Looks like you have JavaScript disabled. For the full Twine experience, you will need to re-enable it.

Globally experienced, results-focused and versatile Senior Regulatory and Policy Expert. In depth knowledge in regulatory interpretation, liaison and implementation, broad risk management experience. I have worked on large-scale regulatory programs for leading international regulators and institutions such as the ECB or Citigroup. I excel in senior stakeholder engagement and management, building relationships across front, middle, and back offices. I am committed to delivering exceptional results in fast-paced environments, serving as a trusted senior advisor.\n\nI lead strategic transformation programs in the financial sector, driving change management and process optimization. I engage with senior leaders and regulators to align objectives, manage risk, and deliver sustainable improvements across organizations.…Globally experienced, results-focused and versatile Senior Regulatory and Policy Expert. In depth knowledge in regulatory interpretation, liaison and implementation, broad risk management experience. I have worked on large-scale regulatory programs for leading international regulators and institutions such as the ECB or Citigroup. I excel in senior stakeholder engagement and management, building relationships across front, middle, and back offices. I am committed to delivering exceptional results in fast-paced environments, serving as a trusted senior advisor.\n\nI lead strategic transformation programs in the financial sector, driving change management and process optimization. I engage with senior leaders and regulators to align objectives, manage risk, and deliver sustainable improvements across organizations.

Katharina Sobczak

Project Manager, Writer, Content Creator, +2





Globally experienced, results-focused and versatile Senior Regulatory and Policy Expert. In depth knowledge in regulatory interpretation, liaison and implementation, broad risk management experience. I have worked on large-scale regulatory programs for leading international regulators and institutions such as the ECB or Citigroup. I excel in senior stakeholder engagement and management, building relationships across front, middle, and back offices. I am committed to delivering exceptional results in fast-paced environments, serving as a trusted senior advisor.\n\nI lead strategic transformation programs in the financial sector, driving change management and process optimization. I engage with senior leaders and regulators to align objectives, manage risk, and deliver sustainable improvements across organizations.…Globally experienced, results-focused and versatile Senior Regulatory and Policy Expert. In depth knowledge in regulatory interpretation, liaison and implementation, broad risk management experience. I have worked on large-scale regulatory programs for leading international regulators and institutions such as the ECB or Citigroup. I excel in senior stakeholder engagement and management, building relationships across front, middle, and back offices. I am committed to delivering exceptional results in fast-paced environments, serving as a trusted senior advisor.\n\nI lead strategic transformation programs in the financial sector, driving change management and process optimization. I engage with senior leaders and regulators to align objectives, manage risk, and deliver sustainable improvements across organizations.

Available to hire

Globally experienced, results-focused and versatile Senior Regulatory and Policy Expert. In depth knowledge in regulatory interpretation, liaison and implementation, broad risk management experience. I have worked on large-scale regulatory programs for leading international regulators and institutions such as the ECB or Citigroup. I excel in senior stakeholder engagement and management, building relationships across front, middle, and back offices. I am committed to delivering exceptional results in fast-paced environments, serving as a trusted senior advisor.\n\nI lead strategic transformation programs in the financial sector, driving change management and process optimization. I engage with senior leaders and regulators to align objectives, manage risk, and deliver sustainable improvements across organizations.

Skills

Experience Level

Expert

Expert

Expert

Intermediate

Language

Polish

Fluent

German

Fluent

English

Fluent

Work Experience

Senior Policy and Regulatory Advisor at Independent / Consulting

January 1, 2024 - Present

Lead and manage high-impact transformation programs in the financial sector, helping institutions adapt to new regulations, modernize operations, and implement innovative technologies. Develop and implement structured change management approaches, engage senior stakeholders, and organize workshops and trips to key outsourcing centers.

Payment Policy Manager – Central Europe (DACH and the Netherlands) at Visa

January 1, 2022 - January 1, 2024

Establish European government affairs and regulatory strategy, build relationships with government officials and regulatory bodies, and coordinate briefings for CEO and external stakeholders. Analyze PSD2, SEPA, SWIFT, ISO 20022, Open Banking trends and develop payments strategies across instant payments, cross-border, digital wallets, and embedded finance.

Finance and Regulatory Advisor at Citigroup Global Markets Europe

January 1, 2021 - January 1, 2022

Senior regulatory program manager for regulatory reporting (recovery & resolution) for the broker-dealer entity; coordinate projects for the German regulatory reporting group; manage implementation of new regulatory rules and tailored reporting; draft Financial Market Infrastructure playbooks.

Policy Advisor at Institute of International Finance

January 1, 2020 - January 1, 2020

Analyze initiatives of international significance by global regulatory entities; act as senior manager on projects such as cyber resilience; prepare drafts of consensus documents and lead/participate in working groups; provide ad hoc regulatory and policy advice to stakeholders.

Deputy Project Management Office - Secondment, Stress Test Modelling Division at European Central Bank

January 1, 2018 - January 1, 2018

Contributed to the 2018 EU-wide stress test; quality assurance of top-down and bottom-up results; prepared briefs for Board meetings; created an operating rhythm and master schedule; liaised with SSM, NCAs, and EBA; managed a team of Financial Stability Experts.

Senior Expert – Resolution Planning for SRB Home Banks at Federal Financial Supervisory Authority (BaFin / FMSA)

January 1, 2016 - January 1, 2020

Steered and coordinated IRTs for regular resolution planning; represented BaFin in international task forces (SRB, EBA, European Commission) and collaborated with U.S./UK/Swiss/APAC authorities; built external stakeholder relationships.

Associate Director - CFO Advisory (C&IC Finance) at UBS Cracow / Zürich

January 1, 2014 - January 1, 2016

Oversee fiscal operations, budgeting, and KPI tracking; provide regular reporting to CFO and Executive Team; manage regulatory and strategic requirements to mitigate risk.

Associate Analyst - Sub-Sovereign Group at Moody's Investor Service

January 1, 2009 - January 1, 2014

Cover a portfolio of top municipal issuers; engage with policymakers; write research and present to rating committees; lead due diligence and annual rating meetings; co-chair the Global Volunteer Council and Women’s Network.

Associate - Residential Mortgage Department at PlanetHome AG (UniCredit Group)

January 1, 2008 - January 1, 2009

Evaluated pricing systems for residential loans; collaborated with more than 35 banks to provide mortgage products via an internet platform.

Senior Policy and Regulatory Advisor at Visa

January 1, 2024 - Present

Leading high-impact transformation programs in the financial sector to help institutions adapt to evolving regulations, modernize operations, and deploy innovative technologies. Manages strategic transformation programs, ensures delivery within scope, time, and budget, and implements structured change management to improve banking processes. Engages and advises senior stakeholders across front, middle, and back offices; organizes workshops and regular visits to outsourcing centers; coordinates external relationships with regulators and government bodies.

Senior Expert – Resolution Planning for SRB Home Banks at Federal Financial Supervisory Authority (BaFin /FMSA)

January 1, 2016 - December 31, 2020

Led resolution planning workstreams and chaired IRT interactions with external stakeholders; represented BaFin in international task forces (SRB, EBA, European Commission) and collaborated with U.S., U.K., Swiss, and APAC authorities.

Associate Director - CFO Advisory at UBS Cracow / Zürich

January 1, 2014 - December 31, 2016

Oversee fiscal operations, budgeting, and forecasting; report to CFO and the Executive Team on key metrics; manage ongoing regulatory and strategic requirements to mitigate risk; develop KPI tracking and communicate results.