I'm Phuong (Charlotte) Dinh, a data science professional based in Stockholm with hands-on experience in financial analytics, fraud detection, and risk management. I am currently pursuing an MSc in Data Science, Statistics, and Decision Analysis at Stockholm University, building skills in predictive modeling and ML to transform complex data into actionable insights. I hold a BA in Data Science in Economics and Business from National Economics University, with a strong record of scholarship and a thesis on credit card fraud detection. In industry, I've worked as a Business Intelligence Analyst at Techcombank and as a Risk Modeling Analyst at MBBank in Vietnam, delivering time-series forecasts, fraud detection models, and unified risk frameworks. I enjoy turning data into dashboards and decision-ready analyses using Python, SQL, Power BI, and Tableau, and I thrive in cross-functional, Agile environments that drive measurable impact in financial services.…I'm Phuong (Charlotte) Dinh, a data science professional based in Stockholm with hands-on experience in financial analytics, fraud detection, and risk management. I am currently pursuing an MSc in Data Science, Statistics, and Decision Analysis at Stockholm University, building skills in predictive modeling and ML to transform complex data into actionable insights. I hold a BA in Data Science in Economics and Business from National Economics University, with a strong record of scholarship and a thesis on credit card fraud detection. In industry, I've worked as a Business Intelligence Analyst at Techcombank and as a Risk Modeling Analyst at MBBank in Vietnam, delivering time-series forecasts, fraud detection models, and unified risk frameworks. I enjoy turning data into dashboards and decision-ready analyses using Python, SQL, Power BI, and Tableau, and I thrive in cross-functional, Agile environments that drive measurable impact in financial services.WWWW…