KM

KOSSENTINI MOHAMMED KHALIL

Available to hire

I’m a full-stack software engineer focused on building reliable fintech products, especially for EUR-to-TND remittances.

About

I’m a full-stack software engineer focused on building reliable fintech products, especially for EUR-to-TND remittances. I care deeply about reliability, security, and clarity—because behind every transfer is a family waiting on it—so I design systems that are resilient in production and straightforward for teams and users.

I’ve owned end-to-end delivery for a production remittance platform, covering the mobile app, backend, cloud infrastructure, security controls, compliance-aligned workflows, and release operations. With 1,500+ active users and dozens of production releases, I continuously improve deployment success, cost efficiency, and fraud resistance while integrating payment channels and KYC flows through secure, well-governed architecture.

  • 2 years' experience
  • Joined September 2026

Languages

  • FrenchAdvanced
  • EnglishAdvanced
  • ArabicFluent

Industry experience

  • Financial Services
  • Software & Internet

Work experience

Full-Stack Software Engineer · BILEDI CompanyFeb 2025 – Present · 1 yr 10 mos

Own the full product lifecycle of a React Native (Expo) mobile app, AWS serverless backend, and React/TypeScript back office serving 1,500+ active users across 50+ releases. Integrated three payout channels (bank transfer, digital wallet, cash pickup) via a third-party PSP API with automatic routing across Tunisian banks and 99%+ reliability. Implemented secure digital wallet linking with OTP-verified sessions, signature-verified relay API, and AWS WAF IP allowlisting. Built consistent user/KYC/payment records across Cognito, the application database, and PSP API throughout the account and transfer lifecycle; spearheaded migration to a new KYC provider and PSD2-aligned legal document versioning with forced re-acceptance. Hardened security and fraud defenses (Cognito hardening, SMS pumping protection, WAF allowlisting, per-channel limits, secrets removed from source). Architected AWS serverless infrastructure with Lambda (private VPC via SAM), API Gateway, EventBridge, RDS PostgreSQL; m

Freelance Full-Stack DeveloperMay 2024 – Dec 2024 · 8 mos

Delivered a sports association web platform using FastAPI and React, including 8+ features in 6 months, live streaming for 500+ concurrent viewers, and secure payments for 100+ monthly transactions. Secured authentication with JWT and improved backend performance by optimizing SQLite/SQLAlchemy queries for about 50% faster responses.

Education

Master in New Technologies & E-Business (Valedictorian) · Sfax Business School2025
Bachelor's Degree in Computer Science · Higher Institute of Computer Science and Multimedia of Sfax2023

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