tabulasi 3.0, a pricing tool utilizing statistical modeling (2018-2023); appointed representative underwriter in cross-functional teams driving digitalization for operational efficiency; speaker at Astra Expert Forum on Digital Health Insurance to Serve The New Normal.

Research Fellow at OJK

December 1, 2016 - August 21, 2025

Conducted in-depth research on financial markets, regulatory policies, and economic trends especially regarding BPR (Badan Perkreditan Rakyat). Analyzed and interpreted financial data to develop insightful reports and policy recommendations. Collaborated with a multidisciplinary team to design and implement research projects. Key achievement includes using Analytical Hierarchy Process (AHP) to determine ratio of BPR Soundness Rating, which informed regulatory guidelines POJK 3/POJK.03/2022.