I am a techno-functional consultant with over four years of experience delivering digital transformation projects for global banks. I specialize in Temenos Transact, payment processing, and API-first architecture, with a proven ability to optimize transaction flows, ensure regulatory compliance, and lead end-to-end core banking implementations across GCC and international markets. I have a strong technical background in software development and AI, combined with extensive experience in banking technology, cloud solutions, and regulatory environments. Through my career, I have successfully modernized core banking systems, led multiple SIT/UAT testing cycles, and driven integrations for ATM switch systems in major GCC banks. I am passionate about leveraging technology to improve financial services and committed to delivering high-quality solutions in agile environments.

Roshaan Siddiqui

I am a techno-functional consultant with over four years of experience delivering digital transformation projects for global banks. I specialize in Temenos Transact, payment processing, and API-first architecture, with a proven ability to optimize transaction flows, ensure regulatory compliance, and lead end-to-end core banking implementations across GCC and international markets. I have a strong technical background in software development and AI, combined with extensive experience in banking technology, cloud solutions, and regulatory environments. Through my career, I have successfully modernized core banking systems, led multiple SIT/UAT testing cycles, and driven integrations for ATM switch systems in major GCC banks. I am passionate about leveraging technology to improve financial services and committed to delivering high-quality solutions in agile environments.

Available to hire

I am a techno-functional consultant with over four years of experience delivering digital transformation projects for global banks. I specialize in Temenos Transact, payment processing, and API-first architecture, with a proven ability to optimize transaction flows, ensure regulatory compliance, and lead end-to-end core banking implementations across GCC and international markets. I have a strong technical background in software development and AI, combined with extensive experience in banking technology, cloud solutions, and regulatory environments.

Through my career, I have successfully modernized core banking systems, led multiple SIT/UAT testing cycles, and driven integrations for ATM switch systems in major GCC banks. I am passionate about leveraging technology to improve financial services and committed to delivering high-quality solutions in agile environments.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
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Language

English
Fluent
Urdu
Fluent

Work Experience

Consultant at Systems Limited
January 1, 2025 - Present
Modernized core banking systems from file-based to API-driven architecture for leading global banks, enhancing transaction throughput by 65%. Led SIT and UAT cycles across more than seven banking modules, achieving full stakeholder approval with zero SLA violations, facilitating accelerated project go-live. Spearheaded the integration of ATM switch systems for major GCC banks to ensure real-time transaction validation and regulatory compliance.
Junior Consultant at Systems Limited
January 1, 2025 - August 24, 2025
Developed scalable workflows using Java, Spring Boot, and Apache Camel for high-volume banking operations. Customized Payment and Account modules with OFS routines, automating workflows and decreasing manual effort by 30%. Enhanced debit card processing accuracy by 35%, reducing customer complaints and errors.
MT Technical Consultant & Associate Consultant at Systems Limited
January 1, 2024 - August 24, 2025
Led Business Process Review sessions across UAE, Saudi Arabia, and Pakistan for over 10 interfaces. Engineered custom modules for ATM charges and tax processing to improve compliance and operational flexibility. Identified critical bugs in Temenos' new Generic Accounting Interface during implementation testing, contributing to major fixes that reduced backlog by 40%.
IT Intern at Pakistan Stock Exchange Limited
August 1, 2021 - August 24, 2025
Performed quality assurance on the New Trading System (JTT) and developed a web-based market timing tool to support trading activities.
Consultant at Systems Limited
January 1, 2025 - Present
Modernized core banking systems from file-based to API-driven architecture for top-tier global banks, improving transaction throughput by 65%. Led SIT/UAT cycles across 7+ banking modules, achieving 100% stakeholder sign-off with zero SLA violations, enabling accelerated go-live. Spearheaded integration of ATM switch systems for major GCC banks, ensuring real-time transaction validation.
Junior Consultant at Systems Limited
January 1, 2025 - August 24, 2025
Developed scalable workflows using Java, Spring Boot, and Apache Camel for high-volume banking operations. Accelerated loan processing by 30% through end-to-end automation, ensuring compliance and reducing manual workload. Improved Debit Card processing accuracy by 35%, reducing customer complaints and processing errors.
MT Technical Consultant & Associate Consultant at Systems Limited
January 1, 2024 - August 24, 2025
Led Business Process Review (BPR) sessions for 10+ interfaces across UAE, Saudi Arabia, and Pakistan. Engineered custom modules for ATM charges and tax processing, enhancing compliance and flexibility. Uncovered critical bugs in Temenos’ new Generic Accounting Interface during implementation testing, driving fixes in the next release and reducing backlog by 40%.
IT Intern at Pakistan Stock Exchange Limited
August 1, 2021 - August 24, 2025
Performed QA for New Trading System (JTT) and created a web-based market timing tool.

Education

B.S. Computer Science at Institute of Business Administration (IBA), Karachi
August 1, 2018 - May 31, 2022
B.S. Computer Science – Software Development & AI at Institute of Business Administration (IBA), Karachi
August 1, 2018 - May 1, 2022
B.S. Computer Science – Software Development & AI at Institute of Business Administration (IBA), Karachi
August 1, 2018 - May 1, 2022

Qualifications

Temenos Level 4 Certified – Innovator
January 11, 2030 - August 24, 2025
Temenos Level 4 Certified – Innovator
January 11, 2030 - August 24, 2025

Industry Experience

Financial Services, Professional Services, Software & Internet, Computers & Electronics, Other