Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology. I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.

Yoosuf Rifathu

Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology. I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.

Available to hire

Hi, I’m Yoosuf Rifathu, a Senior Software Engineer specializing in fintech infrastructure and distributed systems. I’ve spent 7+ years designing, architecting, and delivering secure, highly reliable platforms using .NET and Azure, with a focus on payments, loyalty programs, and retail technology.

I excel at building mission-critical, scalable backends and integrated POS ecosystems. I’m passionate about domain-driven design, event-driven architectures, and strong security practices, from identity and access management to real-time financial reconciliation. I enjoy mentoring teams, sharing knowledge, and delivering end-to-end solutions that drive business growth.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
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Language

English
Fluent

Work Experience

Senior Software Engineer at State Trading Organization PLC, Maldives
January 1, 2026 - Present
Led engineering and architecture for enterprise fintech, payments, loyalty, and retail technology platforms supporting STO’s large-scale retail operations. Established secure, scalable backend services, integrated EFT POS/payment ecosystems, and contributed to continuous delivery, security practices, and data-driven decision making. Drove end-to-end delivery from architecture through production support, delivering resilient microservices and event-driven workflows.

Education

Bachelor of Science in Computer Science at Maldives National University
January 11, 2030 - May 28, 2026

Qualifications

Microsoft Certified Professional
January 11, 2030 - May 28, 2026
Microsoft Certified Solutions Associate (MCSA)
January 11, 2030 - May 28, 2026
ITIL Foundation
January 11, 2030 - May 28, 2026
Agile Master Certified (SAMC)
January 11, 2030 - May 28, 2026
Scrum Master Certified (SMC)
January 11, 2030 - May 28, 2026

Industry Experience

Software & Internet, Financial Services, Retail, Professional Services, Media & Entertainment

Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
Intermediate
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