Dear Hiring Manager, With over a decade of experience in financial analysis and systems implementation—and a recent track record of driving end-to-end trading and finance applications at a rapidly growing multinational—I am eager to bring my expertise to your team. In my early career at a leading bank, I honed my skills in forecasting, risk assessment, and capital allocation. While I took pride in delivering data-driven financing decisions, I found myself wanting deeper involvement in shaping the products and processes that drive business success. Seeking that “hands-on” opportunity, I joined a dynamic start-up subsidiary, where I helped design, deploy, and scale critical applications for trading, project management, and financial reporting. Highlights of my most recent role include: • Full-lifecycle project leadership: From scoping requirements with stakeholders to coordinating external development teams, I managed parallel streams of database design, ETL pipelines, and user acceptance testing. • Data Analyst with strong Excel (Power Query, VBA) and SQL background, building interactive Power BI dashboards, also in the last months I started using Python to automate reporting, clean large datasets, and implement analyses. • Data architecture and governance: I architected a unified data model and implemented cleansing routines that transformed fragmented records into a single source of truth—enabling senior leadership to make acquisition decisions with confidence. • Cross-functional collaboration: Partnering closely with traders, finance, and IT, I translated complex business needs into scalable solutions and delivered training materials that accelerated user adoption. • Continuous improvement mindset: Evenings and weekends find me exploring the latest analytics tools—from cloud data warehouses to machine-learning frameworks—because I believe innovation never sleeps. Looking ahead, I am eager to tackle new challenges, where cutting-edge analytics powers strategic decision-making. Furthermore, your flexible work policy aligns perfectly with my transition to the Zagreb area; I am committed to delivering exceptional results whether I’m in the office or collaborating remotely. Thank you for considering my application.

Vera Maroshi

Dear Hiring Manager, With over a decade of experience in financial analysis and systems implementation—and a recent track record of driving end-to-end trading and finance applications at a rapidly growing multinational—I am eager to bring my expertise to your team. In my early career at a leading bank, I honed my skills in forecasting, risk assessment, and capital allocation. While I took pride in delivering data-driven financing decisions, I found myself wanting deeper involvement in shaping the products and processes that drive business success. Seeking that “hands-on” opportunity, I joined a dynamic start-up subsidiary, where I helped design, deploy, and scale critical applications for trading, project management, and financial reporting. Highlights of my most recent role include: • Full-lifecycle project leadership: From scoping requirements with stakeholders to coordinating external development teams, I managed parallel streams of database design, ETL pipelines, and user acceptance testing. • Data Analyst with strong Excel (Power Query, VBA) and SQL background, building interactive Power BI dashboards, also in the last months I started using Python to automate reporting, clean large datasets, and implement analyses. • Data architecture and governance: I architected a unified data model and implemented cleansing routines that transformed fragmented records into a single source of truth—enabling senior leadership to make acquisition decisions with confidence. • Cross-functional collaboration: Partnering closely with traders, finance, and IT, I translated complex business needs into scalable solutions and delivered training materials that accelerated user adoption. • Continuous improvement mindset: Evenings and weekends find me exploring the latest analytics tools—from cloud data warehouses to machine-learning frameworks—because I believe innovation never sleeps. Looking ahead, I am eager to tackle new challenges, where cutting-edge analytics powers strategic decision-making. Furthermore, your flexible work policy aligns perfectly with my transition to the Zagreb area; I am committed to delivering exceptional results whether I’m in the office or collaborating remotely. Thank you for considering my application.

Available to hire

Dear Hiring Manager,
With over a decade of experience in financial analysis and systems implementation—and a recent track record of driving end-to-end trading and finance applications at a rapidly growing multinational—I am eager to bring my expertise to your team.
In my early career at a leading bank, I honed my skills in forecasting, risk assessment, and capital allocation. While I took pride in delivering data-driven financing decisions, I found myself wanting deeper involvement in shaping the products and processes that drive business success. Seeking that “hands-on” opportunity, I joined a dynamic start-up subsidiary, where I helped design, deploy, and scale critical applications for trading, project management, and financial reporting.
Highlights of my most recent role include:
• Full-lifecycle project leadership: From scoping requirements with stakeholders to coordinating external development teams, I managed parallel streams of database design, ETL pipelines, and user acceptance testing.
• Data Analyst with strong Excel (Power Query, VBA) and SQL background, building interactive Power BI dashboards, also in the last months I started using Python to automate reporting, clean large datasets, and implement analyses.
• Data architecture and governance: I architected a unified data model and implemented cleansing routines that transformed fragmented records into a single source of truth—enabling senior leadership to make acquisition decisions with confidence.
• Cross-functional collaboration: Partnering closely with traders, finance, and IT, I translated complex business needs into scalable solutions and delivered training materials that accelerated user adoption.
• Continuous improvement mindset: Evenings and weekends find me exploring the latest analytics tools—from cloud data warehouses to machine-learning frameworks—because I believe innovation never sleeps.
Looking ahead, I am eager to tackle new challenges, where cutting-edge analytics powers strategic decision-making. Furthermore, your flexible work policy aligns perfectly with my transition to the Zagreb area; I am committed to delivering exceptional results whether I’m in the office or collaborating remotely.
Thank you for considering my application.

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Language

Croatian
Fluent
English
Advanced
German
Intermediate

Work Experience

Business Analyst at Kenty Adria
April 1, 2023 - Present
Data analysis; Power BI, SSMN, MYS QL, Excel; preparation of financial statements; cash flow projections; business analysis and projection for development and acquisition; ERP database and inventory development; trading application with two different flows; project management and coordination with IT developers.
Senior Credit Risk Analyst for Corporate Clients at Sberbank d.d.
March 1, 2021 - April 1, 2023
Preparation of financial tools from financial statements; rating calculation (qualitative analysis), LGD; financial analysis of clients (incl. macro market analysis); CF projections; transaction adjustment; assessment of credit risk, collateral risk, market risk, and financing decisions; underwriter; preparation of financial tools.
Credit Risk Assessment Specialist for SME (COVID-19 impacted Clients) at Zagrebačka banka d.d.
May 1, 2020 - March 31, 2021
Credit risk specialist for SME clients impacted by COVID-19
Restructuring Specialist at Zagrebačka banka d.d.
December 1, 2018 - March 31, 2021
Restructuring specialist for suppliers of Agrokor Group and other mid and large corporate Clients; corporate and financial analysis; relationship management (AML and KYC analysis included); calculation and allocation of provisions; defining and implementing a restructuring strategy; business and financial forecasting (Excel) especially in NPL projects; participation in IFRS 9 / IPRE interfaces and ECB-AQR related initiatives.
Case Manager in Corporate Recovery at APS Croatia d.o.o.
April 1, 2017 - December 31, 2018
Relationship management with Clients, Partners and Investors; case management for corporate and retail Clients; supervision of portfolio projects (scope, time, quality); handling contracts and payments; pre-sales and sales activities; due diligence (legal, credit and reputational risk analysis); financial analysis; collateral valuation; restructuring and debt collection strategy; multilingual communication
Life Insurance Consultant at Helios osiguranje d.d.
March 1, 2011 - June 30, 2011
Pre-sale and sale consultant; project management for Bank Insurance
External Sales Organiser at Generali osiguranje d.d.
November 1, 2007 - March 31, 2011
Sale of loans and life insurance policies; organization of work with external associates; analytics and sales statistics; cross-sale of banking and insurance products
Student Services – Various at Faculty of Natural sciences and Mathematics, University of Zagreb
June 1, 2004 - November 30, 2007
Exploration of interests; basic telecommunication knowledge; goal setting, teamwork, time management, prioritisation, problem solving; analytical thinking, leadership, public speaking

Education

Certificate at Udemy / Microsoft / Maven Analytics (SQL for analysts, Power BI for analysts)
January 1, 2021 - January 1, 2024
Data Base Administrator, SQL at Sveučilište Algebra
January 1, 2023 - January 1, 2024
Bookkeeping at RRif
January 1, 2021 - December 31, 2021
Excel at Zagrebačka banka d.d.
January 1, 2020 - December 31, 2020
Co-author of textbooks for schools of economics “Banking and Insurance” at Alka script d.o.o.
January 1, 2013 - December 31, 2020
Master degree of Economics at Economic University of Zagreb
January 1, 2015 - December 31, 2019
Education and sale of mortgage and SME loans at Zagrebačka banka d.d.
January 1, 2015 - December 31, 2018
Financial consulting at HANFA
January 1, 2013 - December 31, 2013
Marketing and sale of life insurance and credit policies at Libertas Business School
January 1, 2007 - January 1, 2011
Animal behaviour and physiology at Faculty of Natural sciences and Mathematics, University of Zagreb
January 1, 2001 - January 1, 2011

Qualifications

HANFA exam for financial consulting
January 1, 2013 - January 31, 2013
Master degree of Economics
January 1, 2015 - December 31, 2019
Data Base Administrator, SQL
January 1, 2023 - January 1, 2024
SQL for analysts, Power BI for analysts
January 1, 2021 - January 1, 2024
Bookkeeping
January 1, 2021 - December 31, 2021

Industry Experience

Financial Services, Education, Professional Services