Nikolas Andreou
I’m a software architect and technical leader with 15+ years of fintech and scalable backend experience, focused on building reliable, high-availability systems with strong end-to-end ownership.
About
I’m a software architect and technical leader with 15+ years of fintech and scalable backend experience, focused on building reliable, high-availability systems with strong end-to-end ownership. I’ve architected real-time payment platforms that handle 150+ transactions per second, designed API and event-driven integrations, and led engineering teams as a cross-team SME while mentoring engineers and driving Agile delivery.
I’m also an AI- and product-minded founder—building and scaling ventures from data models through deployment, whether that’s a payments-compliant dispute forwarding integration or consumer-facing platforms. Alongside my enterprise work, I co-found AI-driven products like virtual try-on/virtual wardrobe solutions and develop mobile event and photo/video sharing platforms, keeping a practical eye on performance, unit economics, and secure engineering.
- 20 years' experience
- Joined September 2026
Skills· 25
Languages
- EnglishAdvanced
- Greek, ModernAdvanced
Industry experience
- Financial Services
- Software & Internet
- Gaming
- Education
- Media & Entertainment
Work experience· 10 roles
Architecting a computer-vision-based virtual try-on application targeting the Cyprus fashion market for independent retailers operating via Instagram/WhatsApp. Re-engineered an open-source computer vision model into a modular multi-step inference pipeline for virtual try-on, building and self-hosting two model variants for inference on Google Cloud virtual machines. Evaluated inference cost for 24/7 self-hosting and assessed third-party dataset licensing options tied to a tiered Gemini API approach, pivoting to Gemini for near-term cost efficiency while keeping self-hosted as an in-house future path. Designed a near-zero marginal cost composing pipeline using pre-rendered per-garment transparency assets and a tiered AI model strategy to meet a strict unit-economics target (~€0.20 per generation). Architected a prepaid credit/quota system to gate AI generation costs ahead of consumption.
Built a QR-code-based, no-download photo/video sharing platform for event hosts and guests to contribute to shared albums in real time. Defined go-to-market architecture including organic/SEO growth, virality loops, and venue partnerships for pre-launch, zero marketing budget targeting the European market. Integrated Stripe, Google Pay, and Apple Pay to support pay-per-event pricing.
Founded and architected a multi-sided mobile platform connecting dancers, DJs, dance schools, and event organizers via a freemium/subscription model. Designed core product architecture including QR/GPS-based event check-in, community recognition features, and a home/feed experience. Owned end-to-end technical decisions from data model through UI/UX navigation and contextual upgrade flows. Integrated Stripe, Google Pay, and Apple Pay to support subscription payments.
Education· 6
Certifications and awards· 6
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