Ardacandra Subiantoro

Available to hire

Sc. AI Student at NTU.

About

AI Researcher & Data Scientist | M.Sc. AI Student at NTU.

  • Experience: 3+ years in Fintech (JULO), specializing in Credit Scoring, Real-Time Risk, and MLOps.

  • Tech Stack: Python, PyTorch, SQL, GCP, LLMs, and Computer Vision.

  • Achievements: Published IEEE author, Hackathon runner-up (Deepfake Detection), and Best Paper Award winner (CapsNet COVID-19 Diagnostics).

  • 3 years' experience
  • Joined December 2025

Languages

  • EnglishFluent
  • IndonesianFluent

Industry experience

  • Financial Services
  • Software & Internet

Work experience

Data Scientist · JULOMay 2022 – Jul 2025 · 3 yrs 3 mos

Architected and deployed a suite of credit models (Income Prediction, B-Score, Collection Prioritization) on Google Cloud Platform using XGBoost and LightGBM to optimize credit assignment and recovery strategies for millions of users. Built a real-time risk system with sub-second inference speeds, improving Risk-Adjusted Returns by 30%. Led ML infrastructure migration from AWS to GCP and developed scalable pipelines in Python and BigQuery, accelerating training cycles from 3–5 days to 1 day. Implemented automated model observability dashboards (PSI, prediction distributions, ROI/CLV) and mentored 2 junior data scientists.

Data Science Intern · Bukit VistaSep 2021 – Nov 2021 · 3 mos

Designed dynamic pricing strategies based on historical booking data, driving occupancy revenue. Executed data quality and ETL workflows to ensure high-integrity datasets for downstream reporting and decision-making.

Artificial Intelligence Research Assistant · Universitas Gadjah Mada (UGM)Oct 2020 – Mar 2021 · 6 mos

Computer Vision (Surveillance): Engineered a CCTV face tracking pipeline using RetinaFace and detection-based tracking; improved face detection recall by 4.47% in low-illumination environments via a custom post-processing algorithm. NLP (Biomedical Indexing): Implemented Latent Dirichlet Allocation (LDA) for unsupervised topic modeling to automate MeSH indexing, achieving 74% topic similarity with human labels.

Education

M.Sc. in Artificial Intelligence · Nanyang Technological University (NTU), Singapore2025
B.Sc. in Computer Science · Universitas Gadjah Mada (UGM), Yogyakarta, Indonesia2018 – 2022

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