Detail-oriented accountant with 8 years of experience in real estate finance, financial reporting, and regulatory compliance. Skilled in month-end closing, reconciliations, AP/AR, escrow and trust accounting, and financial systems management. Experienced with Zoho Books and Zoho CRM and focused on ensuring IFRS and UAE compliance (including DLD/DLD, RERA/OA requirements as applicable), improving process accuracy and operational efficiency, and producing management reporting and MIS dashboards.

Muhammad Zeeshan Zafar

Detail-oriented accountant with 8 years of experience in real estate finance, financial reporting, and regulatory compliance. Skilled in month-end closing, reconciliations, AP/AR, escrow and trust accounting, and financial systems management. Experienced with Zoho Books and Zoho CRM and focused on ensuring IFRS and UAE compliance (including DLD/DLD, RERA/OA requirements as applicable), improving process accuracy and operational efficiency, and producing management reporting and MIS dashboards.

Available to hire

Detail-oriented accountant with 8 years of experience in real estate finance, financial reporting, and regulatory compliance. Skilled in month-end closing, reconciliations, AP/AR, escrow and trust accounting, and financial systems management.

Experienced with Zoho Books and Zoho CRM and focused on ensuring IFRS and UAE compliance (including DLD/DLD, RERA/OA requirements as applicable), improving process accuracy and operational efficiency, and producing management reporting and MIS dashboards.

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Language

English
Advanced
Urdu
Fluent
Hindi
Advanced

Work Experience

Senior Accountant at Evolutions Project Management LLC
April 1, 2025 - Present
Managed end-to-end accounting operations for real estate development projects, ensuring accurate transaction recording and compliance with IFRS and UAE regulations. Maintained project-wise financial records, monitoring revenue, costs, budgets, and profitability across the project lifecycle. Processed customer receipts, sales book entries, cancellations, transfers, and refunds with correct accounting treatment. Reconciled customer ledgers, followed up on overdue balances, and supported collections and cashflow management. Coordinated with sales, collections, and customer service teams to resolve payment discrepancies. Managed escrow account transactions and reconciliations, preparing periodical escrow reports and supporting schedules for management and regulatory submissions. Recorded revenue recognition in line with IFRS and project completion milestones. Verified sales agreements, reservation forms, and supporting documentation before recording financial transactions. Processed suppli
Accountant at TownX
February 1, 2024 - April 1, 2025
Assisted the Finance Manager in preparing IFRS-compliant financial statements, focusing on liabilities and expenses. Supported budgeting activities through data analysis and expense tracking. Managed input VAT reporting and claims, AP aging reports, purchase order analysis, payment scheduling, and bank reconciliation reporting to support accurate financial planning and controls. Recorded accruals, reversals, and expense entries per IAS. Verified accounts payable invoices against contracts, AMCs, work orders, and completed jobs/purchase orders before posting to the ledger. Processed escrow payments after internal approvals while ensuring accurate supplier data maintenance. Coordinated with DLD and banking partners for transaction processing. Reviewed broker commissions, validated supporting documents, and ensured proper registration for payment release. Performed end-to-end bank reconciliations across multiple accounts, resolving discrepancies timely. Managed AP pre-conciliations, petty
Accounts Executive at Abacus Middle East
August 1, 2022 - February 1, 2024
Managed daily accounting operations including journal entries for accruals, deferrals, provisions, and prepayments. Recorded receipts, credit notes, and post-dated cheques ensuring accurate allocation against invoices. Verified supplier invoices against purchase orders and supporting documents prior to AP posting. Handled unidentified receipts, bank charges, and commissions with proper classification. Maintained fixed asset registers and depreciation schedules. Processed payroll and WPS submissions in compliance with UAE regulations. Prepared VAT returns and quarterly filings; maintained petty cash and PDC registers. Supported procurement accounting including purchase orders, receipts, shipment tracking, and landed cost allocation. Managed AP and AR processes including invoicing, payments, collections tracking, and reconciliation of outstanding balances. Tracked cashflow through receipts, deposits, and bank transactions, resolving payment allocation discrepancies with finance and colle
Cash Officer at Bank AL Habib Limited
February 1, 2020 - February 1, 2022
Supervised branch cash operations ensuring accurate handling of cash transactions, remittances, and foreign currency dealings in compliance with bank policies and regulatory standards. Managed end-to-end account operations including customer service, transaction processing, and maintenance of account records for accuracy and efficiency. Contributed to business growth by acquiring new deposits and supporting cross-selling initiatives to increase revenue and client engagement. Improved operational efficiency across multiple branches by identifying process gaps and implementing workflow enhancements. Supported regulatory compliance initiatives including anti-money laundering adherence, monitoring transactions, and maintaining compliance awareness across branches. Built and maintained client relationships by providing personalized support and advisory services; onboarded 100+ new clients. Guided clients on banking products, account management, and financial services; improved service deliv
Internal Auditor at M. ALMAS & CO.
December 1, 2018 - September 1, 2019
Performed end-to-end bookkeeping and accounting review processes to ensure accuracy and completeness of financial records. Supported accounts receivable accounting and assisted clients with chart of accounts setup. Managed daily cash and bank-related tasks ensuring proper recording and reconciliation aligned with accounting standards. Collaborated with multiple client organizations and supported client accounting systems (including SAP), ensuring accurate data entry, processing, and reporting. Assisted in preparation and finalization of audit reports through timely coordination and provisioning of financial data. Maintained client relationships as main point of contact to ensure smooth communication and service delivery. Supported audit activities by preparing financial records, reconciliations, and documentation to help finalize audit reports and ensure compliance with client requirements and internal accounting standards throughout project execution.

Education

B.Com at University / Institution not specified (Lahore, Pakistan)
September 1, 2016 - November 1, 2018
Certified Management Accountant at Not specified
January 11, 2030 - August 24, 2026

Qualifications

Certified Management Accountant
January 11, 2030 - August 24, 2026

Industry Experience

Real Estate & Construction, Financial Services, Professional Services

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