LAWMA is an automated revenue distribution application that streamlines government revenue management. The platform collects fees from citizens for government utilities and intelligently distributes funds to stakeholders based on predefined percentages and the geographical zones where revenue was collected. It features sophisticated spooling mechanisms to aggregate payments and execute scheduled distribution runs. The system includes robust retry logic to ensure reliable transfers even during network disruptions, automatically reattempting failed transactions until completion. Stakeholders receive real-time notifications and detailed reports on disbursements, while comprehensive audit trails track every transaction for accountability. LAWMA automates traditionally manual processes, reducing errors and ensuring timely, accurate revenue sharing among government entities.

Doubble is Sterling Bank’s dedicated investment management application designed to help users grow their wealth through diverse savings and investment options. The app offers multiple portfolio types tailored to different financial goals and risk appetites, including Target Savings for goal-oriented savers, Flexi Investment for those seeking flexible access to funds, and Platinum Investment for premium investment opportunities with competitive returns. Each savings portfolio comes with varying interest rates and investment tenures, allowing users to choose plans that align with their financial objectives. The platform provides flexibility with early termination options, enabling users to access their funds before maturity when needed, though each portfolio type has its own specific terms and conditions for pre-maturity withdrawals. Doubble features an intuitive dashboard that tracks investment performance in real-time, provides detailed analytics on returns, and sends timely notifications about maturity dates and interest accruals. With automated investment options, users can set up recurring deposits to build their savings consistently. The app combines robust security measures with a user-friendly interface, making wealth building accessible and straightforward for both first-time investors and experienced savers looking to maximize their returns.

OneBank is Sterling Bank Nigeria’s comprehensive mobile banking application that provides customers with seamless access to their financial services. The app offers a full suite of banking features including local and international money transfers, bill payments for utilities and services, and a streamlined onboarding process for new customers. Users can also manage their accounts, check balances and transaction history, apply for loans and credit facilities, set up recurring payments and standing orders, perform cardless withdrawals, and access customer support. The platform includes robust security features such as biometric authentication and transaction alerts, while also offering personalized financial insights and budgeting tools to help customers make informed financial decisions. With its intuitive interface and real-time transaction processing, OneBank delivers a modern digital banking experience that empowers customers to manage their finances anytime, anywhere.