I am a technology and business leader with 15+ years as VP, EVP and CIO/CTO for banks and other financial firms, building and leading organizations of up to 350 people. I also served as CIO/CTO for several startups and hyper-growth organizations, guiding digital transformations and technology-enabled growth. In addition, I bring 16+ years of management consulting experience (BCG, Accenture), helping C-level clients across industries optimize IT strategy, PMO, and operating models to drive meaningful efficiency and performance gains. I partner with organizations to leverage AI, RPA, data analytics, and lean/agile methods to reduce costs, accelerate delivery, and unlock scalable value.

Herbert Kummer

I am a technology and business leader with 15+ years as VP, EVP and CIO/CTO for banks and other financial firms, building and leading organizations of up to 350 people. I also served as CIO/CTO for several startups and hyper-growth organizations, guiding digital transformations and technology-enabled growth. In addition, I bring 16+ years of management consulting experience (BCG, Accenture), helping C-level clients across industries optimize IT strategy, PMO, and operating models to drive meaningful efficiency and performance gains. I partner with organizations to leverage AI, RPA, data analytics, and lean/agile methods to reduce costs, accelerate delivery, and unlock scalable value.

Available to hire

I am a technology and business leader with 15+ years as VP, EVP and CIO/CTO for banks and other financial firms, building and leading organizations of up to 350 people. I also served as CIO/CTO for several startups and hyper-growth organizations, guiding digital transformations and technology-enabled growth. In addition, I bring 16+ years of management consulting experience (BCG, Accenture), helping C-level clients across industries optimize IT strategy, PMO, and operating models to drive meaningful efficiency and performance gains. I partner with organizations to leverage AI, RPA, data analytics, and lean/agile methods to reduce costs, accelerate delivery, and unlock scalable value.

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Work Experience

Advisor at Independent Strategic, Financial and IT Advisory
January 1, 2013 - Present
Independent strategic, financial and IT advisory focused on IT strategy and operating issues, PMO/PM, digital transformation, organizational design, and AI (cognitive computing, NLP, and Robotic Process Automation). Provided interim operating roles as required. Representative clients included LPL Financial, Pfizer, Wells Fargo, Bank of America, and Citibank (Charlotte, NC). Also served as a contract Program/Project Manager for financial operations and enabling technologies (2020-2026) and supported PE/VC portfolio companies (2013-2019). Led or supported initiatives to reduce operating costs and improve enterprise analytics and data management.
SVP, Data Analytics, BPM and Strategic Technology at Citibank
January 1, 2010 - December 31, 2013
Built and managed analytic foundations and engines for Decision Management, Risk Management, Customer Acquisition, Portfolio Management, and Data Management within CitiMortgage. Program Executive for lean/agile, transformation initiatives reducing mortgage origination, underwriting, and closing costs by ~40% ($50MM/year). Led enterprise Data Model design, operational analytics, and MIS, achieving significant efficiency gains and large headcount savings.
Interim SVP of App Development at Exeter Finance Corp
January 1, 2013 - Present
Interim SVP of Application Development, managing a 25-person development team focused on UX and transaction-based applications. Led evaluation and implementation of a Data Warehouse engine (Microsoft Appliance) to subsume transactional and Big Data for analytics.
Co-founder, General Partner and CTO at Talleyrand Capital Management, LLC
January 1, 1999 - December 31, 2009
Co-founded multi-strategy hedge fund; built technology analytics foundation; conceived and operated the equity long/short strategy based on deep fundamental analysis; led marketing to institutions.
Executive Vice-President and CTO at Sameday.com
January 1, 1999 - December 31, 2001
First employee of an Idealab!-incubated internet-based logistics company. Built and managed technology division (75 people) delivering internet-based supply chain logistics for retailers, including a POS/OE/Inventory system integrated to ERP (SAP). Revenues reached ~$10M/year before the dot-com crash; customers included FedEx and Flowers.com.
Associate Partner – IT Strategy Practice, Financial Services at Accenture
January 1, 1998 - December 31, 1999
Sold and led strategic IT strategy assignments for Fortune 500 firms, with a focus on financial services and consumer finance (e.g., Visa International).
Principal – IT Strategy Practice at The Boston Consulting Group
January 1, 1995 - December 31, 1998
Led IT strategy engagements for Fortune 500 clients in financial services, utilities and consumer services; engaged with Bayer AG, Pac Bell, Bank of Nova Scotia, BancoMer, among others.
Executive Vice President and Chief Information Officer at Plaza Mortgage Bank
January 1, 1992 - December 31, 1994
Built and managed technology and systems for a regional mortgage bank during national expansion; supported birth and growth of Option One Mortgage (subsidiary). Managed 150 staff.
Senior Vice President and Chief Information Officer at Ameriquest (formerly Long Beach Bank)
January 1, 1989 - December 31, 1992
Built and managed technology and systems divisions for a national mortgage bank; supported rapid growth (800% annually 1990–1992) and the transition to Ameriquest.

Education

MBA in Finance at Stanford University
January 11, 2030 - April 8, 2026
Bachelor of Science: Electrical Engineering and Computer Science at Massachusetts Institute of Technology
January 11, 2030 - April 8, 2026

Qualifications

Add your qualifications or awards here.

Industry Experience

Financial Services, Software & Internet, Professional Services, Other