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I am a results-driven Senior Software Engineer with over 9.5 years of experience designing, developing, and managing complex software projects in banking, finance, travel, and payment domains. I excel in delivering high-quality, scalable solutions through full stack development, agile methodologies, and sound project management. I stay proactive in learning new technologies and have led technical teams to successful outcomes. I have collaborated with prominent financial institutions including National Commercial Bank (NCB), LetsheGo, Qatar Development Bank (QDB), CapitalOne, Loan Origination System NCB Bank (LOS), and Emirates NBD, taking on technical leadership roles, mentoring junior developers, and driving engineering excellence.…I am a results-driven Senior Software Engineer with over 9.5 years of experience designing, developing, and managing complex software projects in banking, finance, travel, and payment domains. I excel in delivering high-quality, scalable solutions through full stack development, agile methodologies, and sound project management. I stay proactive in learning new technologies and have led technical teams to successful outcomes. I have collaborated with prominent financial institutions including National Commercial Bank (NCB), LetsheGo, Qatar Development Bank (QDB), CapitalOne, Loan Origination System NCB Bank (LOS), and Emirates NBD, taking on technical leadership roles, mentoring junior developers, and driving engineering excellence.

Muzammil Ahmad Siddiqi

Full Stack Developer, Web Developer, Back-End Developer, +3

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I am a results-driven Senior Software Engineer with over 9.5 years of experience designing, developing, and managing complex software projects in banking, finance, travel, and payment domains. I excel in delivering high-quality, scalable solutions through full stack development, agile methodologies, and sound project management. I stay proactive in learning new technologies and have led technical teams to successful outcomes. I have collaborated with prominent financial institutions including National Commercial Bank (NCB), LetsheGo, Qatar Development Bank (QDB), CapitalOne, Loan Origination System NCB Bank (LOS), and Emirates NBD, taking on technical leadership roles, mentoring junior developers, and driving engineering excellence.…I am a results-driven Senior Software Engineer with over 9.5 years of experience designing, developing, and managing complex software projects in banking, finance, travel, and payment domains. I excel in delivering high-quality, scalable solutions through full stack development, agile methodologies, and sound project management. I stay proactive in learning new technologies and have led technical teams to successful outcomes. I have collaborated with prominent financial institutions including National Commercial Bank (NCB), LetsheGo, Qatar Development Bank (QDB), CapitalOne, Loan Origination System NCB Bank (LOS), and Emirates NBD, taking on technical leadership roles, mentoring junior developers, and driving engineering excellence.

Available to hire

I am a results-driven Senior Software Engineer with over 9.5 years of experience designing, developing, and managing complex software projects in banking, finance, travel, and payment domains. I excel in delivering high-quality, scalable solutions through full stack development, agile methodologies, and sound project management. I stay proactive in learning new technologies and have led technical teams to successful outcomes.

I have collaborated with prominent financial institutions including National Commercial Bank (NCB), LetsheGo, Qatar Development Bank (QDB), CapitalOne, Loan Origination System NCB Bank (LOS), and Emirates NBD, taking on technical leadership roles, mentoring junior developers, and driving engineering excellence.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Intermediate

Language

English

Fluent

Hindi

Advanced

Urdu

Advanced

Marathi (Marāṭhī)

Advanced

Work Experience

Consultant at Emirates NBD

August 1, 2025 - Present

Developed Emirates NBD's retail banking application for the KSA region, building and integrating secure, scalable APIs with third-party services and internal systems to enable real-time banking transactions. Revamped the service request flow on the frontend and integrated microservices; contributed to frontend development with Angular; performed debugging, optimization, automation testing, and created maintainable technical documentation.

Senior Lead Software Engineer at Virtusa

October 1, 2024 - July 1, 2025

Led full-stack development for Nexus Insight, a Citibank platform automating project governance and engineering excellence. Implemented end-to-end functionality for automated QA sign-offs and retrospective workflows, guided architecture decisions, mentored teammates, and established governance metrics and KPI tracking.

Assoc Manager, Packaged App Development at Accenture

February 1, 2024 - September 1, 2024

For Capital One, led full-stack development of a robust Dispute Transaction Claim Management Tool. Implemented case creation, transaction verification, and dispute resolution workflows; migrated from Spring Boot 2.7 to 3.2 and Java 8 to 21; built microservices on AWS with Docker and Kubernetes; provided mentorship and ensured code quality and security standards.

Project Lead at Wipro

December 1, 2021 - February 1, 2024

Contributed to VISA’s global payments and reconciliation ecosystem, including Enterprise Reconciliation System and Program Request Management. Led Angular migration from v8 to v12, merged legacy systems, built front-end modules, and supported back-end development with Java/Spring; ensured VGAR accessibility compliance and documented system changes.

Information Technology Analyst at Tata Consultancy Services

November 1, 2020 - November 1, 2021

Developed a modern banking application to streamline digital onboarding and transaction workflows with IBM BPM workflow integration; led frontend and backend design, guided a team of developers, and delivered scalable solutions using Angular, Spring Boot, REST APIs, and middleware integration.

Software Developer at Tata Consultancy Services (Vendor Sellcraft Global Solution)

January 1, 2019 - October 1, 2020

Contributed to the development of two banking applications: Document Management System for Letshego and Loan Origination System for NCB. Built REST APIs with Jersey, backend using Spring Boot and Hibernate, and frontend with Angular 5; ensured Islamic banking guidelines compliance and collaborated on design, development, and issue resolution.

Software Engineer at Verchaska (VE Simplify Travel)

March 1, 2016 - October 1, 2018

Worked on travel booking platforms for B2B and corporate clients (Dnata Travel, Atta Travel). Developed modules across front-end (AngularJS, JSP) and back-end (Spring Boot, Core Java, Servlets); enhanced UX with CSS, responsive layouts, and implemented booking, invoicing, and reporting features.

Consultant Emirates NBD Contract (Marc Ellis Pay Role) at Emirates NBD

August 1, 2025 - Present

Worked on the development of Emirates NBD’s retail banking application for the KSA region, contributing to back-end microservices and front-end modules to enhance digital banking services. Built and integrated secure, scalable APIs with third-party services and internal systems for real-time transactions. Revamped the service request flow on the frontend and integrated microservices; contributed to frontend development with Angular and ensured smooth UI–API integration. Performed debugging, optimization, and test automation across the application and prepared documentation for maintainability and knowledge transfer.

Packaged App Development Assoc Manager at Accenture

February 1, 2024 - September 1, 2024

Led full‑stack development of a robust Dispute Transaction Claim Management Tool for Capital One’s retail banking division. Designed core features for case creation, transaction verification, and dispute resolution workflows; migrated from Spring Boot 2.7 to 3.2 and Java 8 to Java 21; developed scalable microservices on AWS with Docker and Kubernetes; mentored offshore teams and authored technical docs.

Software Developer at Tata Consultancy Services (Sellcraft Global Solution)

January 1, 2019 - October 2, 2020

Developed two banking applications: Document Management System for Letshego and Loan Origination System for NCB; built REST APIs with Jersey, backend using Spring Boot/Spring MVC, and frontend with Angular 5; supported Islamic banking guidelines and built real-time loan processing components.

Software Developer at VerchasKa (VE Simplify Travel)

March 1, 2016 - October 1, 2018

Designed and enhanced travel booking platforms for B2B and corporate customers (e.g., Dnata Travel, Atta Travel); implemented front-end (AngularJS, JSP) and back-end (Spring Boot, Core Java, Servlets) components; focused on user experience with CSS, responsive design, and reporting.