Howard Mabhugu
I am a dynamic and results-driven Full Stack Developer with 5+ years of experience turning complex business challenges into innovative technology solutions.
About
I am a dynamic and results-driven Full Stack Developer with 5+ years of experience turning complex business challenges into innovative technology solutions. I specialize in Java and Next.js development, with strong proficiency in blockchain and AWS cloud technologies. I’ve architected and delivered two of NMB Bank’s highest-grossing bill payment platforms, delivering measurable revenue growth and improved customer experiences.
I’m passionate about leveraging cutting-edge tech to drive digital transformation, building scalable, high-performance solutions, and collaborating with cross-functional teams to deliver business impact. I thrive in fast-paced environments and enjoy mentoring others to adopt best practices in software design and secure, compliant architectures.
- 6 years' experience
- Joined November 2025
Industry experience
- Financial Services
- Software & Internet
- Media & Entertainment
- Professional Services
- Retail
Work experience· 4 roles
Architected and engineered a unified Next-Generation Banking Platform that integrates NMB's Agency Banking infrastructure with Virtual Branch capabilities (Universal Dashboard). Implemented core banking integration, multi-currency processing, real-time currency fluctuation management, RBAC with segregated approval workflows, and enterprise-grade security to ensure regulatory compliance and operational integrity across banking operations.
Co-architected the core banking system transformation within XPlug, collaborating with Intellect Design Arena to customize modules for the bank's next-generation core banking infrastructure, delivering modernized operations and improved customer experience.
Led enterprise access control system development, built OK Zimbabwe's flagship e-commerce web store, and automated systems integration to streamline product management and retail operations.
Education
Certifications and awards· 24
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