I’m a former Staff Full-Stack Engineer at Betterment, where I led architecture and delivery for high-impact, company-wide initiatives including new product lines, acquisitions, and core investment systems. Today, I work with startups and growing teams to design and build reliable, scalable software. I am especially motivated by problems that are complex, ambiguous, or high-stakes. **What I can help you with:** - Designing and shipping full-stack web applications (React, backend systems in Ruby or Python, Postgres databases, infrastructure) - Leading technical architecture for new products or major features - Turning rough ideas into well-structured, maintainable systems - Stabilizing or scaling existing codebases At Betterment, I: - Led architecture for multiple strategic initiatives, including product launches and acquisitions - Built some of the company’s first React applications - Designed and implemented a Julia-based microservice for algorithmic investment advice - Designed the Postgres-based portfolio framework underpinning Betterment’s core business Since 2024, I’ve been running an independent development and consulting practice, working with clients while also building my own products (including a home management platform and a travel app). I’m comfortable owning the full lifecycle, from planning and system design to deployment and monitoring, but I also integrate seamlessly into existing teams. My approach is simple: write code that other engineers can understand and build on. Maintainability and clarity come first. I also use AI as a supporting tool, not a shortcut. It helps me move faster while maintaining high standards for code quality, system design, and long-term maintainability. If you’re looking for a senior engineer who can take ownership of complex problems and deliver clean, thoughtful solutions, I’d be glad to connect. Please note that I am a US citizen currently based in Singapore.

John

I’m a former Staff Full-Stack Engineer at Betterment, where I led architecture and delivery for high-impact, company-wide initiatives including new product lines, acquisitions, and core investment systems. Today, I work with startups and growing teams to design and build reliable, scalable software. I am especially motivated by problems that are complex, ambiguous, or high-stakes. **What I can help you with:** - Designing and shipping full-stack web applications (React, backend systems in Ruby or Python, Postgres databases, infrastructure) - Leading technical architecture for new products or major features - Turning rough ideas into well-structured, maintainable systems - Stabilizing or scaling existing codebases At Betterment, I: - Led architecture for multiple strategic initiatives, including product launches and acquisitions - Built some of the company’s first React applications - Designed and implemented a Julia-based microservice for algorithmic investment advice - Designed the Postgres-based portfolio framework underpinning Betterment’s core business Since 2024, I’ve been running an independent development and consulting practice, working with clients while also building my own products (including a home management platform and a travel app). I’m comfortable owning the full lifecycle, from planning and system design to deployment and monitoring, but I also integrate seamlessly into existing teams. My approach is simple: write code that other engineers can understand and build on. Maintainability and clarity come first. I also use AI as a supporting tool, not a shortcut. It helps me move faster while maintaining high standards for code quality, system design, and long-term maintainability. If you’re looking for a senior engineer who can take ownership of complex problems and deliver clean, thoughtful solutions, I’d be glad to connect. Please note that I am a US citizen currently based in Singapore.

Available to hire

I’m a former Staff Full-Stack Engineer at Betterment, where I led architecture and delivery for high-impact, company-wide initiatives including new product lines, acquisitions, and core investment systems.

Today, I work with startups and growing teams to design and build reliable, scalable software. I am especially motivated by problems that are complex, ambiguous, or high-stakes.

What I can help you with:

  • Designing and shipping full-stack web applications (React, backend systems in Ruby or Python, Postgres databases, infrastructure)
  • Leading technical architecture for new products or major features
  • Turning rough ideas into well-structured, maintainable systems
  • Stabilizing or scaling existing codebases

At Betterment, I:

  • Led architecture for multiple strategic initiatives, including product launches and acquisitions
  • Built some of the company’s first React applications
  • Designed and implemented a Julia-based microservice for algorithmic investment advice
  • Designed the Postgres-based portfolio framework underpinning Betterment’s core business

Since 2024, I’ve been running an independent development and consulting practice, working with clients while also building my own products (including a home management platform and a travel app).

I’m comfortable owning the full lifecycle, from planning and system design to deployment and monitoring, but I also integrate seamlessly into existing teams.

My approach is simple: write code that other engineers can understand and build on. Maintainability and clarity come first.

I also use AI as a supporting tool, not a shortcut. It helps me move faster while maintaining high standards for code quality, system design, and long-term maintainability.

If you’re looking for a senior engineer who can take ownership of complex problems and deliver clean, thoughtful solutions, I’d be glad to connect.

Please note that I am a US citizen currently based in Singapore.

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Experience Level

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Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
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Work Experience

Staff Engineer at Betterment
November 1, 2016 - July 1, 2024
Product-focused technical leader and primary architect of Julia-based algorithmic advice API, crypto product launch, Wealthsimple acquisition and integration, and PostgreSQL-based portfolio definition framework.
Software Engineering Consultant at Still Forest LLC
July 1, 2024 - Present
Founder and sole member of independent software development and consulting company, delivering web applications, mobile applications, APIs, and custom solutions for clients while pursuing independent projects.
Senior Vice President at Citigroup
June 1, 2008 - April 1, 2016
Various non-technical roles in the company's investment bank

Education

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Qualifications

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Industry Experience

Financial Services, Software & Internet

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