I'm a seasoned web application engineer with 17 years of experience, including 9 years in the banking sector across risk management, trading, pricing, regulatory compliance, and credit cards. I have designed and delivered secure, scalable, and reliable banking applications that meet complex business and regulatory requirements. Beyond banking, I have built high-performance solutions for airlines, telecommunications, and tourism, tailoring systems to industry-specific challenges. I excel at partnering with stakeholders, defining requirements, mentoring developers, and delivering end-to-end software that prioritizes compliance, performance, risk mitigation, and resilience in mission-critical environments.

Robert Ravikumar

I'm a seasoned web application engineer with 17 years of experience, including 9 years in the banking sector across risk management, trading, pricing, regulatory compliance, and credit cards. I have designed and delivered secure, scalable, and reliable banking applications that meet complex business and regulatory requirements. Beyond banking, I have built high-performance solutions for airlines, telecommunications, and tourism, tailoring systems to industry-specific challenges. I excel at partnering with stakeholders, defining requirements, mentoring developers, and delivering end-to-end software that prioritizes compliance, performance, risk mitigation, and resilience in mission-critical environments.

Available to hire

I’m a seasoned web application engineer with 17 years of experience, including 9 years in the banking sector across risk management, trading, pricing, regulatory compliance, and credit cards. I have designed and delivered secure, scalable, and reliable banking applications that meet complex business and regulatory requirements.

Beyond banking, I have built high-performance solutions for airlines, telecommunications, and tourism, tailoring systems to industry-specific challenges. I excel at partnering with stakeholders, defining requirements, mentoring developers, and delivering end-to-end software that prioritizes compliance, performance, risk mitigation, and resilience in mission-critical environments.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
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Intermediate
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Language

English
Fluent
Tamil
Advanced

Work Experience

Lead Cloud Native Developer at Union Bank of Switzerland (UBS)
September 1, 2025 - September 1, 2025
Lead development of the Credit Risk Management (CRM) application hosted on Pivotal Cloud Foundry, with a microservices architecture. Deployed and managed Kafka topics and schemas using Confluent Kafka. Implemented real-time detection of credit risk events, enrichment with exposure and transaction history, and automated notification, escalation, remediation, and liquidation workflows. Tech stack included Java 17, Spring 6, Postgres, PCF, Docker, Git, ReactJS, TypeScript, Redux, Langchain, and Flowable for workflow orchestration.
Senior Information Technology Specialist at The Development Bank of Singapore Limited (DBS)
December 1, 2021 - December 1, 2021
Structured Products Engine (SPE) portal for RFQ and order management; automated RFQ receipt/validation and response; STP from quotation to trade booking; integrated with pricing engines; deployed on AWS microservices; data via Kafka; front-end with React.
Senior Information Technology Specialist at The Development Bank of Singapore (DBS) – Structured Products Engine (SPE)
December 1, 2021 - October 23, 2025
SPE enables RFQ management and order processing for structured products, with STP from quotation to trade booking. Implemented pricing integration, RFQ validation, and API-based order requests. Platform hosted on AWS with microservices, Kafka-based data flows, and governance for risk and compliance.
Lead Cloud Native Developer at Union Bank of Switzerland (UBS) – Luxoft (Credit Risk Management)
December 1, 2021 - Present
Led deployment and ongoing management of a credit risk monitoring application hosted on PCF, with microservices and containerized deployments. Implemented real-time detection of risk events from internal/external data sources, enriched events for dashboards, and automated notification/escalation workflows. Managed Kafka topics/schemas with Confluent Kafka (Azure) and supported production monitoring, release management, and cross-functional integration with React front-end and data stores (Postgres).
Lead Consultant at Singapore Tourism Board
August 1, 2019 - August 1, 2019
Tourism Information and Services Hub (TIH): a one-stop tourism resource with APIs, Solr search, MongoDB storage, and AWS hosting; delivered API-driven data updates and plug-in services across TIH-linked sites.
Lead Consultant at Singapore Tourism Board – TIH (The Tourism Information and Services Hub) / NCS Group
August 1, 2019 - October 23, 2025
Led TIH platform development to provide a centralized tourism resource with API-driven data feeds for multiple channels. Implemented search (Solr, MongoDB), API services, and cloud hosting to enable scalable data dissemination and partner integrations.
Senior Software Engineer at Emirates Airlines
November 1, 2018 - November 1, 2018
Airport Services User Interface: location-aware workflows for airline agents; Java 8/JEE, Spring 4, Web services, JBoss, MS SQL; front-end with JavaScript/Angular; delivered across multiple sites.
Senior Software Engineer at Emirates Airlines – NIIT Technologies
November 1, 2018 - October 23, 2025
Airport Services User Interface delivering location-aware workflows for airport agents; built web-based tooling with Java/JEE, Spring, and modern front-end frameworks to optimize passenger service workflows.
Technical Lead at Bank of New York Mellon
March 1, 2016 - March 1, 2016
Regulatory compliance systems: survey creation/submission, RBAC, audit readiness; centralized governance; compliance reporting; implemented in Java/J2EE with IBM WebSphere and Microsoft SQL Server.
Technical Lead at Bank of New York Mellon – Inautix Technologies
March 1, 2016 - October 23, 2025
Regulatory compliance systems with audit-ready reporting, role-based access controls, and timely submissions. Implemented governance and data-security controls across multiple country portfolios.
Software Engineer at Verizon Data Services
April 1, 2015 - October 23, 2025
Unified Ordering Task Management (UOTM): a task-management workflow for ordering telecom products, integrating multiple input channels (email, fax, phone) with backend order systems; delivered middleware/workflow components to streamline order processing.
ACSS - Automated Customer Support System at Verizon Data Services
February 1, 2015 - February 1, 2015
ACSS is a mission-critical customer care system serving 1.12 million calls per day; enterprise web/applications on IBM WebSphere with Oracle DB; UNIX environment; supports ~45,000 representatives.
Senior Software Engineer at Verizon Data Services
February 1, 2015 - October 23, 2025
ACSS: Automated Customer Support System – a mission-critical contact center application handling millions of calls daily; contributed to design, development, and deployment of scalable customer support workflows on IBM WebSphere/Oracle stack.
UOTM - Unified Ordering Task Management at Verizon Data Services
April 1, 2013 - April 1, 2013
Task management system for Verizon agents to process customer orders; integrates inputs from email, fax, and other systems; built using Java/J2EE with BPM/flows.
Software Engineer at Verizon Data Services
July 1, 2011 - July 1, 2011
Workflow Iorder: middleware workflow routing for enterprise orders; integration with backend systems; built using Struts, JAX-WS, WebLogic, Oracle.
Software Engineer at Verizon Data Services
July 1, 2011 - October 23, 2025
Early-stage roles contributing to workflow-based order processing and customer-facing systems in a fluid multi-year engagement.
Software Engineer at HSBC Bank
April 1, 2009 - April 1, 2009
Credit card services platform for HSBC across multiple countries; account and card management, customer care portal, secure messaging; supports secure payments, fraud alerts, and global localization.
Software Engineer at HSBC Bank / Capgemini India Private Limited
April 1, 2009 - October 23, 2025
Credit card services platform supporting account & card management, customer care, payments, security/fraud management, global localization, and loyalty/personalization features.

Education

Bachelor of Engineering in Electrical and Electronics Engineering at JJ College of Engineering and Technology (JJCET), Trichy, affiliated with Anna University
January 11, 2030 - March 1, 2007
Bachelor of Electrical and Electronics Engineering at JJ College of Engineering and Technology (JJCET), Trichy, affiliated with Anna University
January 11, 2030 - November 17, 2025

Qualifications

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Industry Experience

Financial Services, Government, Travel & Hospitality, Telecommunications, Transportation & Logistics, Professional Services, Software & Internet