Eduardo Raghi Rashid Fernandes

Available to hire

I’m Eduardo, a software engineer building backend systems where correctness matters—especially in financial infrastructure.

About

I’m Eduardo, a software engineer building backend systems where correctness matters—especially in financial infrastructure. At Appmax, I work on Go microservices that support Pix (SPI and DICT), withdrawals and money movement, stored-value products with yield and IOF calculations, and Central Bank regulatory event reporting.

My background is strongly tied to integrations: from city-government tax document platforms (XML, webhooks, polling, and RPA) to payments and reconciliation flows across institutions. I enjoy translating complex business rules into reliable services with strong traceability, data integrity, and failure handling when working with external systems.

  • 4 years' experience
  • Joined November 2026

Languages

  • PortugueseFluent
  • EnglishAdvanced

Industry experience

  • Financial Services
  • Software & Internet

Work experience· 6 roles

Software Engineer · AppmaxJan 2026 – Present · 11 mos

Build Go microservices for the financial infrastructure platform. Started in financial operations support—reconciling and fixing inconsistencies between orders and financial transactions—then moved to a Go microservices team focused on Pix outgoing payment and settlement flows integrated with SPI, Pix key resolution and participant identification (DICT), Central Bank regulatory event reporting, stored-value products with yield and IOF calculations, withdrawals and payments (money movement between accounts), and account base migration between payment institutions including transfer/regularization and downstream adaptations. Work emphasizes data consistency and integrity, traceability of operations, and robust handling of failures in external integrations and domain rules with no room for approximation.

Back-end Developer · Target.IT Serviços em TecnologiaMar 2025 – Jan 2026 · 11 mos

Backend on a tax document and process platform with heavy integration work across dozens of city governments. Implemented issuance flows by building XML, sending requests, parsing responses, updating statuses, and handling rejections. Adapted communication for each municipality’s particularities, and supported asynchronous processing through webhooks and polling. Used RPA to automate retrieval of tax payment slips, reducing recurring manual work. Contributed to implementing a new technical specification (Nota Técnica) introduced by Brazil’s tax reform by updating data capture (Selective Tax, IBS, CBS, ISPB), XML structure, and submission to city governments.

Software Developer · Mais ProgramadorOct 2024 – Mar 2025 · 6 mos

Worked across multiple products in a software house environment, adapting quickly to different legacy codebases and client contexts. Main contribution in a Vehicle Protection SaaS: vehicle registration, contracts, monthly fees, deductibles, billing, boleto generation via a payment provider, and FIPE table vehicle data lookup. Also performed maintenance and bug fixes on a legacy PHP 7.2 radio advertising system, and contributed to a Spanish company server landing page.

Software Developer · ContaÁgilMay 2024 – Oct 2024 · 6 mos
Development Intern · ContaÁgilFeb 2023 – May 2024 · 1 yr 4 mos
Young Apprentice · AppmaxMay 2022 – Feb 2023 · 10 mos

Education

Associate Degree in Systems Analysis and Development (Technologist) · UniRitter2022 – 2025
· Federal University of Rio Grande do Sul (UFRGS)2025 – 2026

Certifications and awards· 5

Advanced PHP Track2030 – 2026
PHP Track2030 – 2026
Laravel Track: building web applications in PHP2030 – 2026
PHP Best Practices Track2030 – 2026

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