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AI Researcher & Data Scientist | M.Sc. AI Student at NTU. - Experience: 3+ years in Fintech (JULO), specializing in Credit Scoring, Real-Time Risk, and MLOps. - Tech Stack: Python, PyTorch, SQL, GCP, LLMs, and Computer Vision. - Achievements: Published IEEE author, Hackathon runner-up (Deepfake Detection), and Best Paper Award winner (CapsNet COVID-19 Diagnostics).…

Ardacandra Subiantoro

Data Scientist, AI Engineer, Full Stack Developer, +2

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AI Researcher & Data Scientist | M.Sc. AI Student at NTU. - Experience: 3+ years in Fintech (JULO), specializing in Credit Scoring, Real-Time Risk, and MLOps. - Tech Stack: Python, PyTorch, SQL, GCP, LLMs, and Computer Vision. - Achievements: Published IEEE author, Hackathon runner-up (Deepfake Detection), and Best Paper Award winner (CapsNet COVID-19 Diagnostics).…

Available to hire

Singapore, Singapore

AI Researcher & Data Scientist | M.Sc. AI Student at NTU.

Experience: 3+ years in Fintech (JULO), specializing in Credit Scoring, Real-Time Risk, and MLOps.
Tech Stack: Python, PyTorch, SQL, GCP, LLMs, and Computer Vision.
Achievements: Published IEEE author, Hackathon runner-up (Deepfake Detection), and Best Paper Award winner (CapsNet COVID-19 Diagnostics).

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Language

English

Fluent

Indonesian

Fluent

Work Experience

Data Scientist at JULO

May 1, 2022 - July 1, 2025

Architected and deployed a suite of credit models (Income Prediction, B-Score, Collection Prioritization) on Google Cloud Platform using XGBoost and LightGBM to optimize credit assignment and recovery strategies for millions of users. Built a real-time risk system with sub-second inference speeds, improving Risk-Adjusted Returns by 30%. Led ML infrastructure migration from AWS to GCP and developed scalable pipelines in Python and BigQuery, accelerating training cycles from 3–5 days to 1 day. Implemented automated model observability dashboards (PSI, prediction distributions, ROI/CLV) and mentored 2 junior data scientists.

Data Science Intern at Bukit Vista

September 1, 2021 - November 1, 2021

Designed dynamic pricing strategies based on historical booking data, driving occupancy revenue. Executed data quality and ETL workflows to ensure high-integrity datasets for downstream reporting and decision-making.

Artificial Intelligence Research Assistant at Universitas Gadjah Mada (UGM)

October 1, 2020 - March 1, 2021

Computer Vision (Surveillance): Engineered a CCTV face tracking pipeline using RetinaFace and detection-based tracking; improved face detection recall by 4.47% in low-illumination environments via a custom post-processing algorithm. NLP (Biomedical Indexing): Implemented Latent Dirichlet Allocation (LDA) for unsupervised topic modeling to automate MeSH indexing, achieving 74% topic similarity with human labels.