Optimized AI Robo-Credit Underwriter with Multi-Agent RL & Risk-Aware Learning
Jayson Ashioya
Published
0
AI-driven credit underwriting system combining Machine Learning (ML) & Reinforcement Learning (RL) to optimize loan approvals while managing risk: Credit Risk Prediction via Random Forest model; PPO & DQN for dynamic risk control; Custom OpenAI Gym Environment for simulating real-world lending scenarios & FastAPI real-time processing.