I am Thabani Ncube, a Fintech and IT Consultant with over 12 years of experience driving digital transformation and delivering complex IT programs. I specialise in designing and implementing digital payment solutions, leading cross-functional teams, and aligning technology with business strategy to enable growth. I’m passionate about stakeholder management, regulatory compliance, and building innovative solutions for evolving markets. I enjoy mentoring teams, shaping product strategy, and helping organisations adopt cutting-edge technology to improve outcomes and customer experiences.

Thabani Ncube

I am Thabani Ncube, a Fintech and IT Consultant with over 12 years of experience driving digital transformation and delivering complex IT programs. I specialise in designing and implementing digital payment solutions, leading cross-functional teams, and aligning technology with business strategy to enable growth. I’m passionate about stakeholder management, regulatory compliance, and building innovative solutions for evolving markets. I enjoy mentoring teams, shaping product strategy, and helping organisations adopt cutting-edge technology to improve outcomes and customer experiences.

Available to hire

I am Thabani Ncube, a Fintech and IT Consultant with over 12 years of experience driving digital transformation and delivering complex IT programs. I specialise in designing and implementing digital payment solutions, leading cross-functional teams, and aligning technology with business strategy to enable growth.

I’m passionate about stakeholder management, regulatory compliance, and building innovative solutions for evolving markets. I enjoy mentoring teams, shaping product strategy, and helping organisations adopt cutting-edge technology to improve outcomes and customer experiences.

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Experience Level

Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
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Work Experience

Director at Masterwork Holding
February 1, 2025 - Present
Developed and executed innovative business development strategies to expand market share and drive revenue growth for OMC and commodity broking services. Identified and cultivated relationships with key stakeholders and financial institutions, fostering long-term business opportunities. Led the development of new service offerings to meet evolving market demands and enhance the company's competitive advantage.
Group CEO at Velo
January 1, 2025 - Present
Spearheading strategic initiatives to innovate and enhance digital payment solutions, integrating Fintech and Healthtech to meet emerging market needs. Developing partnerships with key stakeholders, ensuring regulatory compliance, and driving adoption of VeloPay's digital financial services. Focused on transforming the energy landscape in Namibia by prioritizing sustainability and efficiency in developing innovative energy solutions.
Founder at Maqhawe Consulting (Private) Limited
March 1, 2020 - Present
Provide expert consulting services to Fintech and Healthtech companies, aligning their strategic goals with cutting-edge technologies and solutions to drive growth and market competitiveness. Lead consulting engagements focused on digital payment strategies, e-commerce solutions, and digital transformation initiatives. Advise company boards on IT projects, presenting results and relevant insights.
Executive - Business Development at Flocash
December 1, 2023 - December 1, 2024
Spearheaded new business opportunities and partnerships in the global Fintech market, resulting in 40% expansion in Flocash's market reach and contributing to revenue growth. Developed and executed strategic sales plans to exceed sales targets and generate new revenue streams through effective market penetration and client acquisition. Collaborated with cross-functional teams to align and implement business development strategies, enhancing overall operational efficiency and ensuring seamless product integration.
Digital Payments Implementation Consultant at United Africa Group
November 1, 2022 - October 1, 2024
Led the implementation of digital payment projects for United Africa Group, supporting the launch and growth of Fintech and parking management subsidiaries. Provided expert consultation to establish effective payment gateway and e-money products, aligning with organizational goals and industry standards to achieve 60% improvement in transaction processing speed. Managed resources and oversaw project schedules, ensuring timely and successful deployment of digital payment systems while adhering to budget constraints.
Digital Payments Implementation Consultant at Flocash
November 1, 2022 - December 1, 2023
Led the review and re-engineering of implementation methodologies at Flocash, driving product repackaging and strategic realignment on a global scale. Served as a Subject Matter Expert (SME) on system configurations, bridging communication between Partner Managers and Product Owners to manage customer delivery expectations. Developed and executed comprehensive platform implementation plans, including documentation, system configuration, testing, and customer training, resulting in 20% improvement in implementation efficiency.
Co-Founder at Terri Tracking (Private) Limited
January 1, 2022 - February 28, 2023
Shaped company policies and financial planning to align with the GPS and telemetry market demands in Southern Africa. Managed and oversaw the entire product development process for GPS tracking solutions, including design, sourcing, and market launch. Directed marketing activities to raise awareness and attract new clients, leveraging data to create effective outreach strategies.
Payments Manager at Sasai Fintech
November 1, 2020 - October 1, 2022
Drove strategic initiatives through business and systems analysis, ensuring alignment with pan-African Fintech objectives and the parent company's vision. Managed and prioritized complex projects, overseeing timelines, budgets, and resources to deliver impactful Fintech solutions across the continent and enhance customer satisfaction. Spearheaded product management efforts, collaborating with cross-functional teams to design and optimize financial products that meet diverse market needs.
Executive - Business Development at Webs For Africa Technologies
March 1, 2020 - November 1, 2020
Enhanced market reach and business development strategies through targeted digital advertising and social media campaigns tailored for Fintech solutions. Developed and implemented business development plans, identifying market gaps to introduce new Fintech products and services, resulting in a 35% increase in customer acquisition. Analyzed market trends and customer needs to create accurate pricing models and propositions that align with Fintech industry demands, driving revenue growth.
Card Services and Issuing Manager at BancABC Part of Atlas Mara
January 1, 2019 - February 1, 2020
Led the card services department, driving efficient operations for card issuance and management while ensuring adherence to banking regulations. Developed and executed strategic policies to enhance operational efficiency, security, and compliance in card services and digital channels. Analyzed sales and transaction data to identify growth opportunities and improve card and digital channel offerings.
Technical & Operations Manager at MyCash Financial Services
March 1, 2015 - December 1, 2018
Directed the technical operations team, ensuring alignment with financial services standards, and led strategic initiatives as Chief Operations Officer to enhance overall business performance. Provided strategic leadership and mentoring within both IT and operations departments to foster skill development and drive operational excellence. Spearheaded the transformation of the company's IT infrastructure, establishing a strategic vision and aligning it with broader operational goals.
Information Systems Analyst and Developer at ZB Financial Holdings
March 1, 2013 - February 1, 2015
Collaborated with clients to gather requirements and refine application designs, ensuring technical solutions met customer preferences and avoided complications. Recommended and developed new concepts and applications to expand consumer options and enhance user experience. Managed the complete lifecycle of application development, from initial concept to design and release.

Education

Bachelor of Commerce at Rhodes University, Grahamstown, South Africa
January 11, 2030 - December 4, 2025

Qualifications

10x1000 Fintech Expert Program Technical Product Management
January 11, 2030 - December 4, 2025
10x1000 Fintech Foundation Program
January 11, 2030 - December 4, 2025

Industry Experience

Financial Services, Software & Internet, Professional Services, Healthcare, Energy & Utilities

Experience Level

Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
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