Available to hire
I’m Flora Elysia Garbade, a design leader who builds product experiences at the intersection of fintech, climate tech, and consumer software. I thrive on mentoring teams, shaping strategy, and turning complex regulations into intuitive, scalable interfaces across SaaS, B2B, and B2C.
Over the past decade, I’ve led design at NCX, Schwab, Transamerica, N26, Frog Design, and multiple climate-tech initiatives, delivering measurable business impact, strong UX advocacy, and resilient design systems. I’m passionate about empowering people, harnessing AI-enabled workflows, and driving sustainable growth.
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Work Experience
Founder at Sequoia Labs
January 1, 2025 - December 31, 2026Founder, Sequoia Labs (2025–2026): Consulting for climate-tech and mental health startups (SaaS, B2B, B2C). Leading experience strategy for LandOS, a geospatial intelligence platform enabling developers and investors to evaluate and manage nature-based assets; guiding cross-functional teams through discovery, UX strategy, and iterated execution.
Principal Product Designer at Natural Capital Exchange (NCX)
January 1, 2025 - December 31, 2025Principal Product Designer (2025): Nature-based solution using AI & satellite data to create actionable information for landowners. Built AI-augmented design workflows, 3 major feature launches, and a 4% increase in member growth and retention. Influenced roadmap to define client segments, implement product-market-fit experiments, and drive engagement for land health.
Product Design Director at Charles Schwab & Co.
January 1, 2018 - December 31, 2024Product Design Director (2018–2024): Fintech/financial services across B2B, B2C, SaaS, and app design for 45M clients and $10.96T AUM. Scaled design team from 3 to 20, led 30 UX professionals across five programs, launched six major products in six years, reduced sprint overflow by 90% with dual-track agile, and saved $1.2M in development time. Built 0-1 NLP-powered AI product with $2.7M NNA in 2 years (20% YoY growth); introduced subscription pricing to an AI-driven Robo Advisor increasing holdings by $1B; drove 30% re-engagement via behavioral retention loops; upskilled 70+ partners in design thinking and storytelling.
UX Design Manager at Transamerica
January 1, 2017 - December 31, 2018UX Design Manager (2017–2018): Fintech & Insurance across B2B/B2C, SaaS, and website design for 6M clients. Grew a 17-person UX team across six products; led a brand and IA overhaul of Transamerica.com (reducing 400+ legacy pages by ~75%); overhauled marketing/SaaS design system for 90% consistency; built Advisor-facing software (Enterprise B2B) with a 60% lift in task completion and 5-second time reduction.
Lead UX Designer at N26 Bank Hub
January 1, 2016 - December 31, 2017Lead UX Designer (2016–2017): Fintech startup across 17 countries. Coached four cross-functional teams launching 0-1 products (Credit, Savings, Shared Account, Insurance, International growth); led migration of 170,000 customers to a new licensed bank with 96% retention and 86% satisfaction; established UX research practice, increasing insights 14x and improving alignment with customer needs.
UX Design Manager & Consultant at Worldwide Experience
January 1, 2014 - December 31, 2016UX Design Manager & Consultant (2014–2016): Healthcare, Education, Social Impact. Consulted with design agencies, startups, & NGOs; translated financial and regulatory constraints into intuitive experiences; led five programs and mentored teams. Notable projects include Kindara (Femtech), Social Credits (NGO), Quest Alliance (Education), Telstra (Australia), and more.
Sr. UX Designer at Frog Design Agency
January 1, 2009 - December 31, 2014Sr. UX Designer (2009–2014): Multi-industry design consultancy. Worked with clients including Intel, Google, AT&T, GE, Disney, JP Morgan Chase, Nike, Stanford, Opower Energy app, Google Wallet, Intel Wearable, GE Renewable Energy SaaS, and UCLA Patient Experience. Led cross-disciplinary teams to deliver human-centered product concepts, design systems, and platform experiences.
Education
Bachelor of Graphic Design at NCSU College of Design, Raleigh, NC
January 1, 2000 - January 1, 2004Qualifications
Climatebase Fellowship
January 11, 2030 - February 18, 2026IBM Design Foundations
January 11, 2030 - February 18, 2026Industry Experience
Financial Services, Software & Internet, Energy & Utilities, Professional Services, Other
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