I am a detail-oriented Credit Intelligence / Risk Operations Analyst with 1 year of experience in banking and financial services. I have hands-on experience in credit data analysis, validation, fraud-risk support, and compliance-related workflows. I have strong analytical skills with SQL and Python automation exposure. I am actively preparing for a transition into AML, KYC, and Fraud Risk Operations, with a focus on regulatory compliance, transaction risk indicators, and financial crime prevention.

Vahulthasan T

I am a detail-oriented Credit Intelligence / Risk Operations Analyst with 1 year of experience in banking and financial services. I have hands-on experience in credit data analysis, validation, fraud-risk support, and compliance-related workflows. I have strong analytical skills with SQL and Python automation exposure. I am actively preparing for a transition into AML, KYC, and Fraud Risk Operations, with a focus on regulatory compliance, transaction risk indicators, and financial crime prevention.

Available to hire

I am a detail-oriented Credit Intelligence / Risk Operations Analyst with 1 year of experience in banking and financial services. I have hands-on experience in credit data analysis, validation, fraud-risk support, and compliance-related workflows. I have strong analytical skills with SQL and Python automation exposure. I am actively preparing for a transition into AML, KYC, and Fraud Risk Operations, with a focus on regulatory compliance, transaction risk indicators, and financial crime prevention.

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Experience Level

Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
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Language

English
Advanced
Tamil
Advanced

Work Experience

Credit Intelligence Analyst at HDB Financial Services Ltd
January 1, 2020 - Present
Retrieved, analyzed, and validated large volumes of credit and customer data using SQL to support credit intelligence and risk workflows. Performed data validation and verification checks to ensure accuracy, consistency, and compliance with internal policies. Supported fraud and risk analysis teams by providing verified datasets for credit profiling and decision-making. Utilized Python scripts for bulk data extraction and validation, reducing manual effort and turnaround time. Prepared periodic risk and MIS reports for internal stakeholders. Collaborated with underwriting and operations teams to improve data quality and compliance processes.
Credit Intelligence Analyst / Risk Operations Analyst at HDB Financial Services Ltd
January 1, 2025 - Present
Retrieved, analyzed, and validated large volumes of credit and customer data using SQL to support credit intelligence and risk workflows. Performed data validation and verification checks to ensure accuracy, consistency, and compliance with internal policies. Supported fraud and risk analysis teams by providing verified datasets for credit profiling and decision-making. Utilized Python scripts for bulk data extraction and validation, reducing manual effort and turnaround time. Prepared periodic risk and MIS reports for internal stakeholders. Collaborated with underwriting and operations teams to improve data quality and compliance processes.

Education

B.E- Computer Science and Engineering at Anna University
January 1, 2016 - January 1, 2020
B.E. in Computer Science and Engineering at Anna University
January 11, 2030 - January 22, 2026
Higher Secondary Certificate (HSC) at Seethalakshmi Matriculation Higher Secondary School
January 11, 2030 - January 22, 2026
Secondary School Leaving Certificate (SSLC) at Seethalakshmi Matriculation School
January 11, 2030 - January 22, 2026

Qualifications

Python for Everybody
January 1, 2024 - January 17, 2026
Q-Spiders Manual & Automation Testing Training
January 1, 2020 - January 17, 2026
Python for Everybody
January 11, 2030 - January 22, 2026
Manual & Automation Testing Training (Q-Spiders)
January 11, 2030 - January 22, 2026

Industry Experience

Financial Services, Software & Internet, Professional Services