I am an enthusiastic AI Master's student with a solid foundation in machine learning and a passion for collaborative teamwork. I enjoy leveraging my diverse skill set to contribute to data-driven decision-making and process improvements while continuously exploring innovative technologies in data science and software engineering. With hands-on experience in NLP, reinforcement learning, and computer vision, I have applied my skills in various domains including financial services and legal text analysis. I am always eager to learn and take on new challenges in the AI and data science fields.

Kristina Minkova

I am an enthusiastic AI Master's student with a solid foundation in machine learning and a passion for collaborative teamwork. I enjoy leveraging my diverse skill set to contribute to data-driven decision-making and process improvements while continuously exploring innovative technologies in data science and software engineering. With hands-on experience in NLP, reinforcement learning, and computer vision, I have applied my skills in various domains including financial services and legal text analysis. I am always eager to learn and take on new challenges in the AI and data science fields.

Available to hire

I am an enthusiastic AI Master’s student with a solid foundation in machine learning and a passion for collaborative teamwork. I enjoy leveraging my diverse skill set to contribute to data-driven decision-making and process improvements while continuously exploring innovative technologies in data science and software engineering.

With hands-on experience in NLP, reinforcement learning, and computer vision, I have applied my skills in various domains including financial services and legal text analysis. I am always eager to learn and take on new challenges in the AI and data science fields.

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Experience Level

Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
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Language

English
Advanced
German
Advanced
Bulgarian
Fluent

Work Experience

Data Scientist at Postbank (Eurobank Bulgaria AD)
September 30, 2024 - July 21, 2025
Developed univariate and multivariate logistic regression models in Python and SAS for default rate prediction of SMEs using their transactional and application data. Optimized algorithms for feature engineering such as WoE binning and coarse classing in Python and SQL. Improved team's efficiency by automating the calculation of credit scores, delinquencies, 12-month default rates, and other data preparation tasks on datasets loaded monthly, reducing processing time from ~2-3 days to 1 hour 40 minutes.
Data Management Specialist at Atos Bulgaria
January 31, 2022 - July 21, 2025
Collected, protected, and organized data in SAP S/4 HANA systems (ERP and CRM). Investigated and resolved master data issues including service, incident, and change requests.
NLP Research Intern at Brightlands Institute for Smart Society
August 31, 2023 - July 21, 2025
Learned NLP techniques from scratch including embedding methods (TF-IDF, BoW, Word2Vec, GloVe, transformer-based) and tokenization using Spacy, Keras, NLTK and Gensim. Investigated prompt engineering and OpenAI for synthetic legal text generation in low-resource settings. Optimized text classification of EU documents using cosine similarity with TF-IDF/LegalBERT, data augmentation, CNN, BiLSTM, and BERT architectures.

Education

Bachelor in Business Engineering at Maastricht University, Netherlands
January 1, 2020 - December 31, 2023

Qualifications

Cambridge Advanced English (CAE)
January 1, 2019 - December 31, 2019
Deutsches Sprachdiplom (DSD II)
January 1, 2019 - December 31, 2019

Industry Experience

Financial Services, Software & Internet, Professional Services, Education