I am a seasoned trade finance professional with hands-on experience supporting physical commodity businesses—from letters of credit to inventory and receivables financing. I work closely with traders, banks, and insurers to structure bankable solutions that protect downside risk and accelerate trading velocity.\n\nAcross my leadership roles at top banks in Singapore, I have grown portfolios, increased facility limits, and delivered end-to-end transaction risk management. I pride myself on execution discipline, risk awareness, and a commercial mindset that translates complex trade economics into practical financing structures.

I am a seasoned trade finance professional with hands-on experience supporting physical commodity businesses—from letters of credit to inventory and receivables financing. I work closely with traders, banks, and insurers to structure bankable solutions that protect downside risk and accelerate trading velocity.\n\nAcross my leadership roles at top banks in Singapore, I have grown portfolios, increased facility limits, and delivered end-to-end transaction risk management. I pride myself on execution discipline, risk awareness, and a commercial mindset that translates complex trade economics into practical financing structures.

Available to hire

I am a seasoned trade finance professional with hands-on experience supporting physical commodity businesses—from letters of credit to inventory and receivables financing. I work closely with traders, banks, and insurers to structure bankable solutions that protect downside risk and accelerate trading velocity.\n\nAcross my leadership roles at top banks in Singapore, I have grown portfolios, increased facility limits, and delivered end-to-end transaction risk management. I pride myself on execution discipline, risk awareness, and a commercial mindset that translates complex trade economics into practical financing structures.

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Experience Level

Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate

Language

English
Fluent

Work Experience

Senior Relationship Manager & Trade Sales Specialist, Corporate Banking & Transaction Banking at Arab Bank PLC, Singapore Branch
May 1, 2024 - Present
Provide strategic financial guidance, analysing cashflows, credit standing, repayment capacity, and financial health. Deliver advisory discussions on budgeting, risk mitigation, and financial planning. Strengthen financial literacy by simplifying complex financial topics. Portfolio management of MENA corporate clients based in Southeast Asia, focusing on commodity trade finance solutions. Increased portfolio coverage by 20%, through increase in credit facility limits by way of structured trade finance and collateral management.
Trade Sales Specialist, Global Banking & Markets at The Bank of Nova Scotia, Singapore Branch
December 1, 2021 - April 1, 2023
APAC Winner of “Best of the Best” award in 2023. Portfolio management of more than US$600m in facility size, comprised of Supply Chain Finance programs (Payable Finance and Receivables Services programs) amounting to US$250m; Total revenue contribution per annum in excess of US$4m, achieved through effective Virtual Client Team meetings and face-to-face client engagements.
Trade Sales Director, Commodities - Corporate & Institutional Banking at Standard Chartered Bank, Singapore Branch
August 1, 2018 - November 1, 2021
Led the identification of client needs, engaged key influencers and decision makers, developed solutions and led proposals / pitches to clients (diversified industry sectors). Origination, structuring, credit analysis and legal documentation of structured and high value transactions. Ownership of client revenue for trade. Portfolio management of more than US$1billion in facility size, contributing total revenue in excess of US$25mil per annum.
Structured Commodity & Trade Finance Sales Specialist, Corporate Finance Division, Asia Region at Commerzbank AG, Singapore Branch
December 1, 2014 - August 1, 2018
Key revenue contributor to the Structured Commodity & Trade Finance team in Asia, covering Oil and Gas, Metals and Minerals and Agricultural industry sectors in Asia. Developed bespoke financing structures in the scope of clients’ needs and under consideration of bank’s internal risk / profitability parameters as well as other applicable requirements. Independently identifies business potential and works closely with Relationship Managers and Product Partners, in planning and execution of marketing measures for new business origination. Proactive management of portfolio through the assessment of daily transactions to ensure that they fit within the approved facility structures, compliance of covenants and disbursement conditions, as well as adherence to the Bank’s AML procedures and guidelines. Conducted negotiations with banks when syndicated loan facilities are involved.
Structured Trade & Commodity Finance Relationship Manager, Global Trade Finance Division at Sumitomo Mitsui Banking Corporation, Singapore Branch
September 1, 2013 - November 1, 2014
Led the SMBC deal team in securing the Mandated Lead Arranger position in an oil major’s maiden Borrowing Base Syndicated Facility. Acquisition of new clients and portfolio management of large corporations in the Oil and Gas sector, which encompass the MNCs, Fortune 500 and Singapore listed companies.
Relationship Manager, Corporate Banking & Syndications Division at Bank of East Asia Ltd, Singapore Branch
September 1, 2010 - September 1, 2013
Global relationship management of portfolio amounting to more than US$350mil, and out of which, US$150mil in new transactions within 2013. Covered public listed companies, MNCs and GLCs in the Southeast Asia region which includes Singapore, Malaysia, Indonesia, and the Greater China region. Credit analysis, marketing of banking products and maximizing cross-selling of offshore financing (RMB LC Discounting etc), M&A financing, structured trade finance, working capital facilities and asset-based financing (aircraft, ships and real estate).
Relationship Manager, Commercial Banking Division at United Overseas Bank Ltd
February 1, 2008 - November 1, 2009
Acquisition of 5 new borrowing accounts, which contributed to an overall increase in FY2009 portfolio revenues. Total deposits growth exceeded target and total new loans exceeded target. Global relationship management for 40 accounts (listed companies and medium sized corporates); portfolio amounted to more than S$350mil, through growth of the Bank’s business via overseas branches.
Manager, Financial Institutions Department (International Division) at Oversea-Chinese Banking Corporation Ltd
July 1, 2004 - January 1, 2008
Managed relationships with Financial Institutions globally. Product coverage includes cash management solutions, trade finance solutions, bilateral credit facilities and loan syndications. Covering corporate banking customers (including global commodities MNCs) in the area of trade finance.

Education

Bachelor of Business (Honours), specialization in Actuarial Science at Nanyang Technological University
January 1, 2001 - December 31, 2004
Edusave Merit Scholarship at Nanyang Girls’ High School
January 1, 1995 - December 31, 1998

Qualifications

LSE Sustainability Communication Strategies
July 1, 2023 - January 8, 2026
Credit Risk of Commodity Companies
November 1, 2015 - January 8, 2026
FI / Bank Risk Analysis
June 1, 2007 - January 8, 2026

Industry Experience

Financial Services, Manufacturing, Professional Services

Experience Level

Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate