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Hi! I'm Muhammad Waqas Mughal, a Senior Android Mobile Application Developer with a passion for creating versatile and resilient apps. I specialize in translating wireframes and prototypes into reliable code that withstands glitches and software updates. I enjoy collaborating with teams and building strong professional relationships across departments to deliver effective content that meets business goals. I take meticulous care in strategic design and problem-solving, focusing on user engagement and enhancing app performance. With experience in NFC payments, branchless banking applications, and digital wallets, I constantly strive to learn and adapt in the fast-paced tech world while maintaining a friendly and approachable style in my work.…Hi! I'm Muhammad Waqas Mughal, a Senior Android Mobile Application Developer with a passion for creating versatile and resilient apps. I specialize in translating wireframes and prototypes into reliable code that withstands glitches and software updates. I enjoy collaborating with teams and building strong professional relationships across departments to deliver effective content that meets business goals. I take meticulous care in strategic design and problem-solving, focusing on user engagement and enhancing app performance. With experience in NFC payments, branchless banking applications, and digital wallets, I constantly strive to learn and adapt in the fast-paced tech world while maintaining a friendly and approachable style in my work.

Muhammad Waqas Mughal

App Developer, Programmer, Developer, +2

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Hi! I'm Muhammad Waqas Mughal, a Senior Android Mobile Application Developer with a passion for creating versatile and resilient apps. I specialize in translating wireframes and prototypes into reliable code that withstands glitches and software updates. I enjoy collaborating with teams and building strong professional relationships across departments to deliver effective content that meets business goals. I take meticulous care in strategic design and problem-solving, focusing on user engagement and enhancing app performance. With experience in NFC payments, branchless banking applications, and digital wallets, I constantly strive to learn and adapt in the fast-paced tech world while maintaining a friendly and approachable style in my work.…Hi! I'm Muhammad Waqas Mughal, a Senior Android Mobile Application Developer with a passion for creating versatile and resilient apps. I specialize in translating wireframes and prototypes into reliable code that withstands glitches and software updates. I enjoy collaborating with teams and building strong professional relationships across departments to deliver effective content that meets business goals. I take meticulous care in strategic design and problem-solving, focusing on user engagement and enhancing app performance. With experience in NFC payments, branchless banking applications, and digital wallets, I constantly strive to learn and adapt in the fast-paced tech world while maintaining a friendly and approachable style in my work.

Available to hire

Hi! I’m Muhammad Waqas Mughal, a Senior Android Mobile Application Developer with a passion for creating versatile and resilient apps. I specialize in translating wireframes and prototypes into reliable code that withstands glitches and software updates. I enjoy collaborating with teams and building strong professional relationships across departments to deliver effective content that meets business goals.

I take meticulous care in strategic design and problem-solving, focusing on user engagement and enhancing app performance. With experience in NFC payments, branchless banking applications, and digital wallets, I constantly strive to learn and adapt in the fast-paced tech world while maintaining a friendly and approachable style in my work.

Skills

Experience Level

Expert

Expert

Expert

Expert

Intermediate

Intermediate

Intermediate

Language

English

Advanced

Urdu

Fluent

Work Experience

NFC Payment Specialist at EdfaPay

August 31, 2024 - July 29, 2025

Worked with NFC payments integrating Master Card, Visa, Discover with Mobile POS applications. Delivered Tap Pay system in Pakistan and We-Settle in Tunisia. Designed immersive multi-sensory user interfaces and created detailed app documentation. Utilized third-party libraries, custom libraries, and APIs to develop new applications.

Sr. Android Developer at Finja

December 31, 2022 - July 29, 2025

Developed the My ABL Wallet branchless banking app enabling real-time payments, account balance viewing, transaction monitoring, and fund management. Increased user engagement by 25% through multisensory interface designs. Managed Android app lifecycle from research to post-launch support. Provided team training and incorporated third-party and custom libraries and APIs.

Agent App at Finja

October 31, 2022 - July 29, 2025

Managed agent app features including wallet registration, merchant registration, account linking, wallet upgrades, inter-bank funds transfer (IBFT), and card management.

Software Engineer or Developer at Finja

July 31, 2022 - July 29, 2025

Improved loan processing efficiency by 40% digitizing FINCA Bank’s system. Developed functionalities including application submission, CRO remarks management, offline functionality, and utility bill payments.

Pay Utility Bills & Pay Multiple Online Billers at Finja

April 30, 2020 - July 29, 2025

Increased merchant onboarding by 15% streamlining individual customer acquisition. Managed IBFT, credit line payments, mobile bill payments, utility bills, and card management operations.