I am a Senior Data Scientist with 20+ years of experience delivering production machine learning systems, quantitative modelling, and AI solutions across banking, consulting, and enterprise environments. I am a hands-on Python programmer skilled in model development, deployment, MLOps workflows, and secure data environments. I have led LLM pipelines, GenAI experimentation, and cloud compute initiatives (Azure, GCP), and I enjoy mentoring teams and translating analytics into business value.

Richard Crawley

I am a Senior Data Scientist with 20+ years of experience delivering production machine learning systems, quantitative modelling, and AI solutions across banking, consulting, and enterprise environments. I am a hands-on Python programmer skilled in model development, deployment, MLOps workflows, and secure data environments. I have led LLM pipelines, GenAI experimentation, and cloud compute initiatives (Azure, GCP), and I enjoy mentoring teams and translating analytics into business value.

Available to hire

I am a Senior Data Scientist with 20+ years of experience delivering production machine learning systems, quantitative modelling, and AI solutions across banking, consulting, and enterprise environments.

I am a hands-on Python programmer skilled in model development, deployment, MLOps workflows, and secure data environments. I have led LLM pipelines, GenAI experimentation, and cloud compute initiatives (Azure, GCP), and I enjoy mentoring teams and translating analytics into business value.

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Language

English
Fluent

Work Experience

Lead Data Scientist at Equifax
October 1, 2025 - Present
Re-engineered commercial retro process in BigQuery reducing compute time by 70%; enhanced bureau score methodology using statistical modelling, feature engineering, and ML uplift techniques; led internal training on model development and skills development for junior team members; progressing integration of modern pipelines including LLM experimentation for automation.
Senior ECL Modeler (Contract) at Westpac
February 1, 2024 - June 1, 2025
Delivered APS 113 compliant annual reviews for PD, EAD, and LGD models, improving provisioning accuracy; increased model forecasting precision by 10% through data and ML technique optimization; partnered with senior executives to align risk analytics with strategic capital objectives; produced regulator sign-off documentation with no remediation; guided adoption of ML methods (XGBoost, LightGBM).
Senior Business Solutions Manager at SAS
May 1, 2022 - January 1, 2024
Consulted major banks on SAS solutions for credit risk, stress testing, and provisioning; led analytics solution design for multimillion-dollar RFI/RFPs; coordinated cross-border teams to deliver client solutions ahead of schedule; delivered executive presentations on advanced analytics, securing board-level buy-in; conducted proofs-of-concept demonstrating ML-driven credit decisioning improvements; acted as SME on risk analytics.
Specialist Master (Director Level, Technical Stream) at Deloitte
March 1, 2018 - May 1, 2022
Led IFRS 9 and Basel III engagements for Westpac, Heartland Bank, Tyro, and Openpay; directed project teams in credit model development, validation, and stress testing; built a complex profitability model illustrating price underwater scenarios; advised banks on ICAAP submissions and capital optimisation strategies; supervised large-scale project work.
Senior Manager – Retail Models at ANZ
October 1, 2016 - February 1, 2018
Directed development of Small Business LGD Gen-3 models, improving loss forecasting by 23%; led migration of behaviour scorecards to automated decisioning engines, reducing manual processes by 40%; managed multi-location teams; introduced statistical data quality controls, increasing anomaly detection; delivered senior management insights on portfolio dynamics to optimise credit risk strategy.
Senior Specialist – Quantitative Credit Risk Modelling at Bendigo & Adelaide Bank
February 1, 2013 - September 1, 2016
Promoted for delivering regulatory-approved models ahead of schedule; developed retail mortgage, agricultural, and institutional PD/EAD/LGD models; automated monitoring dashboards, reducing manual risk reporting by 25%; led and trained 8 junior modellers on statistical techniques and APRA submission standards.
Analytics Consultant at Veda
February 1, 2012 - February 1, 2013
Analytics consultant providing data-driven insights and analytics solutions.
Analytics Consultant: Veda at Veda
February 1, 2012 - February 1, 2013
Head of Value Analytics – Retail Relationship Banking initiatives and related analytics programs driving customer insights and risk scoring improvements.
Head of Value Analytics – Retail Relationship Banking at Nedbank
December 1, 2010 - February 1, 2012
Led value analytics initiatives for retail relationship banking; drove analytics strategy and implementation.
Head of Value Analytics – Retail Relationship Banking at Nedbank, South Africa
December 1, 2010 - February 1, 2012
Led analytics strategy for retail relationship banking, focusing on credit risk modelling and customer analytics.
Manager: Basel Modelling at ABSA
October 1, 2009 - September 1, 2010
Managed Basel modelling initiatives for risk framework improvements and regulatory adherence.
Manager: Basel Modelling at ABSA, South Africa
October 1, 2009 - September 1, 2010
Directed Basel modelling initiatives and capital modelling practices.
Analyst at ANZ
August 1, 2008 - September 1, 2009
Analyst in Melbourne focusing on credit risk modelling and analytics.
Analyst at ANZ, Melbourne
August 1, 2008 - September 1, 2009
Business/credit analytics and modelling support within retail banking.
Modeler: Retail Credit at ABSA
August 1, 2005 - August 1, 2008
Modeling and analytics for retail credit risk.
Modeler: Retail Credit at ABSA, South Africa
August 1, 2005 - August 1, 2008
Retail credit modelling for consumer lending portfolios.
Manager: Portfolio Analysis at Standard Bank
July 1, 2002 - August 1, 2005
Portfolio analysis and risk analytics leadership.

Education

Master of Data Science at James Cook University
January 11, 2030 - January 1, 2020
Graduate Diploma of Data Science at James Cook University
January 11, 2030 - January 1, 2019
Master of Data Science at James Cook University
January 11, 2030 - January 1, 2020
Graduate Diploma of Data Science at James Cook University
January 11, 2030 - January 1, 2019
Master of Data Science at James Cook University
January 11, 2030 - January 1, 2020
Graduate Diploma of Data Science at James Cook University
January 11, 2030 - January 1, 2019

Qualifications

Graduate Diploma of Data Science
January 11, 2030 - January 1, 2019
LLM101x: Large Language Models: Application through Production – Databricks
January 11, 2030 - December 19, 2025
LLM102x: Large Language Models: Foundation Models from the Ground Up – Databricks
January 11, 2030 - December 19, 2025
LLM101x: Large Language Models: Application through Production – Databricks
January 11, 2030 - January 20, 2026
LLM102x: Large Language Models: Foundation Models from the Ground Up – Databricks
January 11, 2030 - January 20, 2026
LLM101x: Large Language Models: Application through Production – Databricks
January 11, 2030 - February 10, 2026
LLM102x: Large Language Models: Foundation Models from the Ground Up – Databricks
January 11, 2030 - February 10, 2026

Industry Experience

Financial Services, Professional Services, Software & Internet, Government, Retail, Other