BU

Balu Upendar Cholleti

Available to hire

I’m Balu Upendar Cholleti, a full-stack software engineer with 4+ years of experience building payment-processing and AI-enabled financial crime applications.

About

I’m Balu Upendar Cholleti, a full-stack software engineer with 4+ years of experience building payment-processing and AI-enabled financial crime applications. I focus on designing and delivering high-volume payout and transaction platforms using Java, Spring Boot, Python, and modern REST/microservices practices.

I also build operational dashboards with React/Next.js and strengthen reliability through event-driven architectures, asynchronous processing, and resilience patterns. On the AI side, I’ve integrated NLP and anomaly/risk detection workflows using Scikit-learn and Hugging Face Transformers, and I enjoy improving performance and security across the SDLC with testing, CI/CD, containers, and cloud monitoring.

  • 4 years' experience
  • Joined October 2026

Industry experience

  • Financial Services
  • Software & Internet
  • Computers & Electronics

Work experience

Software Engineer – Full Stack · PayPalJan 2024 – Present · 2 yrs 11 mos

Built a high-volume payout platform using Java, Spring Boot, REST APIs, and microservices to support payout initiation, transaction tracking, reconciliation, and exception recovery for millions of records daily. Developed Next.js/React/TypeScript operations dashboards to improve visibility into payout status and processing exceptions. Optimized payout workflows by using Redux Toolkit and React Query (including caching and retry strategies), reducing duplicate API calls by ~25%. Improved concurrent processing using Spring WebFlux and CompletableFuture to reduce peak-period latency by ~30%. Implemented fault-tolerant Spring Batch jobs with partitioning, checkpointing, retries, and skip handling for resumable large workloads. Built event-driven audit and reconciliation flows using Kafka, Google Cloud Pub/Sub, and Cloud Functions, reducing manual recovery effort by ~35%. Secured payment APIs with Spring Security, OAuth 2.0, JWT, and RBAC with audit logging. Automated Dockerized deployments

Software Development Engineer · IBMJul 2021 – Dec 2022 · 1 yr 6 mos

Contributed to an AI-enabled financial crime analytics application using Python and SQL by integrating customer, transaction, and AML alert data to improve investigation efficiency by 30%. Built relational data models and reusable transformation workflows to connect entities (customers, accounts, merchants, transactions), standardizing attributes and risk indicators and improving analysis-ready data availability by 30%. Developed Python/Pandas/SQL processing to transform and enrich 10M+ monthly transaction records, reducing manual preparation effort by ~35%, and automated validation checks for missing attributes, duplicates, and mapping inconsistencies. Engineered risk-related features and integrated Scikit-learn anomaly detection and risk scoring outputs into alert prioritization, improving high-risk case identification by 20%. Evaluated model performance using precision/recall and addressed false-positive analysis with compliance partners. Prototyped BERT-based NLP workflows with Hug

Education

Master of Science, Computer and Information Science · Southern Arkansas University2018 – 2019
Bachelor of Technology, Information Technology · Jawaharlal Nehru Technological University2014 – 2018

Certifications and awards

AWS Certified Cloud Practitioner2023 – 2026

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