Looks like you have JavaScript disabled. For the full Twine experience, you will need to re-enable it.

Enterprise Solutions Architect, Technical Lead, and software engineering leader with 25+ years delivering mission-critical banking and financial services systems in highly regulated environments. I design and modernize enterprise-grade distributed platforms, including high-throughput loan origination and credit bureau integrations, with strong governance for security, data residency, and compliance. I combine strategic architecture with hands-on development across .NET and Java ecosystems, leading hybrid cloud and DevSecOps initiatives (AWS/on-prem), reliability/HA/DR, and modernization from monoliths to microservices—while integrating AI automation and intelligent workflows to improve operational efficiency and reduce cost.…Enterprise Solutions Architect, Technical Lead, and software engineering leader with 25+ years delivering mission-critical banking and financial services systems in highly regulated environments. I design and modernize enterprise-grade distributed platforms, including high-throughput loan origination and credit bureau integrations, with strong governance for security, data residency, and compliance. I combine strategic architecture with hands-on development across .NET and Java ecosystems, leading hybrid cloud and DevSecOps initiatives (AWS/on-prem), reliability/HA/DR, and modernization from monoliths to microservices—while integrating AI automation and intelligent workflows to improve operational efficiency and reduce cost.

JOSELITO M. PASCUA

Architect, Software Engineer, Project Manager, +4





Enterprise Solutions Architect, Technical Lead, and software engineering leader with 25+ years delivering mission-critical banking and financial services systems in highly regulated environments. I design and modernize enterprise-grade distributed platforms, including high-throughput loan origination and credit bureau integrations, with strong governance for security, data residency, and compliance. I combine strategic architecture with hands-on development across .NET and Java ecosystems, leading hybrid cloud and DevSecOps initiatives (AWS/on-prem), reliability/HA/DR, and modernization from monoliths to microservices—while integrating AI automation and intelligent workflows to improve operational efficiency and reduce cost.…Enterprise Solutions Architect, Technical Lead, and software engineering leader with 25+ years delivering mission-critical banking and financial services systems in highly regulated environments. I design and modernize enterprise-grade distributed platforms, including high-throughput loan origination and credit bureau integrations, with strong governance for security, data residency, and compliance. I combine strategic architecture with hands-on development across .NET and Java ecosystems, leading hybrid cloud and DevSecOps initiatives (AWS/on-prem), reliability/HA/DR, and modernization from monoliths to microservices—while integrating AI automation and intelligent workflows to improve operational efficiency and reduce cost.

Available to hire

Enterprise Solutions Architect, Technical Lead, and software engineering leader with 25+ years delivering mission-critical banking and financial services systems in highly regulated environments. I design and modernize enterprise-grade distributed platforms, including high-throughput loan origination and credit bureau integrations, with strong governance for security, data residency, and compliance.

I combine strategic architecture with hands-on development across .NET and Java ecosystems, leading hybrid cloud and DevSecOps initiatives (AWS/on-prem), reliability/HA/DR, and modernization from monoliths to microservices—while integrating AI automation and intelligent workflows to improve operational efficiency and reduce cost.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Intermediate

Work Experience

Project Development and Production Support Manager at Standard Chartered Global Business Services

June 1, 2013 - Present

Led and managed project development and production support for enterprise banking platforms within a highly regulated environment. Engineered and maintained hybrid cloud solutions (AWS + on-prem) to support high-volume daily transactions while enforcing strict data residency and security controls. Provided engineering leadership for cross-functional teams through architecture guidance, code reviews, quality gates, and delivery governance. Designed secure integration layers connecting client management infrastructure, Loan Origination Systems (LOS), and local credit bureau environments via REST/SOAP, reducing integration failures and data dropouts. Managed end-to-end SDLC, vendor evaluation, feasibility costing, and audit/regulatory adherence. Spearheaded legacy modernization by migrating monolithic codebases into decoupled, highly scalable microservices, improving availability and long-term maintainability.

Senior Software Consultant at Mindwave Solutions (Assigned to Standard Chartered Bank)

June 1, 2011 - June 1, 2013

Provided senior software consulting and delivery support for high-visibility frontend lending, credit bureau, and fraud management systems. Optimized and rewrote complex SQL/database logic to remove processing bottlenecks and improve system performance. Evaluated technical risks and trade-offs early during migrations and architecture planning for core banking modules. Translated business requirements into actionable technical designs, enhancing core frameworks and engineering capabilities; contributions were absorbed into the bank’s technology team due to delivery impact.

Software Consultant at Silverlake System Incorporated

November 1, 2001 - June 1, 2011

Maintained and supported business-critical banking applications including Branch Delivery and Signature Verification modules with 99.9% uptime SLAs. Performed tier-3 production support for reporting and core banking transaction processing pipelines. Provided deep architectural training, mentorship, and code quality standards within high-compliance development environments to support junior cohorts and ensure dependable delivery and operational stability.

Programmer Analyst at Automated System and Equipment Corp.

June 1, 2000 - October 1, 2001

Developed core financial applications and standalone desktop accounting solutions for retail and commercial banks using Visual Basic and MSSQL, including legacy DOS-based platforms (Clipper 5.3). Delivered business-focused software components supporting bank reporting and accounting workflows.