I’m Munirul Islam, a Senior .NET Developer and technology leader with 17+ years of experience building enterprise fintech and banking systems. I design high-performance backend architectures, develop secure APIs, and drive microservices and real-time processing for large-scale financial platforms. I thrive in cloud-native environments, distributed systems, and security-first engineering. Over my career I’ve integrated 100+ financial, utility, and remittance APIs and led core banking integrations handling USD 1.5B+ in annual transactions. I’m excited to apply deep fintech knowledge toward building the backend of next-gen systems, including cryptocurrency exchanges, with robust performance, reliability, and regulatory compliance at the core.

Munirul Islam

I’m Munirul Islam, a Senior .NET Developer and technology leader with 17+ years of experience building enterprise fintech and banking systems. I design high-performance backend architectures, develop secure APIs, and drive microservices and real-time processing for large-scale financial platforms. I thrive in cloud-native environments, distributed systems, and security-first engineering. Over my career I’ve integrated 100+ financial, utility, and remittance APIs and led core banking integrations handling USD 1.5B+ in annual transactions. I’m excited to apply deep fintech knowledge toward building the backend of next-gen systems, including cryptocurrency exchanges, with robust performance, reliability, and regulatory compliance at the core.

Available to hire

I’m Munirul Islam, a Senior .NET Developer and technology leader with 17+ years of experience building enterprise fintech and banking systems. I design high-performance backend architectures, develop secure APIs, and drive microservices and real-time processing for large-scale financial platforms. I thrive in cloud-native environments, distributed systems, and security-first engineering.

Over my career I’ve integrated 100+ financial, utility, and remittance APIs and led core banking integrations handling USD 1.5B+ in annual transactions. I’m excited to apply deep fintech knowledge toward building the backend of next-gen systems, including cryptocurrency exchanges, with robust performance, reliability, and regulatory compliance at the core.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
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Language

English
Fluent
German
Beginner
Bengali
Advanced

Work Experience

Senior Principal Officer, IT Division at Social Islami Bank Ltd.
January 1, 2019 - Present
Led development of 80+ in-house applications integrated with core banking. Managed remittance/utility platforms processing $1.5B+ annually. Architected Insta Remit (Bangladesh Innovation Award 2022), SSO, and API service layers. Drove Agile & DevOps adoption, improving release cycles and system reliability.
Officer → Principal Officer, ICT Division at Social Islami Bank Ltd.
January 1, 2019 - October 16, 2025
Delivered banking integrations for remittance, agent banking, mobile wallets (bKash, Nagad). Built enterprise HRMS, Asset Management, and Project Management solutions. Enhanced API-driven services, reducing manual workload and processing delays.
Software Engineer / Programmer at BRAC, BRACNet, Cyber Jahan, IBCS-PRIMAX, ConnectBD
January 1, 2014 - October 16, 2025
Developed ERP & MIS systems for NGOs, telecoms, banks, and government agencies. Delivered Microfinance MIS (BRAC Tanzania), scaling to thousands of borrowers. Built PPMS and defense personnel systems used by government & military.
Senior Principal Officer, IT Division at Social Islami Bank Ltd.
January 1, 2014 - Present
Lead the design and development of microservices-based backend systems using .NET Core for remittance, payments, and utility services. Architected scalable solutions for real-time transaction processing, automated reconciliation, and high-volume API traffic. Developed secure REST APIs, WebSocket endpoints, and background services handling thousands of concurrent requests. Implemented encryption, tokenization, audit logging, and regulatory compliance aligned with Bangladesh Bank directives. Conducted extensive performance testing and optimization for mission-critical banking systems.
Analyst Programmer / Senior Software Engineer / Software Engineer at IBCS-Primax Software / BRAC Tanzania / BracNet / Cyber Jahan
January 1, 2006 - January 1, 2014
Developed government modules and supported core system enhancements. Contributed to requirements analysis, system design, and feature development for government and enterprise clients using .NET and SQL. Delivered scalable solutions across multiple implementations.

Education

M.Sc. in Computer Science at Jahangirnagar University
January 11, 2030 - October 16, 2025
B.Sc. in Computer Science & Engineering at East West University
January 11, 2030 - October 16, 2025
M.Sc. in Computer Science at Jahangirnagar University
January 11, 2030 - December 27, 2025
B.Sc. in Computer Science and Engineering at East West University
January 11, 2030 - December 27, 2025
M.Sc. in Computer Science at Jahangirnagar University
January 11, 2030 - December 27, 2025
B.Sc. in Computer Science and Engineering at East West University
January 11, 2030 - December 27, 2025

Qualifications

PRINCE2 Foundation
January 11, 2030 - October 16, 2025
ITIL
January 11, 2030 - October 16, 2025
Red Hat Certified Essential
January 11, 2030 - October 16, 2025
Oracle DBA (9i)
January 11, 2030 - October 16, 2025
ACMP.0
January 11, 2030 - October 16, 2025
CC
January 11, 2030 - October 16, 2025
DAIBB
January 11, 2030 - October 16, 2025
JAIBB
January 11, 2030 - October 16, 2025
SQL
January 11, 2030 - October 16, 2025
PRINCE2 Foundation
January 11, 2030 - December 27, 2025
ITIL
January 11, 2030 - December 27, 2025
Red Hat Certified Essential
January 11, 2030 - December 27, 2025
Oracle DBA (9i)
January 11, 2030 - December 27, 2025
ACMP.0, CC
January 11, 2030 - December 27, 2025
SQL
January 11, 2030 - December 27, 2025
AML & CFT – Trade-Based Money Laundering (SIBL)
January 11, 2030 - December 27, 2025
Banking Foundation
January 11, 2030 - December 27, 2025
JAIBB
January 11, 2030 - December 27, 2025
DAIBB
January 11, 2030 - December 27, 2025
PRINCE2 Foundation
January 11, 2030 - December 27, 2025
ITIL
January 11, 2030 - December 27, 2025
Red Hat Certified Essential
January 11, 2030 - December 27, 2025
Oracle DBA (9i)
January 11, 2030 - December 27, 2025
ACMP.0, CC, SQL, DAIBB, JAIBB
January 11, 2030 - December 27, 2025

Industry Experience

Financial Services, Software & Internet, Government, Non-Profit Organization, Education, Professional Services, Other
    paper EduPay

    SIbl EduPay(Unified Fees Collection Platform)
    SIbl EduPay(Unified Fees Collection Platform)
    Jan 2023 - PresentJan 2023 - Present
    “SIBL EduPay’’, the Unified Fee Collection System is developed for collecting tuition fees and other fees of different educational institutions like Schools, College, Universities, Madrasah, Coaching Centers, Other Online/web-based/Cloud-based, educational institutions, and any other educational institutions.

    Why EduPay?

    1. It is an Easy, comfortable, hassle-free payment solution exclusively designed and developed for facilitating educational institutions.
    2. Educational institutions can onboard in “SIBL EduPay” even if they have no automation.
    3. If they have an automated system, they will be on board in “SIBL EduPay” using the necessary API integration.
    4. A separate payment management system will not be required.
    5. Educational institutions will have a permanent database.

    The key features of SIBL EduPay include:

    Convenience: Users can access the platform 24/7 from anywhere, facilitating payments through various channels such as mobile banking, internet banking, and other digital methods.

    Transparency: EduPay ensures complete transparency in transactions by providing instant payment confirmations, which helps reduce manual errors and delays commonly associated with traditional payment methods.

    Security: The platform follows stringent security protocols, ensuring that all transactions are safe and data is protected.

    Integration: EduPay is fully integrated with the core banking system of SIBL, ensuring seamless processing of payments and real-time updating of account balances.

    Multiple Institutions: EduPay supports payments for various educational institutions, making it a versatile solution for schools, colleges, universities, and other academic entities.

    SIBL EduPay aims to simplify fee collection for educational institutions while enhancing the payment experience for students and their families. The solution embodies SIBL’s commitment to fostering digital transformation and financial inclusion within the education sector.
    Skills: ASP.NET MVC · Middleware · Oracle PL/SQL Development · Design Documents · ASP.NET Razor · Payments · Technical Design · Application Programming Interfaces (API) · Cascading Style Sheets (CSS) · Technical Leadership · Strategic Planning