MARIA FERNANDA GONZALEZ

Led structuring of the Data, Processes, and Risk function and institutionalized a formal data governance and risk management model, reducing standardization horizon from five years to one through defined roles, accountability, KPIs, and executive reporting to CEO and CFO. Implemented ASUM-DM based methodology for analytics projects with mandatory deliverables and end-to-end documentation (charter, KPIs, responsibilities, work plan, traceability, and data quality controls). Designed and deployed supervised credit risk and portfolio models achieving AUC > 0.80, validated via cross-validation, with documented acceptance criteria under model governance standards. Established full traceability and change management across analytics lifecycle, including ETL documentation, decision logs, data dictionaries, and versioning for audit/regulatory readiness. Integrated multiple academic and financial systems into unified data model, eliminating data silos through structured repositories and automat

Strengthened the institutional risk management framework through full implementation of the Integrated Risk Management System (SIAR), aligned with COSO ERM and regulatory standards. Institutionalized risk supervision and reporting mechanisms for Executive Management and the Risk Committee, enabling structured prioritization of controls and action plans. Increased organizational maturity in risk and compliance through structured training in risk management, business continuity, and financial crime prevention (AML frameworks). Enhanced preventive risk management capacity through impact/probability analysis and risk appetite alignment across business areas. Developed structured repositories and documentation supporting risk maps, monitoring mechanisms, and executive decision-making.

Strengthened national public investment oversight by monitoring 1,104 municipalities through analytical dashboards and regional performance analysis. Supported executive decision-making by identifying territorial performance gaps and validating regulatory compliance in public fund allocation. Documented the Royalties Project Management Index (IGPR), ensuring institutional traceability and technical clarity. Contributed to the monitoring of the General Royalties System through structured financial and territorial data analysis for oversight bodies.