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I am an analytically driven BI professional with a strong problem-solving mindset and a track record of turning large datasets into actionable insights. I am proficient in SQL, Python, ML modelling, and data visualization tools like Power BI and Tableau.\n\nWith over nine years in the financial services sector, I have experience across the full BI lifecycle—from analysis and design to development and requirements gathering. I thrive in collaborative teams, pay close attention to detail, and continuously seek opportunities to learn and improve.…I am an analytically driven BI professional with a strong problem-solving mindset and a track record of turning large datasets into actionable insights. I am proficient in SQL, Python, ML modelling, and data visualization tools like Power BI and Tableau.\n\nWith over nine years in the financial services sector, I have experience across the full BI lifecycle—from analysis and design to development and requirements gathering. I thrive in collaborative teams, pay close attention to detail, and continuously seek opportunities to learn and improve.

Nitin Mudgal

Data Scientist, Programmer, Web Developer, +2

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I am an analytically driven BI professional with a strong problem-solving mindset and a track record of turning large datasets into actionable insights. I am proficient in SQL, Python, ML modelling, and data visualization tools like Power BI and Tableau.\n\nWith over nine years in the financial services sector, I have experience across the full BI lifecycle—from analysis and design to development and requirements gathering. I thrive in collaborative teams, pay close attention to detail, and continuously seek opportunities to learn and improve.…I am an analytically driven BI professional with a strong problem-solving mindset and a track record of turning large datasets into actionable insights. I am proficient in SQL, Python, ML modelling, and data visualization tools like Power BI and Tableau.\n\nWith over nine years in the financial services sector, I have experience across the full BI lifecycle—from analysis and design to development and requirements gathering. I thrive in collaborative teams, pay close attention to detail, and continuously seek opportunities to learn and improve.

Available to hire

I am an analytically driven BI professional with a strong problem-solving mindset and a track record of turning large datasets into actionable insights. I am proficient in SQL, Python, ML modelling, and data visualization tools like Power BI and Tableau.\n\nWith over nine years in the financial services sector, I have experience across the full BI lifecycle—from analysis and design to development and requirements gathering. I thrive in collaborative teams, pay close attention to detail, and continuously seek opportunities to learn and improve.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Language

English

Fluent

Work Experience

Associate Managing Consultant at Mastercard Australia

June 1, 2025 - November 10, 2025

Prepared and delivered monthly market share reports via SQL scripting, data analysis, and validation. Developed end-to-end analytics for Mastercard's Connected Commerce initiative by integrating offer, activation, and redemption data across issuers. Delivered Tableau dashboards with KPIs, including activation trends, unique user reach, redemption rates, and offer performance. Managed quarterly category share reports and fortnightly market share updates, including data execution, analysis, reporting, and stakeholder alignment. Collaborated with stakeholders and the BD team to define data requirements and create ad-hoc SQL scripts.

Data Analyst at PwC Australia

May 1, 2025 - May 1, 2025

Extracted, transformed, and analyzed large datasets using SQL to support regulatory advisory on Basel III finalization and APRA updates on capital adequacy and liquidity. Designed and optimized SQL scripts to automate data validation and reconciliation processes, ensuring data accuracy for regulatory submissions.

Business Intelligence Analyst at Arab Bank of Australia

November 1, 2024 - November 1, 2024

Analyzed data from multiple sources (SQL, Excel, BI tools) to validate and reconcile data between legacy and new database systems. Reconciled and tested over 250 APRA/ALCO/MLR/Credit and Securitization reports. Designed Power BI data models to optimize profitability analytics; calibrated a Python PD model to improve ECL calculations for ABAL's retail and corporate loan portfolios. Built a machine learning model to predict mutual fund performance in the Australian market.

Data Analyst at PwC Australia

February 1, 2024 - February 1, 2024

Collaborated with 10+ legal clients to understand reporting needs, designing and implementing 15+ tailored Power BI solutions that improved decision-making efficiency. Developed a credit risk model using Pandas and Scikit-Learn to assess the financial stability of law-firm clients and assign risk ratings. Identified process inefficiencies leading to automation and workflow optimization, reducing case resolution time by 15%. Conducted SQL-driven expense analytics that highlighted cost pressures and informed vendor negotiations.

Associate Director - Sales Planning at CRISIL Limited (Subsidiary of Standard & Poor)

February 1, 2022 - February 1, 2022

Analyze sales data to identify trends, patterns, and insights that can inform sales strategies. A dynamic segmentation dashboard using Power BI categorized clients by creditworthiness, displaying a real-time risk heatmap. This enabled management to identify high-risk sectors and prioritize risk mitigation efforts.

Senior Group Manager – Sales Planning & Analysis at ICRA Limited (Subsidiary of Moody’s Credit rating)

May 1, 2021 - May 1, 2021

Developed and optimized SQL queries to extract and analyze sales performance data, identifying key revenue drivers and market expansion opportunities. Developed SQL-driven customer profitability analysis, helping sales teams prioritize high-value clients and tailor offerings to maximize revenue. Develop a machine learning model to monitor credit risk trends and predict Sales Performance Forecasting. SQL-driven models detected a 25% higher default probability in the real estate sector due to rising interest rates and inflation pressures. Use time-intelligence functions in DAX to perform rolling averages, cumulative totals, and period-over-period growth analyses. Collaborated with senior management and sales teams, translating data insights into strategic actions that enhanced revenue growth and market positioning. Integrated external market intelligence data into Power BI reports, providing competitive insights to refine sales strategies and expand market share. Power BI reports using D

Senior Group Manager – Sales Planning & Analysis at ICRA Limited (Subsidiary of Moody’s)

May 1, 2021 - May 1, 2021

Developed and optimized SQL queries to extract and analyze sales data, identifying key revenue drivers and market expansion opportunities. Created SQL-driven profitability analyses and a machine learning model to monitor credit risk trends and sales performance forecasting. Used time-intelligence (DAX) to perform rolling averages and period-over-period growth analyses. Integrated external market intelligence data into Power BI to provide competitive insights for strategy.

Manager at HSBC Bank

June 1, 2016 - June 1, 2016

Developed a linear regression model for the credit card division to understand drivers of total spend and defined a marketing/promotion strategy using customer segmentation (K-means) and factor analysis.

Senior / Associate at CRISIL Limited (Subsidiary of S&P Global)

February 1, 2012 - February 1, 2012

Analyzed sales data to identify trends and inform sales strategies. Built a dynamic Power BI segmentation dashboard with a real-time risk heatmap to help management prioritize risk mitigation.