Hi, I’m Muhammad Ramiz Qureshi, a software engineer, solution designer, and IT analyst specialized in large eCommerce and enterprise fintech systems, with a focus on cards and payments architecture. I have a passion for technology that started early, and I’ve been writing editorial content since I was 15. With extensive experience working on the full software development lifecycle, I excel at translating business needs into scalable, robust technical solutions. I enjoy adapting to new technologies and leveraging AI-powered tools to boost productivity and innovation. My background includes working in both customer-facing and management-facing roles, designing use-cases, architectural diagrams, and deploying highly available applications. I’m well-versed in Agile methodologies and thrive in dynamic, tech-driven environments.

Muhammad Ramiz Qureshi

Hi, I’m Muhammad Ramiz Qureshi, a software engineer, solution designer, and IT analyst specialized in large eCommerce and enterprise fintech systems, with a focus on cards and payments architecture. I have a passion for technology that started early, and I’ve been writing editorial content since I was 15. With extensive experience working on the full software development lifecycle, I excel at translating business needs into scalable, robust technical solutions. I enjoy adapting to new technologies and leveraging AI-powered tools to boost productivity and innovation. My background includes working in both customer-facing and management-facing roles, designing use-cases, architectural diagrams, and deploying highly available applications. I’m well-versed in Agile methodologies and thrive in dynamic, tech-driven environments.

Available to hire

Hi, I’m Muhammad Ramiz Qureshi, a software engineer, solution designer, and IT analyst specialized in large eCommerce and enterprise fintech systems, with a focus on cards and payments architecture. I have a passion for technology that started early, and I’ve been writing editorial content since I was 15. With extensive experience working on the full software development lifecycle, I excel at translating business needs into scalable, robust technical solutions.

I enjoy adapting to new technologies and leveraging AI-powered tools to boost productivity and innovation. My background includes working in both customer-facing and management-facing roles, designing use-cases, architectural diagrams, and deploying highly available applications. I’m well-versed in Agile methodologies and thrive in dynamic, tech-driven environments.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Beginner
Beginner
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Language

English
Fluent
Urdu
Fluent
French
Beginner
Turkish
Beginner
Greek, Modern
Beginner

Work Experience

Senior Technology Engineer at EmiratesNBD Bank
June 30, 2025 - July 25, 2025
Designed, developed, and implemented several key fintech and eCommerce initiatives, including the ATMX application fleet for managing the bank’s national and international ATMs. Automated tasks and jobs using Shell and PowerShell scripting across different platforms. Planned and executed disaster recovery drills to ensure business continuity and system resilience. Implemented SSL/TLS protocols for secure data transmission and deployed PFX certificates for client-server authentication. Procured and upgraded server infrastructure to high availability clusters. Worked with cryptographic algorithms for key management. Developed Self Service Currency Exchange software for Dubai Expo and TellerX Remote Video Call System for customer video banking. Created user stories in JIRA and ensured clear project documentation. Managed deployments through SCCM and handled Active Directory configurations. Integrated monitoring and security tools like Elastic Agent, Microsoft AppDynamics, and Defender E
Software Engineer & IT Consultant for Professional Services at NCR Atleos
August 1, 2021 - July 25, 2025
Led software delivery and implementation projects for clients including EmiratesNBD, Mashreq Bank, and Dubai Police. Analyzed customer requirements and designed fintech projects like NCR Cheque Processing Solution. Enhanced transaction flows and improved system resilience through customization of NCR Aptra Activate products. Researched application deficiencies and improved system availability. Managed stakeholder relationships and handled escalations related to VISA, MasterCard, Base24, and TIBCO systems. Designed and scheduled inventory reports using SCCM and performed data analysis via macros and SQL for security and performance insights.
Software Engineer at TPS Corporation
June 30, 2015 - July 25, 2025
Developed C++ components of the IRIS payment switch with integration to payment channels such as MASTERCARD and VISA. Created APIs and web services. Implemented 3D Secure across multiple banks following PCI-DSS and ISO8583 protocols. Achieved VISA EMV Chip Card Acquiring certification.

Education

Bachelor's at National University of Computer and Emerging Sciences NUCES-FAST Islamabad (Karachi Campus)
January 1, 2009 - December 31, 2013

Qualifications

Oracle Cloud Infrastructure 2023 Certified Foundations Associate
January 1, 2023 - December 31, 2025

Industry Experience

Financial Services, Software & Internet, Professional Services, Travel & Hospitality, Government

Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Beginner
Beginner
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