Available to hire
I am a detail-oriented and highly organized professional transitioning into a career as a Virtual Assistant, Social Media Manager, and Administrative VA. With an MBA and a strong background in banking and finance, I am eager to apply my expertise in financial operations, administrative support, and bookkeeping to the virtual assistant space. Currently honing my skills in social media management and digital marketing, I help businesses streamline operations and enhance their brand presence while also serving as a part-time lecturer. I am passionate about continuous learning and committed to providing reliable virtual assistance to entrepreneurs and businesses seeking professional support.
Experience Level
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Language
English
Advanced
Work Experience
Internal Auditor at Union Bank of the Philippines
December 31, 2023 - July 9, 2025Conducted internal audit functions based on bank manuals and policies. Performed branch audits to ensure compliance with bank policies and procedures.
Credit Risk Review Officer at Union Bank of the Philippines
December 31, 2020 - July 9, 2025Evaluated credit accounts from commercial banking lending group assessing repayment capacity by quality assessment, risk rating validation, financial analysis, and compliance checking. Prepared credit risk review reports and recommended action plans to improve credit process management.
Risk Control Officer at The Real Bank (A THRIFT BANK) INC.
December 31, 2013 - July 9, 2025Developed risk management systems, policies, procedures, and reports. Collaborated with IT, data administrators, compliance, business and support groups to ensure policy compliance with external requirements and addressed compliance issues as necessary.
College Professor/Lecturer at Pamantasan ng Lungsod ng Valenzuela
January 1, 2004 - PresentPart-time instructor teaching courses in accounting, financial management, banking and finance, taxation, management information systems, and government accounting. Utilized Canvas LMS and MSTeams as learning platforms.
Credit Analyst at CALTEX PHILIPPINES INC.
December 31, 2003 - July 9, 2025Reviewed credit proposals, rated credit application risks, prepared financial analyses including profitability, liquidity, and solvency positions. Conducted client calls and onsite inspections. Made credit suitability recommendations to the Credit Committee and Executive Committee.
Risk Control Officer at Asiatrust Development Bank
January 1, 2007 - PresentPerformed post-credit reviews ensuring credit and documentary compliance. Provided operational loss reports, financial analysis, and market risk reporting including Value at Risk calculations and stress testing using Bloomberg tools.
Credit Analyst - Level V at Philippine Savings Bank
December 31, 2001 - July 9, 2025Reviewed credit proposals and rated credit risks. Analyzed financial statements, projections, and feasibility. Conducted client visits and prepared client call reports. Recommended credit approvals to relevant committees.
Marketing Assistant - Level V at Philippine Savings Bank
December 31, 2003 - July 9, 2025Acted as MIS officer and account officer managing direct sales portfolios. Evaluated loan applications and collateral, prepared borrower write-ups, ensured proper documentation and account management.
Methods Assistant - Level IV at Philippine Savings Bank
December 31, 1998 - July 9, 2025Designed and proposed system revisions and documented existing systems via manuals and administrative circulars.
Field Accountant at Swift Foods Inc. – Agri Business Division
December 31, 1998 - July 9, 2025Performed operational audits, general accounting on petty cash transactions, accounts analysis for remittances and advances, and cashiering duties related to sales remittances.
Junior Auditor at Fernandez, Santos & Lopez CPAs
December 31, 1995 - July 9, 2025Conducted compliance and substantive audit procedures to produce audit reports.
Internal Auditor at Union Bank of the Philippines
January 1, 2023 - July 9, 2025Conducts the internal audit functions in the bank based on bank manuals and policies, including branch audits.
Credit Risk Review Officer at Union Bank of the Philippines
January 1, 2020 - July 9, 2025Evaluates the status of credit accounts from the commercial banking lending group in terms of repayment capacity by assessing quality of the portfolio, validating risk ratings, financial analysis, and checking compliance to credit policies and procedures. Prepares credit risk review reports and recommends actions to improve credit process management.
Risk Control Officer at The Real Bank (A Thrift Bank) Inc.
January 1, 2013 - July 9, 2025Responsible for the development of risk management systems, policies, procedures, and reports. Collaborates with IT offices, data administrators, compliance group, business and support groups to develop systems and ensure compliance with external requirements.
College Professor/Lecturer at Pamantasan ng Lungsod ng Valenzuela
January 1, 2004 - PresentPart-time instructor teaching accounting, financial management, banking and finance, management accounting, taxation, management information systems, and government accounting using Canvas LMS and MSTeams.
Credit Analyst at Caltex Philippines Inc.
December 31, 2003 - July 9, 2025Reviewed credit proposals, rated credit applications, analyzed financial statements and project feasibility, conducted client calls and inspections, and recommended approval of credit applications to committees.
Risk Control Officer at Asiatrust Development Bank
January 1, 2009 - July 9, 2025Conducted post-credit reviews, financial analysis on loan accounts, operational loss reports, market risk reports including Value at Risk, stress testing, and backtesting using Bloomberg systems.
Credit Analyst-Level V at Philippine Savings Bank
December 31, 2001 - July 9, 2025Reviewed credit proposals, rated credit applications for risks, prepared financial analysis, client calls, and recommended credit applications for approval.
Marketing Assistant-Level V at Philippine Savings Bank
January 1, 2003 - July 9, 2025Acted as MIS Officer and Account Officer, maintained direct sales portfolios, evaluated loan applications and collaterals, prepared write-ups, documented approvals, and managed accounts.
Methods Assistant-Level IV at Philippine Savings Bank
December 31, 1998 - July 9, 2025Designed and proposed system revisions, documented existing systems through manuals and administrative circulars.
Field Accountant at Swift Foods Inc. – Agri Business Division
December 31, 1998 - July 9, 2025Performed operational audits, general accounting on petty cash, accounts analysis, and cashier duties related to sales remittances.
Junior Auditor at Fernandez, Santos & Lopez CPAs
December 31, 1995 - July 9, 2025Performed compliance and substantive audit procedures and identified results for audit reports.
Education
Masters in Business Administration at De La Salle University Graduate School of Business
January 1, 2006 - December 31, 2008Bachelor in Business Admin at University of the Philippines-Visayas
January 1, 1988 - December 31, 1993Elementary and High School Diploma at Sacred Heart School Tacloban
January 1, 1979 - December 31, 1988Masters in Business Administration at De La Salle University Graduate School of Business
January 1, 2006 - December 31, 2008Bachelor in Business Admin at University of the Philippines-Visayas
January 1, 1988 - December 31, 1993Elementary and High School Diploma at Sacred Heart School Tacloban
January 1, 1979 - December 31, 1988Qualifications
Social Media Management Course - Social Media Growth Strategy, Content Creation, Graphic Design, and Hashtag Research
January 10, 2024 - January 10, 2024General Virtual Assistant Training Course
August 5, 2022 - August 5, 2022QuickBooks Online Advanced Training
May 22, 2023 - May 26, 2023Filipino Freelancers: Virtual Assistant Skills Enhancement Program
February 5, 2022 - February 5, 2022Defi-Decentralized Finance-Future of Finance Masterclass
February 5, 2022 - February 5, 2022Professional Certificate Course in Strategic Management
July 1, 2024 - July 8, 2024Teaching and Learning with Modern ICT
November 2, 2024 - November 2, 2024Social Media Management Course - Social Media Growth Strategy, Content Creation, Graphic Design and Hashtag Research
January 10, 2024 - January 10, 2024General Virtual Assistant Training Course
August 5, 2022 - August 5, 2022Quickbooks Online Advance Training
May 22, 2023 - May 26, 2023Filipino Freelancers: Virtual Assistant Skills Enhancement Program
February 5, 2022 - February 5, 2022Defi-Decentralized Finance-Future of Finance Masterclass
February 5, 2022 - February 5, 2022Professional Certificate Course in Strategic Management
July 1, 2024 - July 8, 2024Teaching and Learning with Modern ICT
November 2, 2024 - November 2, 2024Industry Experience
Financial Services, Education, Professional Services, Real Estate & Construction, Agriculture & Mining, Consumer Goods
Experience Level
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
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