I am a Senior Consultant / TechLead with over a decade of hands-on experience in Trade Finance product support, implementation, and client-facing delivery across the UAE, Bahrain, and the USA. I specialize in SWIFT-based Letters of Credit, Guarantees, and payment systems, and I bring strong data science and web development skills to optimize operations. I am proficient in Python with Pandas, NumPy, Matplotlib, and Seaborn, and I have worked with Java, ReactJS, Node.js, and Django to deliver full-stack solutions. I enjoy leading cross-functional teams, guiding projects using Agile methods, and continuously improving processes. I’m based in the United Arab Emirates and available to join immediately.

R. Karthick Raj

I am a Senior Consultant / TechLead with over a decade of hands-on experience in Trade Finance product support, implementation, and client-facing delivery across the UAE, Bahrain, and the USA. I specialize in SWIFT-based Letters of Credit, Guarantees, and payment systems, and I bring strong data science and web development skills to optimize operations. I am proficient in Python with Pandas, NumPy, Matplotlib, and Seaborn, and I have worked with Java, ReactJS, Node.js, and Django to deliver full-stack solutions. I enjoy leading cross-functional teams, guiding projects using Agile methods, and continuously improving processes. I’m based in the United Arab Emirates and available to join immediately.

Available to hire

I am a Senior Consultant / TechLead with over a decade of hands-on experience in Trade Finance product support, implementation, and client-facing delivery across the UAE, Bahrain, and the USA. I specialize in SWIFT-based Letters of Credit, Guarantees, and payment systems, and I bring strong data science and web development skills to optimize operations.

I am proficient in Python with Pandas, NumPy, Matplotlib, and Seaborn, and I have worked with Java, ReactJS, Node.js, and Django to deliver full-stack solutions. I enjoy leading cross-functional teams, guiding projects using Agile methods, and continuously improving processes. I’m based in the United Arab Emirates and available to join immediately.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
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Language

English
Fluent
Tamil
Fluent
Telugu
Fluent
Arabic
Beginner

Work Experience

Java Developer – Trade Finance (Exim Bills & Customer Enterprise Product Support) at Unique Solutions ITS
June 30, 2025 - August 3, 2025
Delivered end-to-end development, implementation, and support for Trade Finance modules such as Amortization, Letters of Credit, Bank Guarantees, Export LC, Inward Collection, and Shipping Guarantee. Designed backend services with Core Java, Spring, and Hibernate for secure and scalable transaction processing. Integrated SWIFT message processing for global financial communications. Optimized performance using IBM WebSphere, Oracle SQL, and IBM MQ. Developed front-end components using JavaScript, HTML, CSS, JSON, and jQuery. Collaborated with trade operations to meet compliance and regulatory requirements. Provided production support ensuring zero critical downtime. Participated in upgrades and testing processes, supporting continuous delivery over 7 years in Agile environments with SVN, JIRA, and Confluence.
Java Developer – Trade Finance (Customer Enterprise Product Support) at GIB Bank, Bahrain (Client: CSME, Dubai)
June 30, 2018 - August 3, 2025
Delivered product support and implementation for the Customer Enterprise system supporting Trade Finance for GIB Bank. Developed and maintained Trade Finance modules including Letters of Credit, Bank Guarantees, and Shipping Guarantee. Built backend solutions with Core Java, Spring, and Hibernate. Integrated SWIFT messaging types for real-time financial communication. Enhanced performance for services on IBM WebSphere using Oracle SQL and IBM MQ. Developed dynamic UIs with JavaScript and jQuery. Supported system upgrades and testing across cycles with Agile tools like JIRA and SVN for stable delivery over 2+ years.
Java/Scala – Junior Developer at Unique Solutions ITS
June 30, 2016 - August 3, 2025
Developed a patient appointment booking system using Core Java, Scala, and PostgreSQL to enable online scheduling. Implemented patient record management integrating hospital systems. Built and consumed RESTful APIs for backend communication. Automated email notifications for appointment management. Contributed to full development lifecycle including requirement analysis, QA coordination, and project delivery using JIRA.
Junior Java Developer at ESPE E-Solutions Pvt. Ltd.
May 31, 2014 - August 3, 2025
Developed a web-based application for QA and development teams to manage task statuses using Core Java, MySQL, HTML, CSS, and JavaScript. Created secure login-based system for testers and developers to access work and track bugs. Enhanced UI and resolved bugs to support QA defect management.
Java Developer – Trade Finance (Exim Bills & Customer Enterprise Product Support) at Unique Solutions ITS, Dubai
June 30, 2025 - August 16, 2025
Led end-to-end development, implementation, and support for Trade Finance modules like Amortization, Letters of Credit, Bank Guarantees, and more. Developed backend services using Core Java, Spring Framework, and Hibernate ensuring robust transaction processing. Integrated SWIFT messaging for global financial communication and optimized performance using IBM WebSphere, Oracle SQL, and IBM MQ. Collaborated with operations teams on compliance, provided production support with zero critical downtime, and participated in testing processes. Worked in Agile environments managing version control and collaboration tools.
Java Developer – Trade Finance (Customer Enterprise Product Support) at GIB Bank, Bahrain (Client: CSME, Dubai)
June 30, 2018 - August 16, 2025
Delivered product support and implementation for Customer Enterprise system supporting Trade Finance processes. Developed and maintained Trade Finance modules and backend solutions using Core Java, Spring Framework, and Hibernate. Integrated SWIFT messages for real-time banking communication. Enhanced service performance on IBM WebSphere with Oracle SQL and IBM MQ. Created dynamic UI components and supported system upgrades, ensuring uninterrupted stability. Executed QA and testing phases to ensure error-free deployments within Agile teams.
Java/Scala – Junior Developer at Unique Solutions ITS, Chennai (Client: Health-phons, USA)
June 30, 2016 - August 16, 2025
Developed a patient appointment booking system using Core Java, Scala, and PostgreSQL facilitating pre-scheduling via website. Implemented patient record management modules integrating hospital systems. Built and consumed RESTful APIs supporting backend/frontend communication. Automated email notifications and contributed to complete development cycles and QA coordination using JIRA.
Junior Java Developer at ESP E E-Solutions Pvt. Ltd., Chennai
May 31, 2014 - August 16, 2025
Developed a web-based task management and bug tracking system using Core Java, MySQL, HTML, CSS, and JavaScript. Created a secure login system for testers and developers. Enabled real-time bug tracking workflows improving team collaboration. Assisted UI enhancements and bug resolutions to streamline defect management.
Java Developer – Trade Finance (Exim Bills & Customer Enterprise Product Support) at Unique Solutions ITS
June 30, 2025 - August 16, 2025
Delivered end-to-end development, implementation, and support for Trade Finance modules including Amortization, Letters of Credit, Bank Guarantees, Export LC, Inward Collection, and Shipping Guarantee. Designed and developed backend services using Core Java, Spring Framework, and Hibernate, integrating SWIFT message processing for seamless financial communication. Optimized performance and maintained high availability using IBM WebSphere Application Server, Oracle SQL, and IBM MQ middleware. Developed front-end components using JavaScript, HTML, CSS, JSON, and jQuery. Collaborated with Trade Operations teams for compliance alignment and conducted issue analysis with zero critical downtime over 7 years. Participated in upgrades and implemented testing processes including DIT, SIT, and UAT in Agile environments.
Java Developer – Trade Finance (Customer Enterprise Product Support) at Unique Solutions ITS
June 30, 2018 - August 16, 2025
Delivered product support and implementation for the Customer Enterprise system supporting Trade Finance processes for GIB Bank, Bahrain. Developed and maintained Trade Finance modules such as Letters of Credit, Bank Guarantees, and Shipping Guarantee using Core Java, Spring Framework, and Hibernate. Integrated SWIFT message types to facilitate real-time messaging. Maintained performance of services deployed on IBM WebSphere and supported multiple system upgrades. Executed QA and testing including DIT, SIT, and UAT phases. Collaborated with Agile teams using JIRA, SVN, and Confluence.
Java/Scala – Junior Developer at Unique Solutions ITS
June 30, 2016 - August 16, 2025
Developed a patient appointment booking system using Core Java, Scala Framework, and PostgreSQL, allowing users to pre-schedule visits. Implemented patient record management modules and built/consumed RESTful APIs to facilitate backend communication. Automated email notifications for appointment confirmations and reminders. Contributed to full development lifecycle including requirement analysis and QA coordination.
Junior Java Developer at ESP E E -Solutions Pvt. Ltd.
May 1, 2014 - August 16, 2025
Developed a web-based application using Core Java, MySQL, HTML, CSS, and JavaScript to help QA and development teams manage and track task statuses. Created secure login system and enabled real-time bug tracking and task verification workflows. Assisted in UI enhancements and bug resolution supporting QA teams.
Senior Consultant – Exim Bills Enterprise Product Support at Unique Solutions ITS
June 1, 2016 - June 1, 2025
Delivered Trade Finance product support and implementation for clients including GIB Bank (Bahrain) and ADIB Bank (Abu Dhabi). Reduced operational risk by 30% through gap analysis in SWIFT-based Letters of Credit and Guarantees. Development using JavaScript, JSP, IBM WebSphere, Oracle SQL, Java and MQtool. Secondary Development using Python, NumPy, Pandas, Seaborn, Matplotlib. Led code optimization initiatives using Webpack and modern JavaScript best practices. Created Statements of Work (SOWs) and guided cross-functional teams using SVN and Agile methodologies.
Software Developer at Unique Solutions ITS, Chennai
April 1, 2015 - June 1, 2016
Developed and integrated APIs using Java, Scala, and PostgreSQL. Supported project delivery and QA processes for Health-phons (USA) using JIRA.
Junior Developer at ESPE E-Solutions Pvt. Ltd., Chennai
July 1, 2013 - May 31, 2014
Built web applications using Java and MySQL. Supported QA teams in bug tracking and resolution.

Education

Executive MBA at Venkateshwara Open University
January 1, 2017 - December 31, 2017
Bachelor of Engineering at PMR Institute of Technology
January 1, 2010 - December 31, 2010
Diploma at Sai Ram Polytechnic College
January 1, 2007 - December 31, 2007
M.Sc. in Data Science at Manipal University (Online), Karnataka, India
January 1, 2023 - August 16, 2025
Executive MBA at Venkateshwara Open University (Online), Arunachal Pradesh, India
January 11, 2030 - January 1, 2017
Bachelor of Engineering (B.E.) in Computer Science at PMR Institute of Technology, affiliated with Anna University, Chennai, India
January 11, 2030 - January 1, 2010
Diploma in Computer Science at Sai Ram Polytechnic College, Chennai, India
January 11, 2030 - January 1, 2007
M.Sc. in Data Science at Manipal University
January 1, 2023 - August 16, 2025
Executive MBA at Venkateshwara Open University
January 11, 2030 - January 1, 2017
Bachelor of Engineering (B.E.) in Computer Science at PMR Institute of Technology, affiliated with Anna University
January 11, 2030 - January 1, 2010
Diploma in Computer Science at Sai Ram Polytechnic College
January 11, 2030 - January 1, 2007
M.Sc. in Data Science at Manipal University (Online)
January 1, 2023 - December 9, 2025
Executive MBA at Venkateshwara Open University (Online)
January 1, 2017 - December 31, 2017
B.E. in Computer Science at PMR Institute of Technology (Affiliated with Anna University)
January 1, 2010 - December 31, 2010
Diploma in Computer Science at Sai Ram Polytechnic College
January 1, 2007 - December 31, 2007

Qualifications

PRINCE2® 7th Edition – Project Management Certification
January 1, 2025 - December 31, 2025
Machine Learning: Linear Regression
January 1, 2024 - December 31, 2024
Advanced Programming in Data Science
January 1, 2023 - December 31, 2023
Six Sigma – Yellow, Green, and Black Belt
January 1, 2022 - December 31, 2022
Python & Django Framework
January 1, 2023 - December 31, 2023
Trade Finance
January 1, 2020 - December 31, 2020
Java Development using Web Components
January 1, 2011 - December 31, 2011
PRINCE2® 7th Edition – Project Management Certification PMI
January 1, 2025 - August 16, 2025
Machine Learning: Linear Regression Coursera
January 1, 2024 - August 16, 2025
Advanced Programming in Data Science Airtics / Acacia University of Arizona
January 1, 2023 - August 16, 2025
Six Sigma – Yellow, Green, and Black Belt International Management Certification (IMC - CPD)
January 1, 2022 - August 16, 2025
Python & Django Framework Accord Info Matrix
January 1, 2023 - August 16, 2025
Trade Finance European Bank
January 1, 2020 - August 16, 2025
Java Development using Web Components NIIT Institute
January 1, 2011 - August 16, 2025
PRINCE2® 7th Edition – Project Management Certification
January 1, 2025 - August 16, 2025
Machine Learning: Linear Regression
January 1, 2024 - August 16, 2025
Advanced Programming in Data Science
January 1, 2023 - August 16, 2025
Six Sigma – Yellow, Green, and Black Belt
January 1, 2022 - August 16, 2025
Python & Django Framework
January 1, 2023 - August 16, 2025
Trade Finance
January 1, 2020 - August 16, 2025
Java Development using Web Components
January 1, 2011 - August 16, 2025
PRINCE2® 7th Edition – Project Management Certification
January 1, 2025 - December 9, 2025
Machine Learning (Linear Regression) – Coursera
January 1, 2024 - December 9, 2025
Advanced Programming in Data Science – Airtics / Acacia University of Arizona
January 1, 2023 - December 9, 2025
Blockchain Concept using supply chain
January 1, 2022 - December 9, 2025
Six Sigma (Yellow, Green, and Black Belt) – IMC
January 1, 2022 - December 9, 2025
Python & Django Framework – Accord Info Matrix
January 1, 2023 - December 9, 2025
Trade Finance – European Bank
January 1, 2020 - December 9, 2025

Industry Experience

Financial Services, Software & Internet, Professional Services, Healthcare