I have a solid background as an Actuary and over five years of experience in professional translation (English ↔ Spanish), bringing a unique blend of technical expertise, linguistic accuracy, and financial knowledge that aligns closely with the requirements of this role. Throughout my career, I have translated a wide range of financial and corporate documents, including insurance contracts, reports, presentations, and client communications, always ensuring terminological accuracy and cultural adaptation. My actuarial training has given me a deep understanding of financial glossaries, risk management, and accounting terminology, enabling me to translate complex economic content with clarity and precision. I am fluent in MS Office and have a working knowledge of CAT tools. I'm also expanding my experience with advanced studies in translation techniques to strengthen my language skills and my ability to meet demanding deadlines. I am excited about the opportunity to contribute to Interactive Brokers' mission of providing top-notch services to a global client base. I am confident that my analytical background, combined with my proven translation experience, will allow me to add value to your team by producing high-quality translations that meet the highest professional standards.

Mercedes Carruido Tiapa

I have a solid background as an Actuary and over five years of experience in professional translation (English ↔ Spanish), bringing a unique blend of technical expertise, linguistic accuracy, and financial knowledge that aligns closely with the requirements of this role. Throughout my career, I have translated a wide range of financial and corporate documents, including insurance contracts, reports, presentations, and client communications, always ensuring terminological accuracy and cultural adaptation. My actuarial training has given me a deep understanding of financial glossaries, risk management, and accounting terminology, enabling me to translate complex economic content with clarity and precision. I am fluent in MS Office and have a working knowledge of CAT tools. I'm also expanding my experience with advanced studies in translation techniques to strengthen my language skills and my ability to meet demanding deadlines. I am excited about the opportunity to contribute to Interactive Brokers' mission of providing top-notch services to a global client base. I am confident that my analytical background, combined with my proven translation experience, will allow me to add value to your team by producing high-quality translations that meet the highest professional standards.

Available to hire

I have a solid background as an Actuary and over five years of experience in professional translation (English ↔ Spanish), bringing a unique blend of technical expertise, linguistic accuracy, and financial knowledge that aligns closely with the requirements of this role.

Throughout my career, I have translated a wide range of financial and corporate documents, including insurance contracts, reports, presentations, and client communications, always ensuring terminological accuracy and cultural adaptation. My actuarial training has given me a deep understanding of financial glossaries, risk management, and accounting terminology, enabling me to translate complex economic content with clarity and precision. I am fluent in MS Office and have a working knowledge of CAT tools. I’m also expanding my experience with advanced studies in translation techniques to strengthen my language skills and my ability to meet demanding deadlines. I am excited about the opportunity to contribute to Interactive Brokers’ mission of providing top-notch services to a global client base. I am confident that my analytical background, combined with my proven translation experience, will allow me to add value to your team by producing high-quality translations that meet the highest professional standards.

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Language

Spanish; Castilian
Fluent
English
Fluent

Work Experience

Project Advisor at Ultimate Insurance Broker Ltd.
October 1, 2024 - October 1, 2024
Led the organization and submission of Barbados Project Advisor documentation required for the Due Diligence process. Acted as liaison between seller and prospective buyer, coordinating with outsourcing companies to gather company formation documents, structure details, financial statements, and performance results. Calculated key financial ratios to provide a comprehensive overview of the company’s situation. Delivered all requested information within deadlines.
Underwriter - Actuary & Financial Consultant Assistant Underwriting
February 1, 2024 - February 1, 2024
Reviewed and signed reinsurance captive contracts (English-Spanish). Performed Spanish–English translations, reducing external translation costs by over 50%. Managed safekeeping of contracts and confidential documentation for annual audits. Supported underwriting team in documentation-related initiatives. Created an English-language Underwriting report to facilitate preparation of management accounts. Prepared underwriting reports for renewals, new policies, and annual Board reports. Researched Lloyd’s clause updates during the pandemic to inform subscribers. Provided administrative support for data required in regulatory reports to the FSC (Barbados).
Independent Consultant at Independent Consultant
October 1, 2019 - October 1, 2019
Developed life and property insurance products internationally, including market research, drafting terms and conditions, pricing, and sales force training. Implemented quarterly inflation reviews to adjust auto and health insurance prices in USD, increasing profitability by 10%. Conducted five-year analysis of private pension plans and reports for institutions that regulate the funds in Panama (E&Y Panama). Conducted market research on products, including interaction with the sales department, to alert on market trends. Draft underwriting guidelines for life, health, and auto insurance. Draft policy terms and conditions for new insurance programs. Updated rates and terms in consultation with regional underwriters. Integrated actuarial perspectives into strategic company initiatives. Advised IT departments on product configuration. Managed premium budgets and designed intermediary incentive programs. Participated in premium collection committees and conducted operational audits. Prepar
Insurance Manager
May 1, 2000 - May 1, 2000
Streamlined processes for updating car loan guarantees in the banking sector.
Actuary Consultant at British American Insurance Co.
June 1, 2003 - June 1, 2003
Updated existing Universal Life, Health, and Pension premiums at the Panama branch. Assisted the group insurance underwriting department. Created the company's Care Manager.
New Products Manager
September 1, 2008 - September 1, 2008
Negotiated with banks and traditional insurance providers for product development.

Education

Course in General Translation at Idiomas Artifex
August 1, 2025 - October 29, 2025
Master in Financial Economic Strategy at Camilo José Cela University
January 1, 2017 - October 29, 2025
Bachelor's Degree in Actuarial Sciences at Central University of Venezuela
January 11, 2030 - June 1, 1991

Qualifications

Actuarial Training
January 11, 2030 - October 29, 2025
Actuarial Training
January 11, 2030 - October 29, 2025

Industry Experience

Financial Services, Professional Services, Education, Other
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