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Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology. I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.…Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology. I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.

Yoosuf Rifathu

Full Stack Developer, Back-End Developer, Front-End Developer, +2

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Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology. I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.…Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology. I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.

Available to hire

Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology.

I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Intermediate

Intermediate

Intermediate

Intermediate

Intermediate

Intermediate

Language

English

Fluent

Work Experience

Senior Software Engineer at State Trading Organization PLC, Maldives

January 1, 2026 - Present

Led engineering and architecture for enterprise fintech, payments, loyalty, and retail technology platforms supporting STO’s large-scale retail operations. Established secure, scalable backend services, integrated EFT POS/payment ecosystems, and contributed to continuous delivery, security practices, and data-driven decision making. Drove end-to-end delivery from architecture through production support, delivering resilient microservices and event-driven workflows.