I’m Mahitha Budili, a backend and full-stack developer with 4+ years of experience delivering secure, high-availability enterprise applications across fintech, insurance, and banking. I specialize in modernizing legacy systems, improving transaction throughput, and strengthening compliance controls for large-scale portfolios and millions of users. I enjoy building domain-oriented microservices with Java/Spring on the backend and React/TypeScript on the frontend, and I thrive in cross-functional teams to deliver end-to-end value. I’m open to relocation and eager to contribute to secure, compliant platforms while continuing to grow in cloud, DevOps, and data-processing capabilities.

Mahitha Budili

I’m Mahitha Budili, a backend and full-stack developer with 4+ years of experience delivering secure, high-availability enterprise applications across fintech, insurance, and banking. I specialize in modernizing legacy systems, improving transaction throughput, and strengthening compliance controls for large-scale portfolios and millions of users. I enjoy building domain-oriented microservices with Java/Spring on the backend and React/TypeScript on the frontend, and I thrive in cross-functional teams to deliver end-to-end value. I’m open to relocation and eager to contribute to secure, compliant platforms while continuing to grow in cloud, DevOps, and data-processing capabilities.

Available to hire

I’m Mahitha Budili, a backend and full-stack developer with 4+ years of experience delivering secure, high-availability enterprise applications across fintech, insurance, and banking. I specialize in modernizing legacy systems, improving transaction throughput, and strengthening compliance controls for large-scale portfolios and millions of users.

I enjoy building domain-oriented microservices with Java/Spring on the backend and React/TypeScript on the frontend, and I thrive in cross-functional teams to deliver end-to-end value. I’m open to relocation and eager to contribute to secure, compliant platforms while continuing to grow in cloud, DevOps, and data-processing capabilities.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
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Language

English
Fluent

Work Experience

Backend / Full-Stack Developer at Capital One
August 1, 2025 - Present
Led platform engineering initiatives in Capital One's consumer lending ecosystem by developing Spring Boot and React features for 12M+ customer accounts and $3B+ in annual credit transactions. Built RESTful services and supported event-driven workflows with Java, Spring Boot, Kafka, and AWS, processing 180K+ daily authorization requests with 99.9% service availability across multi-region environments. Participated in refactoring loan origination modules into domain-oriented microservices with optimized PostgreSQL schemas, contributing to a 22% reduction in underwriting decision latency across 15M+ applicant and transactional records. Implemented security best practices including OAuth2, token-based authentication, and PCI-DSS-aligned encryption, yielding a 30% reduction in critical findings during audits. Delivered data-integrated frontend components using React and TypeScript connected to backend APIs, enabling near real-time portfolio visibility and an 18% improvement in credit risk
Java Developer at DXC Technologies
January 1, 2022 - December 31, 2023
Designed and developed 6–8 RESTful microservices using Java and Spring Boot, applying DI, OOP, and API contracts to deliver scalable backend services. Secured APIs with OAuth 2.0, JWT authentication, and tokenization, reducing access-related vulnerabilities by 25–30% and strengthening authentication across enterprise applications. Implemented 10+ backend modules with Spring MVC, Spring Data JPA, JDBC, and auto-configuration to support complex business logic and high-volume processing. Optimized data access using MongoDB and Oracle SQL, evaluating and tuning 15+ queries to improve latency by 20–25% and ensure data consistency. Collaborated in a 6–8 member Agile Scrum team, contributing to code reviews, performance tuning, defect resolution, sprint deliveries, and technical documentation.
Associate Java Backend Developer at Hexaware Technologies
August 1, 2020 - December 31, 2021
Delivered Java-based backend services for a banking platform serving 120K+ users, improving transaction accuracy by 18% and increasing system reliability across distributed financial workflows. Designed and optimized Oracle SQL queries and stored procedures managing 5M+ records, accelerating report generation by 27% while preserving ACID transactions. Integrated third-party payment gateways and internal microservices, reducing transaction latency by 22% and hardening exception handling for 75K+ daily transactions in high-volume banking environments. Established unit and integration test coverage around 85%, lowering post-release defects by 31% across three quarterly deployments. Enhanced multithreaded batch processing and JVM performance, cutting reconciliation runtime by 34% for 40Cr+ daily settlements and resolving 150+ defects across 12 Agile sprints.

Education

Master of Science in Information Technology at University of South Florida
January 1, 2024 - December 31, 2025

Qualifications

PCI-DSS Fundamentals
January 11, 2030 - May 13, 2026

Industry Experience

Financial Services, Software & Internet, Professional Services