I am a visionary technology leader with over two decades of experience delivering cutting-edge solutions across FinTech, Banking, Blockchain, AI, and e-wallet development. I design scalable architectures and lead high-performing teams to turn ideas into SaaS platforms that drive real business value. I thrive on turning complex problems into practical, reliable systems and enjoy mentoring engineers to grow their skills and confidence. I am a hands-on programmer proficient in Erlang, Go, Java, Node.js, Python, C#, C++, and hybrid mobile development. I excel in end-to-end delivery from product ideation to launch, guiding cross-functional teams to innovate while delivering high-quality results under time and resource constraints.

Md Abul Kalam Azad

I am a visionary technology leader with over two decades of experience delivering cutting-edge solutions across FinTech, Banking, Blockchain, AI, and e-wallet development. I design scalable architectures and lead high-performing teams to turn ideas into SaaS platforms that drive real business value. I thrive on turning complex problems into practical, reliable systems and enjoy mentoring engineers to grow their skills and confidence. I am a hands-on programmer proficient in Erlang, Go, Java, Node.js, Python, C#, C++, and hybrid mobile development. I excel in end-to-end delivery from product ideation to launch, guiding cross-functional teams to innovate while delivering high-quality results under time and resource constraints.

Available to hire

I am a visionary technology leader with over two decades of experience delivering cutting-edge solutions across FinTech, Banking, Blockchain, AI, and e-wallet development. I design scalable architectures and lead high-performing teams to turn ideas into SaaS platforms that drive real business value. I thrive on turning complex problems into practical, reliable systems and enjoy mentoring engineers to grow their skills and confidence.

I am a hands-on programmer proficient in Erlang, Go, Java, Node.js, Python, C#, C++, and hybrid mobile development. I excel in end-to-end delivery from product ideation to launch, guiding cross-functional teams to innovate while delivering high-quality results under time and resource constraints.

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Experience Level

Expert
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Intermediate
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Language

English
Advanced

Work Experience

Head of Software Development at MyPaaa SDN BHD
September 1, 2023 - Present
Led a cross-functional team of 6 to deliver SaaS platforms and FinTech solutions. Managed cloud deployments across Linux, Windows Server, and macOS, aligning infrastructure with security and scalability goals. Collaborated with stakeholders to translate business requirements into robust software architectures and roadmaps. Spearheaded the launch of AlifPay e-Wallet, a community cashback and referral platform, including real-time reward point conversions to cash, QR-based merchant tools, loyalty programs, and merchant analytics. Guided end-to-end development of uCode.ai, an intelligent code automation platform, and contributed to WinAndWings loyalty platform. Architected systems that integrated AI modeling, embeddings, and cloud-based services, enabling AI-driven capabilities and scalable deployments. Drove DevOps practices with CI/CD pipelines, monitoring, and security testing to ensure reliable production releases.
Project Lead (Remote) at FinGold Inc
September 1, 2022 - September 1, 2023
Delivered MVP for a gold-backed mobile wallet in record time, coordinating a 15-person team across frontend and backend. Designed scalable architecture to meet performance, security, and regulatory considerations. Led Azure deployment, CI/CD pipelines, and secure infrastructure, enabling smooth launches on App Store and Google Play. Implemented agile workflows, cross-team collaboration, and stakeholder communications to ensure on-time delivery.
Technical Consultant at OCBC Bank
March 1, 2022 - September 1, 2022
Enhanced the mobile banking app by implementing micro-frontend modules, addressing critical security issues via penetration testing, and fortifying app defenses. Collaborated with product and security teams to improve resilience, performance, and compliance.
Head of IT at VHarvest SDN BHD
July 1, 2017 - December 1, 2021
Directed a 35-person team in developing trading dashboards, analytics tools, and cryptocurrency wallets. Designed and deployed smart contracts; led AWS deployment, CI/CD pipelines, and robust infrastructure. Coordinated successful launches on App Store and Google Play. Championed scalable system design, performance optimization, and agile practices.
Chief Technology Officer at ExCode
April 1, 2009 - July 1, 2017
Led a team of 15+ developers delivering large-scale web, healthcare, and edu-tech projects. Drove system design, security, and deployment processes; supported post-deployment. Contributed to business development with pitches, proposals, and client relations across multiple regions.
Senior Programmer / Programmer at WSP Imc / International Computer Connections
January 1, 2002 - January 1, 2009
Developed enterprise software and websites for government and private sectors; provided ongoing support and maintenance. Built a Training Management System from scratch to streamline scheduling, tracking, and reporting.

Education

Master’s in Management Information System (MIS) at Daffodil International University
January 11, 2030 - January 1, 2008
Higher Diploma in Software Development at NIIT
January 11, 2030 - January 1, 2002
Bachelor’s in Physics & Math at National University, Dhaka
January 11, 2030 - January 1, 1998
Master’s in Management Information System (MIS) at Daffodil International University
January 11, 2030 - January 1, 2008
Higher Diploma in Software Development at NIIT
January 11, 2030 - January 1, 2002
Bachelor’s in Physics & Math at National University, Dhaka
January 11, 2030 - January 1, 1998

Qualifications

Blockchain Development
January 1, 2018 - April 6, 2026
Cybersecurity
January 1, 2022 - April 6, 2026
Blockchain Development
January 1, 2018 - April 11, 2026
Cybersecurity – Training
January 1, 2022 - April 11, 2026

Industry Experience

Financial Services, Software & Internet, Professional Services, Other