Hi, I'm Subbarao Kunchala, a junior software engineer passionate about building secure, scalable fintech and SaaS applications using the MERN/MEAN stacks. I enjoy turning complex requirements into clean, maintainable code and delivering features that users love. With hands-on experience implementing JWT-based authentication and role-based access control, I focus on secure, robust architecture and seamless collaboration across frontend and backend teams in agile environments.

Subbarao Kunchala

Hi, I'm Subbarao Kunchala, a junior software engineer passionate about building secure, scalable fintech and SaaS applications using the MERN/MEAN stacks. I enjoy turning complex requirements into clean, maintainable code and delivering features that users love. With hands-on experience implementing JWT-based authentication and role-based access control, I focus on secure, robust architecture and seamless collaboration across frontend and backend teams in agile environments.

Available to hire

Hi, I’m Subbarao Kunchala, a junior software engineer passionate about building secure, scalable fintech and SaaS applications using the MERN/MEAN stacks. I enjoy turning complex requirements into clean, maintainable code and delivering features that users love.

With hands-on experience implementing JWT-based authentication and role-based access control, I focus on secure, robust architecture and seamless collaboration across frontend and backend teams in agile environments.

See more

Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
See more

Language

English
Fluent

Work Experience

Full Stack Developer at Arya – Core Banking & Net Banking Application
February 1, 2025 - Present
Designed and developed REST APIs for core banking operations using a secure backend architecture. Implemented fixed deposits including creation, interest calculation, and maturity processing. Developed fund transfer APIs supporting internal transfers and third-party transactions. Integrated NEFT and IMPS transaction workflows with validation and transaction status tracking. Implemented OTP-based authentication for sensitive operations such as fund transfers and beneficiary management. Developed scheduled transaction APIs to automate future payments. Built ATM service APIs including cash withdrawal, balance inquiry, mini-statement, and PIN validation. Implemented transaction history, audit logs, and error-handling mechanisms. Ensured data consistency, security validation, and exception handling across banking APIs.
AI Chat App Developer at ai-chat-app (MERN Stack)
February 1, 2025 - Present
Deployed an AI chat application on Vercel focusing on integrating LLM workflows using LangChain. Built end-to-end AI-driven features with a responsive UI and scalable backend.
Full Stack Developer at Arya – Net Banking Core Modules
February 1, 2025 - Present
Enhanced Arya Net Banking core modules, improving overall system usability and workflow efficiency. Implemented JWT-based authentication and role-based access controls, and integrated backend services with frontend frameworks to streamline user workflows.

Education

Bachelor of Technology at PACE Institute of Technology and Sciences
January 11, 2030 - August 1, 2021
High School Diploma / SSC at SC Zilla Parishad High School
January 11, 2030 - August 1, 2019

Qualifications

Add your qualifications or awards here.

Industry Experience

Financial Services, Software & Internet