I am a Banking and Financial Services professional with 12+ years of experience across global institutions including HSBC, Standard Chartered, HDFC Bank, and Bank of Baroda UK. I have built expertise in credit analysis, financial statement analysis (US GAAP, UK GAAP, Indian GAAP), NRI banking, wealth management, risk assessment, and customer relationship management. I have a proven track record in portfolio growth, acquiring HNI/NRI clients, adhering to SLAs, and ensuring regulatory compliance. Currently pursuing US CPA and exploring opportunities in the UAE in banking, financial services, credit, compliance, or relationship management. I am committed to delivering exceptional service and building long-term client partnerships.

Nida Afreen

I am a Banking and Financial Services professional with 12+ years of experience across global institutions including HSBC, Standard Chartered, HDFC Bank, and Bank of Baroda UK. I have built expertise in credit analysis, financial statement analysis (US GAAP, UK GAAP, Indian GAAP), NRI banking, wealth management, risk assessment, and customer relationship management. I have a proven track record in portfolio growth, acquiring HNI/NRI clients, adhering to SLAs, and ensuring regulatory compliance. Currently pursuing US CPA and exploring opportunities in the UAE in banking, financial services, credit, compliance, or relationship management. I am committed to delivering exceptional service and building long-term client partnerships.

Available to hire

I am a Banking and Financial Services professional with 12+ years of experience across global institutions including HSBC, Standard Chartered, HDFC Bank, and Bank of Baroda UK. I have built expertise in credit analysis, financial statement analysis (US GAAP, UK GAAP, Indian GAAP), NRI banking, wealth management, risk assessment, and customer relationship management. I have a proven track record in portfolio growth, acquiring HNI/NRI clients, adhering to SLAs, and ensuring regulatory compliance.

Currently pursuing US CPA and exploring opportunities in the UAE in banking, financial services, credit, compliance, or relationship management. I am committed to delivering exceptional service and building long-term client partnerships.

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Experience Level

Expert

Language

English
Fluent

Work Experience

Crypto Livestream Host at Cheezebit Global
December 1, 2024 - Present
Host daily livestreams covering crypto market updates and platform features; engage audiences, handle live Q&A, and support community growth; grew online deposits from zero to 300 in three months on a platform with 1% trading penetration, contributing 2.5%.
Sales & Business Development Manager at USK Solutions Ltd
July 1, 2023 - December 1, 2024
Conducted creditworthiness assessment using Creditsafe reports; prepared LC & SBLC drafts; managed end-to-end client negotiations; generated leads, presented proposals, and liaised with banks for account opening.
NRI Facilitation Desk Officer at Bank of Baroda UK Ltd
October 1, 2021 - June 1, 2023
Opened and serviced NRE/NRO, FCNR, FDR accounts; managed KYC, documentation, and compliance; handled fund repatriation, NRI loans, demat accounts, POA, and mandates; coordinated with India branches for issue resolution.
Customer Service Sales Associate (Part-Time) at Western Union
October 1, 2019 - September 1, 2021
Processed domestic and international money transfers; delivered high customer satisfaction and transaction accuracy; served more than 2,000 customers for revenue of £20,000.
Senior Business Development Manager – NRI Services at Standard Chartered Bank
September 1, 2017 - August 1, 2019
Built NRI portfolio from scratch; grew deposits to INR 20 Cr; acquired 70+ HNI clients; closed INR 1.5 Cr home loan, INR 2 Cr mutual funds, insurance & FX revenue.
Manager – NRI Services at HDFC Bank
September 1, 2016 - August 1, 2017
Increased NRI portfolio from INR 87 Cr to INR 130 Cr; closed INR 4.5 Cr Loan Against Securities; managed KYC, compliance, and relationship servicing.
Assistant Manager – Credit Services (Business Analyst) at HSBC Bank
September 1, 2013 - August 1, 2016
Analyzed SEC-filed financials (10K/10Q) for credit risk assessment; delivered 20,000+ cases with 96%+ quality; led training, capacity planning, and SLA management.
Credit Services Executive (Financial Analyst) at HSBC Bank
June 1, 2010 - August 1, 2013
Performed financial spreading, ratio analysis, PD & CRR reporting; closed 25,000+ cases with consistent quality standards.

Education

US CPA (Pursuing) at AICPA
January 11, 2030 - March 15, 2026
AMSc & PG Cert – Digital Marketing at University of West London
January 1, 2022 - March 15, 2026
MBA – Finance & Marketing at Osmania University
January 11, 2030 - March 15, 2026
B.Com – International Trade at Osmania University
January 11, 2030 - March 15, 2026

Qualifications

NISM VA Mutual Funds
January 11, 2030 - March 15, 2026
IRDA Insurance License
January 11, 2030 - January 1, 2023
US CPA (Pursuing)
January 11, 2030 - March 15, 2026

Industry Experience

Financial Services, Professional Services, Education