Looks like you have JavaScript disabled. For the full Twine experience, you will need to re-enable it.

I have worked as an independent business and data consultant for over 20 years, helping international organisations across Finance, Risk, and IT to modernise their data architecture, strengthen internal control frameworks, and embed data-driven decision-making in daily operations. I specialise in translating complex business and regulatory requirements into sustainable data solutions that are audit-proof, automated, and future-ready. My assignments typically focus on governance, data lineage, validation, and BI enablement — bridging the gap between auditors, business stakeholders, and technical teams. I am passionate about building and coaching teams to adopt data analytics and to turn data into practical insights that improve transparency, control, and regulatory compliance.…I have worked as an independent business and data consultant for over 20 years, helping international organisations across Finance, Risk, and IT to modernise their data architecture, strengthen internal control frameworks, and embed data-driven decision-making in daily operations. I specialise in translating complex business and regulatory requirements into sustainable data solutions that are audit-proof, automated, and future-ready. My assignments typically focus on governance, data lineage, validation, and BI enablement — bridging the gap between auditors, business stakeholders, and technical teams. I am passionate about building and coaching teams to adopt data analytics and to turn data into practical insights that improve transparency, control, and regulatory compliance.

Marco Löchner





I have worked as an independent business and data consultant for over 20 years, helping international organisations across Finance, Risk, and IT to modernise their data architecture, strengthen internal control frameworks, and embed data-driven decision-making in daily operations. I specialise in translating complex business and regulatory requirements into sustainable data solutions that are audit-proof, automated, and future-ready. My assignments typically focus on governance, data lineage, validation, and BI enablement — bridging the gap between auditors, business stakeholders, and technical teams. I am passionate about building and coaching teams to adopt data analytics and to turn data into practical insights that improve transparency, control, and regulatory compliance.…I have worked as an independent business and data consultant for over 20 years, helping international organisations across Finance, Risk, and IT to modernise their data architecture, strengthen internal control frameworks, and embed data-driven decision-making in daily operations. I specialise in translating complex business and regulatory requirements into sustainable data solutions that are audit-proof, automated, and future-ready. My assignments typically focus on governance, data lineage, validation, and BI enablement — bridging the gap between auditors, business stakeholders, and technical teams. I am passionate about building and coaching teams to adopt data analytics and to turn data into practical insights that improve transparency, control, and regulatory compliance.

Available to hire

I have worked as an independent business and data consultant for over 20 years, helping international organisations across Finance, Risk, and IT to modernise their data architecture, strengthen internal control frameworks, and embed data-driven decision-making in daily operations. I specialise in translating complex business and regulatory requirements into sustainable data solutions that are audit-proof, automated, and future-ready. My assignments typically focus on governance, data lineage, validation, and BI enablement — bridging the gap between auditors, business stakeholders, and technical teams. I am passionate about building and coaching teams to adopt data analytics and to turn data into practical insights that improve transparency, control, and regulatory compliance.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Language

Dutch

Fluent

English

Fluent

German

Fluent

French

Advanced

Work Experience

Senior Data Governance & Analytics Consultant at ABN AMRO – Finance & Risk Business Grid

July 1, 2025 - July 1, 2025

Strengthening data governance, analytics capability, and audit-proof data processes. Developed analytical frameworks, data pipelines, and dashboards to improve transparency, validation, and management insight. Analysed and optimised data-management policies and quality frameworks, translating regulatory and internal control requirements into practical data solutions. Advised senior management and the Chief Data Office on governance standards, data architecture, and best practices for sustainable, auditable data platforms. Coached teams and data owners on embedding analytics in their daily control and reporting processes, driving a culture of data-driven assurance.

Business Consultant / BI Engineer at BNG Bank – Finance & Control

December 1, 2023 - December 1, 2023

Designing and implementing automated, audit-ready data models and BI solutions supporting data-driven decision-making, control, and compliance. Analysed, validating, and improving business processes and data flows to ensure accurate, consistent, and traceable metrics for management and assurance purposes. Training stakeholders in using data tools, automation, and dashboards, and advised on process optimisation and governance improvements.

Senior Finance & Risk Data Analyst / BI Engineer at RABOBANK – Finance & Risk Reporting

February 1, 2023 - February 1, 2023

Analysing and improving business processes and data flows to ensure accurate, consistent, and audit-ready figures for management insight and compliance. Developing BI tools and analytical models for data validation, reconciliation, and ad-hoc reporting. Collaborating with stakeholders to translate business needs into functional and technical data requirements, covering data sourcing, ETL, data-quality rules, and reporting design.

Senior Business Data Consultant / BI Engineer at ABN AMRO – Credit Risk Calculation & Reporting

December 1, 2020 - December 1, 2020

Implementing new data models and data flows to improve risk management, reporting accuracy, and process transparency. Performing data onboarding, sourcing, mapping, and validation activities, ensuring data accuracy, completeness, and traceability across reporting processes. Developing BI and analytical solutions for impact analysis, data validation, reconciliations, and management reporting. Creating and maintaining data lineage and metadata documentation to strengthen traceability, accountability, and transparency across systems and reports.

Senior Data & BI Analyst / Data Engineer at RABOBANK – Finance & Risk

February 1, 2020 - February 1, 2020

Implementing integrated data and IT architectures and defining functional and solution requirements (data mappings, ETL design) to enable accurate calculation and reporting. Validating and reconciling end-to-end data flows, ensuring complete, consistent, and reliable figures across processes and reports. Implementing data-quality controls and monitoring mechanisms to safeguard data integrity and compliance. Developing BI and analytical tools for data validation, reconciliation, and ad-hoc reporting.

Lead Business Analyst at ABN AMRO – ALM

June 1, 2016 - June 1, 2016

Implementing a data-quality management framework to strengthen data reliability, consistency, and governance across business processes. Collecting and defining data-quality and reporting requirements in collaboration with key stakeholders. Translating stakeholder needs into functional and technical solution requirements and coordinating project planning and delivery activities. Guiding business analysts and developers through the design, implementation, and validation of data and reporting solutions.

Data Analyst / BI Engineer at ROYAL BANK OF SCOTLAND – Group Treasury

December 31, 2014 - December 31, 2014

Developing automated and audit-proof data models, DQ controls, and BI dashboards for Treasury’s risk management. Performing liquidity stress scenarios to assess liquidity and funding gaps, survival periods, and deposit run-offs under normal and stressed conditions. Designing and implementing automated data integration, ETL and reporting processes.

Sabbatical Year at Self

December 31, 2009 - December 31, 2009

Bike expedition around Europe for one year.

BI Engineer / Business Analyst at FORTIS – Risk

December 31, 2008 - December 31, 2008

Designing and implementing tactical data models and BI solutions for credit risk measurement, monitoring, and reporting. Implementing the strategic credit risk solution by analysing, reconciling, and streamlining data flows (mappings / validations) to ensure accurate and consistent credit risk figures. Reviewing and enhancing credit risk specifications and calculation requirements across financial products, ensuring correct application of regulatory standards and internal methodologies.

Test Automation Engineer at ABN AMRO – Credit Risk

December 31, 2007 - December 31, 2007

Supporting the implementation of a credit risk platform by developing a strategic testing engine to validate the credit risk results. Reviewing and enhancing business domain’s credit risk specifications and scorecards. Defining functional specifications to ensure the correct credit risk / capital calculations and report mappings.

Quantitative Research Analyst at Dresdner Bank – Quantitative Portfolio Management

December 31, 2005 - December 31, 2005

Developing portfolio strategies using quantitative methods and simulations, evaluating performance against benchmarks. Automation of scenario simulations and daily monitoring.