Hey, I’m Vesa , a data scientist and risk modeler with 9+ years of experience spinning data into models that move money across fintechs, banks, insurance and market research. I’ve built credit scoring models, shipped loss provisioning solutions, crunched massive datasets, and pushed code to production. I thrive when there’s chaos to tame, problems neededing to be solved fast and people who talking straight.

vesap

Hey, I’m Vesa , a data scientist and risk modeler with 9+ years of experience spinning data into models that move money across fintechs, banks, insurance and market research. I’ve built credit scoring models, shipped loss provisioning solutions, crunched massive datasets, and pushed code to production. I thrive when there’s chaos to tame, problems neededing to be solved fast and people who talking straight.

Next availability:
April 1, 2026

Hey, I’m Vesa , a data scientist and risk modeler with 9+ years of experience spinning data into models that move money across fintechs, banks, insurance and market research.

I’ve built credit scoring models, shipped loss provisioning solutions, crunched massive datasets, and pushed code to production. I thrive when there’s chaos to tame, problems neededing to be solved fast and people who talking straight.

See more

Experience Level

Expert
Expert
Expert
Expert
Intermediate
Intermediate

Language

English
Fluent
Finnish
Fluent
Spanish; Castilian
Intermediate
French
Intermediate
Swedish
Beginner
German
Beginner

Work Experience

Freelance Data Scientist at F
June 22, 2020 - January 3, 2022
Implemented loss provisioning models to the group's accounting system.
Credit Risk Analyst at Alisa Bank Plc
January 4, 2022 - February 14, 2025
Credit Risk Analyst at Alisa Bank Plc
January 4, 2022 - February 14, 2025
Managed credit risk models end-to-end at a fintech bank.
Data Analyst at OP Financial Groups
June 22, 2020 - January 3, 2022
Implemented loss provisioning models to the group's accounting system
Pension Insurance Mathematician at Ilmarinen
January 1, 2018 - January 1, 2020
Applied mathematical techniques to pension insurance risk modeling and projection.
Data Scientist at Taloustutkimus Market Research Company
January 1, 2016 - January 1, 2018
Led data science initiatives in market research, building models and analytics to derive business insights.

Education

Master of Science at Aalto University
September 1, 2014 - May 31, 2016
Majored in math
Bachelor of Science, Mathematics at Aalto University
August 1, 2009 - January 1, 2014

Qualifications

Add your qualifications or awards here.

Industry Experience

Financial Services, Software & Internet

Experience Level

Expert
Expert
Expert
Expert
Intermediate
Intermediate

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