Senior Full Stack AI Engineer with 15+ years designing, building, and delivering enterprise-grade applications across banking and government sectors, combining strong full-stack engineering with practical, production Generative AI capabilities. Hands-on technical leader and AI Orchestrator experienced in architecting scalable React/Node.js microservices, building Retrieval-Augmented Generation (RAG) and vector-based knowledge systems on Databricks, integrating Large Language Models (AWS Bedrock, LLM APIs) into live enterprise workflows, and building multi-agent automation pipelines (MCP , n8n) that have cut operational overhead by up to 90%. Proven record leading engineering teams of up to 8 through complex modernization and AI-adoption initiatives at Standard Chartered Bank, the Monetary Authority of Singapore, and Singapore's Government Technology Agency — while holding the line on engineering rigor (TDD, CI/CD, observability, secure architecture).

shiv kumar

Senior Full Stack AI Engineer with 15+ years designing, building, and delivering enterprise-grade applications across banking and government sectors, combining strong full-stack engineering with practical, production Generative AI capabilities. Hands-on technical leader and AI Orchestrator experienced in architecting scalable React/Node.js microservices, building Retrieval-Augmented Generation (RAG) and vector-based knowledge systems on Databricks, integrating Large Language Models (AWS Bedrock, LLM APIs) into live enterprise workflows, and building multi-agent automation pipelines (MCP , n8n) that have cut operational overhead by up to 90%. Proven record leading engineering teams of up to 8 through complex modernization and AI-adoption initiatives at Standard Chartered Bank, the Monetary Authority of Singapore, and Singapore's Government Technology Agency — while holding the line on engineering rigor (TDD, CI/CD, observability, secure architecture).

Available to hire

Senior Full Stack AI Engineer with 15+ years designing, building, and delivering enterprise-grade applications across banking and
government sectors, combining strong full-stack engineering with practical, production Generative AI capabilities. Hands-on technical
leader and AI Orchestrator experienced in architecting scalable React/Node.js microservices, building Retrieval-Augmented Generation
(RAG) and vector-based knowledge systems on Databricks, integrating Large Language Models (AWS Bedrock, LLM APIs) into live
enterprise workflows, and building multi-agent automation pipelines (MCP , n8n) that have cut operational overhead by up to 90%.
Proven record leading engineering teams of up to 8 through complex modernization and AI-adoption initiatives at Standard Chartered
Bank, the Monetary Authority of Singapore, and Singapore’s Government Technology Agency — while holding the line on engineering
rigor (TDD, CI/CD, observability, secure architecture).

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Work Experience

Manager, Development (CRM x Next-Generation Platform) at Standard Chartered Bank
November 1, 2025 - Present
Architected CRM x, a high-performance CRM platform delivering real-time analytics and relationship management to 1,000+ users. Built responsive web and mobile interfaces using React, React Native, and TypeScript, improving staff efficiency by 40%. Engineered real-time state synchronization for 50+ concurrent users using Zustand and React Query. Integrated AI-driven features via prompt engineering and workflow automation to enhance client insights. Built a GenAI chatbot using RAG on Databricks with MLflow for model tracking/lifecycle management. Developed AI agent workflows using MCP and GitHub Copilot (Claude, GPT, Qwen) to accelerate engineering delivery. Ensured engineering rigor with TDD, CI/CD, observability, and secure architecture.
Manager, Development at CRMx Next-Generation CRM Platform
November 1, 2025 - Present
Led development and architecture of CRMx for corporate and institutional banking, delivering real-time analytics and relationship management for 1,000+ users. Built responsive web and mobile interfaces using React/React Native/TypeScript, improved staff efficiency by 40%, and engineered real-time state synchronization for 50+ concurrent users with Zustand and React Query. Integrated AI-driven features using prompt engineering and workflow automation, built a GenAI chatbot using RAG on Databricks with MLflow for model tracking and lifecycle management, and developed AI agent workflows using MCP leveraging GitHub Copilot (Claude, GPT, Qwen) to accelerate delivery. Ensured engineering rigor aligned to TDD, CI/CD, observability, and secure architecture.
Principal Consultant — AI-Powered Infrastructure Monitoring Dashboard at Monetary Authority of Singapore
October 1, 2024 - April 30, 2025
Designed and deployed an AI-powered infrastructure monitoring platform with integrated generative AI for automated reporting; led a team of 3 engineers. Integrated a generative AI chatbot using AWS Bedrock to cut reporting time by 90%. Architected a centralized React/Node.js monitoring dashboard providing real-time infrastructure visibility to 500+ stakeholders. Deployed ELK pipelines for log aggregation and metric ingestion, implemented voice agent orchestration for intelligent notifications and natural-language queries, established automated CI/CD with CloudBees, and mentored the team on AI integration and modern cloud architecture practices.
Principal Consultant — Financial Supervision Platform Migration & AI Integration at Standard Chartered Bank
July 1, 2023 - October 1, 2024
Led technology modernization and AI integration for financial supervision platforms, delivering intelligent automation and improved user experience. Integrated LLMs into supervision workflows to automate complex decision support for 200+ supervisors. Led a critical migration from EmberJS to ReactJS, improving performance by 35% and reducing load time by 2.5 seconds. Built a React Native proof-of-concept mobile app to extend supervisory tools to mobile, increasing adoption by 60%. Enforced TDD across a team of 8 engineers, raising code coverage from 45% to 92%, and ran agile ceremonies with cross-functional collaboration across the engineering team.
Senior Application Developer — Secure Payment Module & OAuth Authentication at Government Technology Agency (Singapore)
December 1, 2020 - June 30, 2023
Engineered secure, scalable digital services for citizen-facing applications with advanced authentication and payment processing. Built a secure payment module on Stripe processing $50M+ in annual transactions with zero security breaches. Designed a drag-and-drop form builder in AngularJS powering 500+ dynamic web forms and implemented OAuth authentication (SingPass, CorpPass) for 2M+ citizens. Translated UI/UX wireframes into reusable React components with Redux state management and applied no-code development principles to cut feature delivery time by 35%.
Lead Developer — Digital Banking Platform with eKYC & Facial Recognition at Standard Chartered Bank, Hong Kong
February 1, 2018 - December 31, 2020
Built a secure mobile banking app for remote digital account opening with eKYC and facial recognition. Delivered ID authentication, debit card customization, and enrollment flows processing 10,000+ account openings per month. Built a hybrid app in React/cordova and Google Cloud achieving 99.9% uptime.
Lead Developer — Wealth Management iPad Application at Standard Chartered Bank, Singapore
June 1, 2017 - November 1, 2017
Designed a personalized wealth management iPad app for investment guidance to high-net-worth clients. Built dynamic UI components in EmberJS and HTML5, delivering with 90%+ test coverage.
Associate at Deutsche Bank Group, Pune
December 1, 2016 - January 1, 2017
Associate at Deutsche Bank Group
December 1, 2016 - January 1, 2017
Consultant at Capgemini Pvt. Ltd., Pune
November 1, 2013 - December 1, 2016
Consultant at Capgemini Pvt. Ltd.
November 1, 2013 - December 1, 2016
Application Developer at TATA Technologies Pvt. Ltd., Pune
July 1, 2011 - October 1, 2013
Application Developer at TATA Technologies Pvt. Ltd.
July 1, 2011 - October 1, 2013
Software Engineer at Colayer Web Conversations Pvt. Ltd., Pune
September 1, 2010 - October 1, 2011
Software Engineer at Colayer Web Conversations Pvt. Ltd.
September 1, 2010 - October 1, 2011

Education

Bachelor of Engineering in Computer Science at Rajiv Gandhi Technical University
January 1, 2010 - January 1, 2010
Bachelor of Engineering in Computer Science at Rajiv Gandhi Technical University
January 1, 2010 - January 1, 2010

Qualifications

AI Generalist – Outskill
January 11, 2030 - July 17, 2026
Python for Data Science, AI & Development – IBM
January 11, 2030 - July 17, 2026
Generative AI: Introduction and Applications – IBM
January 11, 2030 - July 17, 2026
Oracle PL/SQL Developer Certified Associate (9i)
January 11, 2030 - July 17, 2026

Industry Experience

Financial Services, Government, Software & Internet, Professional Services